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FTMO vs Lark Funding: Head-to-Head Comparison (2026)

FTMO

8.3 A+
Czech Republic CFD
VS

Lark Funding

6.8 B+
Canada CFD
Key Differences
Safety A+ vs B+ Price $79 vs $50

Verdict: Who Wins?

FTMO 4 wins Decisive Win
4 - 2
Lark Funding 2 wins
Overall Rating 8.3 vs 6.8 Decisive
TrustPilot 4.8 vs 4.4 Clear
Starting Price $50 vs $79 Decisive
Profit Split Both Up to 90% Tie
Safety Grade A+ vs B+ Clear
Trust Score 84/100 vs 63.4/100 Decisive
Challenge Variety 24 vs 10 options Decisive

Best For:

Budget-conscious traders Lark Funding
Trust & reputation FTMO
Fast payouts FTMO

Visual Comparison

FTMO Lark Funding

Save 10% on Lark Funding today

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Head-to-Head Comparison

FTMO Metric Lark Funding
8.3/10 PFM Score 6.8/10
4.8/5 (42,594) TrustPilot 4.4/5 (611)
A+ Safety Grade B+
84 A Trust Score 63.4 B
Up to 90% Profit Split 80% (up to 90%)
Maximum Daily Loss Amount, which is 5% of the Initial Simulated Capital (2-Step) or 3% (1-Step) Daily Drawdown Static, 5% daily / 5-10% total (varies by program)
Bi-weekly (every 14 days) Payout Frequency Every 14 days
$79 Starting Price $50
Proprietary Technology White-Label
cTrader, MT5, MT4 Platforms DXTrade, cTrader, Match Trader
No Direct Path to Funded No
Czech Republic Country Canada
Jan 2015 Established Jan 2022
10 options Challenge Options 24 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size FTMO Lark Funding Savings
$10K $79 $90 Save $11
$25K $199 $175 Save $24
$50K $319 $280 Save $39
$100K $439 $370 Save $69
$200K $999 $750 Save $249

FTMO vs Lark Funding: Detailed Analysis

FTMO and Lark Funding are both CFD firms. FTMO has been in business longer, established in 2015, while Lark Funding was founded in 2022.

Pricing

In terms of pricing, Lark Funding is more affordable with challenges starting at $50, which is $29 less than FTMO's starting price of $79. FTMO offers 10 challenge options, while Lark Funding offers 24.

Account Sizes

On account sizing, FTMO offers account sizes from $10 to $200 across 5 funding tiers, while Lark Funding offers account sizes from $5 to $200 across 6 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.

Trading Platforms

For trading platforms, FTMO supports cTrader, MT5 and MT4, while Lark Funding runs on DXTrade, cTrader and Match Trader. If you already trade on a specific platform, this can be the deciding factor between the two.

Profit Split & Payouts

FTMO offers Up to 90% profit split, while Lark Funding offers 80% (up to 90%). FTMO pays out Bi-weekly (every 14 days), and Lark Funding pays out Every 14 days.

Risk & Drawdown Rules

Risk rules are a key difference for funded traders: FTMO lists its daily drawdown as "Maximum Daily Loss Amount, which is 5% of the Initial Simulated Capital (2-Step) or 3% (1-Step)", while Lark Funding lists "Static, 5% daily / 5-10% total (varies by program)". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.

Payout Methods

Lark Funding supports withdrawals via Rise Works.

Trust & Safety

For trust and reputation, FTMO has a 4.8/5 TrustPilot rating with 42,594 reviews, while Lark Funding has 4.4/5 with 611 reviews. Safety grades: FTMO A+, Lark Funding B+.

Who Should Choose Which

So who should pick which? FTMO is the stronger choice for trust & reputation and fast payouts, while Lark Funding is the better fit for budget-conscious traders.

Overall, FTMO edges ahead winning 4 out of 6 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.

Pros & Cons

FTMO
Pros
Up to 90% of your simulated profits as a reward, accounts up to $200,000 FTMO Account, established 2015 with 3.5M+ customers worldwide, MT4 MT5 cTrader supported, 100% refund of initial fee on first reward (2-Step), Prague-based with $500M+ paid in rewards
Cons
All accounts we provide to our clients are demo accounts with fictitious funds and any trading is in a simulated environment only; prices charged in EUR; 2-Step Verification phase required before reaching FTMO Account
Lark Funding
Pros
Multiple evaluation paths (Instant, 1-Step, 2-Step, 3-Step); fast payouts via Riseworks; no consistency rule
Cons
Weekend holding requires paid add-on; $40 Riseworks processing fee per payout (waivable)

Active Deals & Promo Codes

FTMO

No active deals

Lark Funding
10% OFF 10% off all challenges

Frequently Asked Questions

Which is better, FTMO or Lark Funding?

FTMO scores higher overall, winning 4 out of 6 comparison categories including Overall Rating, TrustPilot, Safety Grade. However, the best choice depends on your trading goals and priorities.

Which is cheaper, FTMO or Lark Funding?

Lark Funding has the lower starting price at $50. FTMO offers 10 challenge options starting from $79, while Lark Funding offers 24 options starting from $50.

Which has better reviews, FTMO or Lark Funding?

FTMO has a higher TrustPilot rating of 4.8/5. FTMO has 42,594 reviews while Lark Funding has 611.

Which offers a higher profit split, FTMO or Lark Funding?

FTMO offers a higher maximum profit split. FTMO offers Up to 90% while Lark Funding offers 80% (up to 90%).

How fast do FTMO and Lark Funding pay out?

FTMO has Bi-weekly (every 14 days) payouts while Lark Funding offers Every 14 days payouts. Payout speed can be an important factor when choosing a prop firm.

Are FTMO and Lark Funding legit?

Both firms have been independently verified by PropFirmMap. FTMO holds a A+ safety grade and a 4.8/5 TrustPilot rating. Lark Funding holds a B+ safety grade and a 4.4/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.

Which is better for beginners, FTMO or Lark Funding?

Lark Funding may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.

Not sold on either? Explore alternatives

See the closest-matched prop firms ranked head-to-head against each contender, with live 2026 prices and safety grades.