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Earn2Trade vs Topstep: Head-to-Head Comparison (2026)

Earn2Trade

7.2 A+
United States Futures
VS

Topstep

8.0 A
United States Futures
Key Differences
Safety A+ vs A Split 80% vs 90% Price $150 vs $49

Verdict: Who Wins?

Earn2Trade 5 wins Our Pick
5 - 3
Topstep 3 wins
Overall Rating 8.0 vs 7.2 Clear
TrustPilot 4.7 vs 3.5 Decisive
Starting Price $49 vs $150 Decisive
Profit Split 90% vs 80% Decisive
Safety Grade A+ vs A Narrow
Trust Score 91.9/100 vs 74.5/100 Decisive
Challenge Variety 7 vs 3 options Narrow
Platform Choice 4 vs 1 platforms Clear

Best For:

Budget-conscious traders Topstep
Maximum profit potential Topstep
Trust & reputation Earn2Trade
Fast payouts Earn2Trade

Visual Comparison

Earn2Trade Topstep
Earn2Trade
Grade A+ 4.7

Save 60% on Earn2Trade today

CODE MULTI60 from $150 Ends in 5 days
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Head-to-Head Comparison

Earn2Trade Metric Topstep
7.2/10 PFM Score 8.0/10
4.7/5 (4,757) TrustPilot 3.5/5 (14,272)
A+ Safety Grade A
91.9 A+ Trust Score 74.5 B+
80% Profit Split 90%
TCP25 $550 DDL / $1,500 EOD; TCP50 $1,100 DDL / $2,000 EOD; TCP100 $2,200 DDL / $3,500 EOD; GAU50 $1,100 DDL / $2,000 EOD; GAU100 $2,200 DDL / $3,500 EOD; GAU150 $3,300 DDL / $4,500 EOD; GAU200 $4,400 DDL / $6,000 EOD Daily Drawdown No daily loss limit on Standard plan. Max Loss Limit: $2,000 (50K) / $3,000 (100K) / $4,500 (150K) trailing EOD from highest balance. Optional DLL add-on: $1,000 / $2,000 / $3,000.
Weekly Payout Frequency On-demand
$150 Starting Price $49
Proprietary Technology Proprietary
Trading View, NinjaTrader, Tradovate, Rithmic Platforms Topstep X
Yes Direct Path to Funded Yes
United States Country United States
Jan 2017 Established Jan 2010
7 options Challenge Options 3 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size Earn2Trade Topstep Savings
$50K $170 $49 Save $121
$100K $315 $99 Save $216
$150K $375 $199 Save $176

Earn2Trade vs Topstep: Detailed Analysis

Earn2Trade and Topstep are both Futures firms. Topstep has been in business longer, established in 2010, while Earn2Trade was founded in 2017.

Pricing

In terms of pricing, Topstep is more affordable with challenges starting at $49, which is $101 less than Earn2Trade's starting price of $150. Earn2Trade offers 7 challenge options, while Topstep offers 3.

Account Sizes

On account sizing, Earn2Trade offers account sizes from $25 to $200 across 5 funding tiers, while Topstep offers account sizes from $50 to $150 across 3 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.

Trading Platforms

For trading platforms, Earn2Trade supports Trading View, NinjaTrader, Tradovate and Rithmic, while Topstep runs on Topstep X. If you already trade on a specific platform, this can be the deciding factor between the two.

Profit Split & Payouts

Earn2Trade offers 80% profit split, while Topstep offers 90%. Earn2Trade pays out Weekly, and Topstep pays out On-demand.

Risk & Drawdown Rules

Risk rules are a key difference for funded traders: Earn2Trade lists its daily drawdown as "TCP25 $550 DDL / $1,500 EOD; TCP50 $1,100 DDL / $2,000 EOD; TCP100 $2,200 DDL / $3,500 EOD; GAU50 $1,100 DDL / $2,000 EOD; GAU100 $2,200 DDL / $3,500 EOD; GAU150 $3,300 DDL / $4,500 EOD; GAU200 $4,400 DDL / $6,000 EOD", while Topstep lists "No daily loss limit on Standard plan. Max Loss Limit: $2,000 (50K) / $3,000 (100K) / $4,500 (150K) trailing EOD from highest balance. Optional DLL add-on: $1,000 / $2,000 / $3,000.". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.

Payout Methods

When it comes to getting paid, Earn2Trade supports withdrawals via Rise and Crypto, while Topstep pays out through Wise, ACH and International Wire / SWIFT.

Trust & Safety

For trust and reputation, Earn2Trade has a 4.7/5 TrustPilot rating with 4,757 reviews, while Topstep has 3.5/5 with 14,272 reviews. Safety grades: Earn2Trade A+, Topstep A.

Who Should Choose Which

So who should pick which? Earn2Trade is the stronger choice for trust & reputation and fast payouts, while Topstep is the better fit for budget-conscious traders and maximum profit potential.

Overall, Earn2Trade edges ahead winning 5 out of 8 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.

Pros & Cons

Earn2Trade
Pros
80% profit split; weekly payouts from $100 min; scale to $400K; Trader Career Path multi-phase progression; 6,400+ traders funded in 2025; free platforms and study guides
Cons
Monthly subscription model (not one-time); minimum 10 trading days per phase; multi-phase evaluation before funding
Topstep
Pros
Instant payouts (~9 seconds); 90% profit split; up to $12K payout cap; no daily loss limit; 15+ years in business; 200K+ traders; $1.4B+ paid out; proprietary TopstepX platform; live education via TopstepTV
Cons
Subscription-based monthly fee model (not one-time); 3.4 TrustPilot rating lower than some competitors; consistency rule limits largest winning days to 50% of total profits

Active Deals & Promo Codes

Earn2Trade
50% OFF 50% Off for all challenges
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60% OFF Run up to 5 evaluations under one email and save 60%. Code MULTI60. Verified live on earn2trade.com 2026-06-22.
Topstep
$20 off No Activation Fee Trading Combine (any size). Up to 5 uses per trader.

Frequently Asked Questions

Which is better, Earn2Trade or Topstep?

Earn2Trade scores higher overall, winning 5 out of 8 comparison categories including TrustPilot, Safety Grade, Trust Score. However, the best choice depends on your trading goals and priorities.

Which is cheaper, Earn2Trade or Topstep?

Topstep has the lower starting price at $49. Earn2Trade offers 7 challenge options starting from $150, while Topstep offers 3 options starting from $49.

Which has better reviews, Earn2Trade or Topstep?

Earn2Trade has a higher TrustPilot rating of 4.7/5. Earn2Trade has 4,757 reviews while Topstep has 14,272.

Which offers a higher profit split, Earn2Trade or Topstep?

Topstep offers a higher maximum profit split. Earn2Trade offers 80% while Topstep offers 90%.

How fast do Earn2Trade and Topstep pay out?

Earn2Trade has Weekly payouts while Topstep offers On-demand payouts. Payout speed can be an important factor when choosing a prop firm.

Are Earn2Trade and Topstep legit?

Both firms have been independently verified by PropFirmMap. Earn2Trade holds a A+ safety grade and a 4.7/5 TrustPilot rating. Topstep holds a A safety grade and a 3.5/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.

Which is better for beginners, Earn2Trade or Topstep?

Topstep may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.

Not sold on either? Explore alternatives

See the closest-matched prop firms ranked head-to-head against each contender, with live 2026 prices and safety grades.