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FTMO vs OFunded: Head-to-Head Comparison (2026)

FTMO

8.4 A+
Czech Republic CFD
VS

OFunded

4.7 D
United Arab Emirates CFD
Key Differences
Safety A+ vs D Payouts Bi-Weekly vs Monthly Price $79 vs $49

Verdict: Who Wins?

FTMO 3 wins Decisive Win
3 - 1
OFunded 1 wins
Overall Rating 8.4 vs 4.7 Decisive
Starting Price $49 vs $79 Decisive
Profit Split Both Up to 90% Tie
Safety Grade A+ vs D Decisive
Trust Score 79/100 vs 13/100 Decisive

Best For:

Budget-conscious traders OFunded
Trust & reputation FTMO
Fast payouts FTMO

Visual Comparison

FTMO OFunded
FTMO
Grade A+ 4.8

Save 20% on FTMO today

from $79
Save 20% Now Code listed by the firm 31 Aug 2026

Head-to-Head Comparison

FTMO Metric OFunded
8.4/10 PFM Score 4.7/10
4.8/5 (51,254) TrustPilot -
A+ Safety Grade D
79 B+ Trust Score 13 F
Up to 90% Profit Split Up to 90%
Maximum Daily Loss Amount, which is 5% of the Initial Simulated Capital (2-Step) or 3% (1-Step) Daily Drawdown 5%
Bi-weekly (every 14 days) Payout Frequency Monthly
$79 Starting Price $49
Proprietary Technology White-Label
cTrader, MT5, MT4 Platforms DXTrade, cTrader, Match Trader, GooeyPro
No Direct Path to Funded No
Czech Republic Country United Arab Emirates
Jan 2015 Established -
13 options Challenge Options 14 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size FTMO OFunded Savings
$10K $79 $49 Save $30
$25K $199 $125 Save $74
$50K $119 $225 Save $106
$100K $169 $450 Save $281

FTMO vs OFunded: Detailed Analysis

FTMO and OFunded are both CFD firms.

Pricing

In terms of pricing, OFunded is more affordable with challenges starting at $49, which is $30 less than FTMO's starting price of $79. FTMO offers 13 challenge options, while OFunded offers 14.

Account Sizes

On account sizing, FTMO offers account sizes from $10 to $200 across 6 funding tiers, while OFunded offers account sizes from $5 to $250 across 6 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.

Trading Platforms

For trading platforms, FTMO supports cTrader, MT5 and MT4, while OFunded runs on DXTrade, cTrader, Match Trader and GooeyPro. If you already trade on a specific platform, this can be the deciding factor between the two.

Profit Split & Payouts

FTMO offers Up to 90% profit split, while OFunded offers Up to 90%. FTMO pays out Bi-weekly (every 14 days), and OFunded pays out Monthly.

Risk & Drawdown Rules

Risk rules are a key difference for funded traders: FTMO lists its daily drawdown as "Maximum Daily Loss Amount, which is 5% of the Initial Simulated Capital (2-Step) or 3% (1-Step)", while OFunded lists "5%". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.

Payout Methods

OFunded supports withdrawals via Crypto and Wire Transfer.

Trust & Safety

For trust and reputation, FTMO has a 4.8/5 TrustPilot rating with 51,254 reviews. Safety grades: FTMO A+, OFunded D.

Who Should Choose Which

So who should pick which? FTMO is the stronger choice for trust & reputation and fast payouts, while OFunded is the better fit for budget-conscious traders.

Overall, FTMO edges ahead winning 3 out of 4 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.

Pros & Cons

FTMO
Pros
Up to 90% of your simulated profits as a reward, accounts up to $200,000 FTMO Account, established 2015 with 3.5M+ customers worldwide, MT4 MT5 cTrader supported, 100% refund of initial fee on first reward (2-Step), Prague-based with $500M+ paid in rewards
Cons
All accounts we provide to our clients are demo accounts with fictitious funds and any trading is in a simulated environment only; prices charged in EUR; 2-Step Verification phase required before reaching FTMO Account
OFunded
Pros
Four platforms on one rulebook (cTrader, DXTrade, MatchTrader, GooeyPro). No consistency rule and no minimum trading days. News trading and EAs/cBots permitted. No time limit on either challenge phase. Up to 90% account gains share, paid in fiat or crypto. Backed by broker OFinancial Markets.
Cons
The firm's own pages disagree on max drawdown (7% on the challenge builder vs 8% on the rules page) and on first-payout timing (marketing says instant, the rulebook says 30 days). Weekend holding needs a paid add-on and covers crypto only. Accounts breach after 30 days of inactivity. Gains are forfeited on a hard breach unless the paid Payout Protector add-on was bought. No TrustPilot profile exists yet.

Active Deals & Promo Codes

FTMO
20% OFF 20% off the $100K 1-Step FTMO Challenge (no code needed)
OFunded

No active deals

Frequently Asked Questions

Which is better, FTMO or OFunded?

FTMO scores higher overall, winning 3 out of 4 comparison categories including Overall Rating, Safety Grade, Trust Score. However, the best choice depends on your trading goals and priorities.

Which is cheaper, FTMO or OFunded?

OFunded has the lower starting price at $49. FTMO offers 13 challenge options starting from $79, while OFunded offers 14 options starting from $49.

Which offers a higher profit split, FTMO or OFunded?

FTMO offers a higher maximum profit split. FTMO offers Up to 90% while OFunded offers Up to 90%.

How fast do FTMO and OFunded pay out?

FTMO has Bi-weekly (every 14 days) payouts while OFunded offers Monthly payouts. Payout speed can be an important factor when choosing a prop firm.

Are FTMO and OFunded legit?

Both firms have been independently verified by PropFirmMap. FTMO holds a A+ safety grade and a 4.8/5 TrustPilot rating. OFunded holds a D safety grade. Safety grades are based on payout history, community trust signals, and regulatory transparency.

Which is better for beginners, FTMO or OFunded?

OFunded may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.

Not sold on either? Explore alternatives

See the closest-matched prop firms ranked head-to-head against each contender, with live 2026 prices and safety grades.