FTMO vs Phoenix Trader Funding: Head-to-Head Comparison (2026)
FTMO
8.3 A+
CFD
Phoenix Trader Funding
6.8 A
Futures
Verdict: Who Wins?
FTMO
5 wins
Decisive Win
Best For:
FTMO
Visual Comparison
Save 30% on Phoenix Trader Funding today
Head-to-Head Comparison
| FTMO | Metric | Phoenix Trader Funding |
|---|---|---|
| 8.3/10 ★ | PFM Score | 6.8/10 |
| 4.8/5 (42,594) ★ | TrustPilot | 4.6/5 (832) |
| A+ ★ | Safety Grade | A |
| 79 B+ ★ | Trust Score | 78.7 B+ |
| Up to 90% | Profit Split | 90% |
| Maximum Daily Loss Amount, which is 5% of the Initial Simulated Capital (2-Step) or 3% (1-Step) | Daily Drawdown | No standard daily loss limit. Classic and Spark use trailing EOD drawdown from highest balance. Merit accounts apply a 25% dynamic daily drawdown of starting balance. |
| Bi-weekly (every 14 days) | Payout Frequency | Bi-Weekly |
| $79 | Starting Price | $39 ★ |
| Proprietary | Technology | White-Label |
| cTrader, MT5, MT4 | Platforms | Trading View, NinjaTrader, Tradovate, Quantower, Atas, dxFeed, Volumetrica, Phoenix Instant Logger, Rithmic, DeepCharts |
| No | Direct Path to Funded | Yes |
| Czech Republic | Country | France |
| Jan 2015 | Established | Aug 2023 |
| 10 options | Challenge Options | 6 options |
Price Comparison by Account Size
Cheapest challenge price at each account size (where both firms offer the same size)
| Account Size | FTMO | Phoenix Trader Funding | Savings |
|---|---|---|---|
| $25K | $199 | $39 ★ | Save $160 |
| $50K | $319 | $69 ★ | Save $250 |
| $100K | $439 | $269 ★ | Save $170 |
FTMO vs Phoenix Trader Funding: Detailed Analysis
FTMO and Phoenix Trader Funding are both CFD firms. FTMO has been in business longer, established in 2015, while Phoenix Trader Funding was founded in 2023.
Pricing
In terms of pricing, Phoenix Trader Funding is more affordable with challenges starting at $39, which is $40 less than FTMO's starting price of $79. FTMO offers 10 challenge options, while Phoenix Trader Funding offers 6.
Account Sizes
On account sizing, FTMO offers account sizes from $10 to $200 across 5 funding tiers, while Phoenix Trader Funding offers account sizes from $2 to $100 across 4 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.
Trading Platforms
For trading platforms, FTMO supports cTrader, MT5 and MT4, while Phoenix Trader Funding runs on Trading View, NinjaTrader, Tradovate, Quantower, Atas, dxFeed, Volumetrica, Phoenix Instant Logger, Rithmic and DeepCharts. If you already trade on a specific platform, this can be the deciding factor between the two.
Profit Split & Payouts
FTMO offers Up to 90% profit split, while Phoenix Trader Funding offers 90%. FTMO pays out Bi-weekly (every 14 days), and Phoenix Trader Funding pays out Bi-Weekly.
Risk & Drawdown Rules
Risk rules are a key difference for funded traders: FTMO lists its daily drawdown as "Maximum Daily Loss Amount, which is 5% of the Initial Simulated Capital (2-Step) or 3% (1-Step)", while Phoenix Trader Funding lists "No standard daily loss limit. Classic and Spark use trailing EOD drawdown from highest balance. Merit accounts apply a 25% dynamic daily drawdown of starting balance.". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.
Payout Methods
Phoenix Trader Funding supports withdrawals via Payoneer and PayPal.
Trust & Safety
For trust and reputation, FTMO has a 4.8/5 TrustPilot rating with 42,594 reviews, while Phoenix Trader Funding has 4.6/5 with 832 reviews. Safety grades: FTMO A+, Phoenix Trader Funding A.
Who Should Choose Which
So who should pick which? FTMO is the stronger choice for trust & reputation, while Phoenix Trader Funding is the better fit for budget-conscious traders.
Overall, FTMO edges ahead winning 5 out of 7 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.
Pros & Cons
FTMO
Pros
Cons
Pros
Cons
Active Deals & Promo Codes
FTMO
No active deals
Frequently Asked Questions
Which is better, FTMO or Phoenix Trader Funding?
FTMO scores higher overall, winning 5 out of 7 comparison categories including Overall Rating, TrustPilot, Safety Grade. However, the best choice depends on your trading goals and priorities.
Which is cheaper, FTMO or Phoenix Trader Funding?
Phoenix Trader Funding has the lower starting price at $39. FTMO offers 10 challenge options starting from $79, while Phoenix Trader Funding offers 6 options starting from $39.
Which has better reviews, FTMO or Phoenix Trader Funding?
FTMO has a higher TrustPilot rating of 4.8/5. FTMO has 42,594 reviews while Phoenix Trader Funding has 832.
Which offers a higher profit split, FTMO or Phoenix Trader Funding?
FTMO offers a higher maximum profit split. FTMO offers Up to 90% while Phoenix Trader Funding offers 90%.
How fast do FTMO and Phoenix Trader Funding pay out?
FTMO has Bi-weekly (every 14 days) payouts while Phoenix Trader Funding offers Bi-Weekly payouts. Payout speed can be an important factor when choosing a prop firm.
Are FTMO and Phoenix Trader Funding legit?
Both firms have been independently verified by PropFirmMap. FTMO holds a A+ safety grade and a 4.8/5 TrustPilot rating. Phoenix Trader Funding holds a A safety grade and a 4.6/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.
Which is better for beginners, FTMO or Phoenix Trader Funding?
Phoenix Trader Funding may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.
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