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FTMO vs Funding Traders: Head-to-Head Comparison (2026)

FTMO

8.3 A+
Czech Republic CFD
VS

Funding Traders

6.7 B
Hong Kong CFD
Key Differences
Safety A+ vs B Split 90% vs 100% Price $79 vs $39

Verdict: Who Wins?

FTMO 4 wins
4 - 3
Funding Traders 3 wins
Overall Rating 8.3 vs 6.7 Decisive
TrustPilot 4.8 vs 3.4 Decisive
Starting Price $39 vs $79 Decisive
Profit Split 80-100% (varies by program) vs Up to 90% Decisive
Safety Grade A+ vs B Decisive
Trust Score 84/100 vs 45.6/100 Decisive
Challenge Variety 24 vs 10 options Decisive

Best For:

Budget-conscious traders Funding Traders
Maximum profit potential Funding Traders
Trust & reputation FTMO
Fast payouts FTMO

Visual Comparison

FTMO Funding Traders

Head-to-Head Comparison

FTMO Metric Funding Traders
8.3/10 PFM Score 6.7/10
4.8/5 (42,594) TrustPilot 3.4/5 (3,269)
A+ Safety Grade B
84 A Trust Score 45.6 D
Up to 90% Profit Split 80-100% (varies by program)
Maximum Daily Loss Amount, which is 5% of the Initial Simulated Capital (2-Step) or 3% (1-Step) Daily Drawdown 3-5% daily, 6-10% max
Bi-weekly (every 14 days) Payout Frequency 14-21 Days
$79 Starting Price $39
Proprietary Technology Proprietary
cTrader, MT5, MT4 Platforms MT5, TradeLocker
No Direct Path to Funded No
Czech Republic Country Hong Kong
Jan 2015 Established -
10 options Challenge Options 24 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size FTMO Funding Traders Savings
$10K $79 $59 Save $20
$25K $199 $119 Save $80
$50K $319 $229 Save $90
$100K $439 $419 Save $20
$200K $999 $799 Save $200

FTMO vs Funding Traders: Detailed Analysis

FTMO and Funding Traders are both CFD firms.

Pricing

In terms of pricing, Funding Traders is more affordable with challenges starting at $39, which is $40 less than FTMO's starting price of $79. FTMO offers 10 challenge options, while Funding Traders offers 24.

Account Sizes

On account sizing, FTMO offers account sizes from $10 to $200 across 5 funding tiers, while Funding Traders offers account sizes from $5 to $400 across 7 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.

Trading Platforms

For trading platforms, FTMO supports cTrader, MT5 and MT4, while Funding Traders runs on MT5 and TradeLocker. If you already trade on a specific platform, this can be the deciding factor between the two.

Profit Split & Payouts

FTMO offers Up to 90% profit split, while Funding Traders offers 80-100% (varies by program). FTMO pays out Bi-weekly (every 14 days), and Funding Traders pays out 14-21 Days.

Risk & Drawdown Rules

Risk rules are a key difference for funded traders: FTMO lists its daily drawdown as "Maximum Daily Loss Amount, which is 5% of the Initial Simulated Capital (2-Step) or 3% (1-Step)", while Funding Traders lists "3-5% daily, 6-10% max". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.

Payout Methods

Funding Traders supports withdrawals via Rise and Crypto.

Trust & Safety

For trust and reputation, FTMO has a 4.8/5 TrustPilot rating with 42,594 reviews, while Funding Traders has 3.4/5 with 3,269 reviews. Safety grades: FTMO A+, Funding Traders B.

Who Should Choose Which

So who should pick which? FTMO is the stronger choice for trust & reputation and fast payouts, while Funding Traders is the better fit for budget-conscious traders and maximum profit potential.

This is a close matchup with FTMO winning 4 and Funding Traders winning 3 of the categories we compared. The right choice depends on what matters most to you as a trader.

Pros & Cons

FTMO
Pros
Up to 90% of your simulated profits as a reward, accounts up to $200,000 FTMO Account, established 2015 with 3.5M+ customers worldwide, MT4 MT5 cTrader supported, 100% refund of initial fee on first reward (2-Step), Prague-based with $500M+ paid in rewards
Cons
All accounts we provide to our clients are demo accounts with fictitious funds and any trading is in a simulated environment only; prices charged in EUR; 2-Step Verification phase required before reaching FTMO Account
Funding Traders
Pros
Four program tracks: Instant Funded, 2-Step Pro10, 2-Step Pro6, 1-Step Pro. Profit splits up to 100%. FT40 promo code, TRYFT 50% off first challenge.
Cons
15% consistency score on Instant Funded. 50% consistency on 1-Step Pro. Min 4 trading days on Evaluation programs.

Active Deals & Promo Codes

FTMO

No active deals

Funding Traders
40% OFF 40% OFF + Pass and Get a FREE Account
50% OFF 50% off your first funded challenge
50% OFF 50% off limited-time promotion (tax-season)

Frequently Asked Questions

Which is better, FTMO or Funding Traders?

Both firms are competitive. FTMO wins in 4 categories while Funding Traders wins in 3. The best choice depends on what you prioritize: pricing, profit split, trust ratings, or payout speed.

Which is cheaper, FTMO or Funding Traders?

Funding Traders has the lower starting price at $39. FTMO offers 10 challenge options starting from $79, while Funding Traders offers 24 options starting from $39.

Which has better reviews, FTMO or Funding Traders?

FTMO has a higher TrustPilot rating of 4.8/5. FTMO has 42,594 reviews while Funding Traders has 3,269.

Which offers a higher profit split, FTMO or Funding Traders?

Funding Traders offers a higher maximum profit split. FTMO offers Up to 90% while Funding Traders offers 80-100% (varies by program).

How fast do FTMO and Funding Traders pay out?

FTMO has Bi-weekly (every 14 days) payouts while Funding Traders offers 14-21 Days payouts. Payout speed can be an important factor when choosing a prop firm.

Are FTMO and Funding Traders legit?

Both firms have been independently verified by PropFirmMap. FTMO holds a A+ safety grade and a 4.8/5 TrustPilot rating. Funding Traders holds a B safety grade and a 3.4/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.

Which is better for beginners, FTMO or Funding Traders?

Funding Traders may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.

Not sold on either? Explore alternatives

See the closest-matched prop firms ranked head-to-head against each contender, with live 2026 prices and safety grades.