Funded Academy vs The Funded Trader: Head-to-Head Comparison (2026)
Funded Academy
5.7 B
CFD
The Funded Trader
7.0 B+
CFD
Verdict: Who Wins?
Funded Academy
1 wins
The Funded Trader
5 wins
Decisive Win
Best For:
The Funded Trader
The Funded Trader
Funded Academy
Visual Comparison
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Head-to-Head Comparison
| Funded Academy | Metric | The Funded Trader |
|---|---|---|
| 5.7/10 | PFM Score | 7.0/10 ★ |
| 4.6/5 (26) ★ | TrustPilot | 3/5 (22,030) |
| B | Safety Grade | B+ ★ |
| 51.1 C | Trust Score | 63.7 B ★ |
| 80% (2-Step Standard), 85% (1-Step), up to 95% ★ | Profit Split | Up to 95% |
| 4% (1-Step), 5% (2-Step) | Daily Drawdown | Balance-based (varies by challenge) |
| Bi-weekly (2 weeks); first payout on-demand | Payout Frequency | Every 7 days (Knight Pro anytime) |
| $49.99 | Starting Price | $42 ★ |
| White-Label | Technology | Proprietary |
| cTrader, MT5 | Platforms | DXTrade, cTrader, Match Trader |
| No | Direct Path to Funded | No |
| United Arab Emirates | Country | Spain |
| - | Established | May 2023 |
| 6 options | Challenge Options | 35 options |
Price Comparison by Account Size
Cheapest challenge price at each account size (where both firms offer the same size)
| Account Size | Funded Academy | The Funded Trader | Savings |
|---|---|---|---|
| $5K | $50 | $42 ★ | Save $8 |
| $10K | $90 | $55 ★ | Save $35 |
| $25K | $210 | $55 ★ | Save $155 |
| $50K | $290 | $105 ★ | Save $185 |
| $100K | $567 | $299 ★ | Save $268 |
| $200K | $1,081 | $549 ★ | Save $532 |
Funded Academy vs The Funded Trader: Detailed Analysis
Funded Academy and The Funded Trader are both CFD firms.
Pricing
In terms of pricing, The Funded Trader is more affordable with challenges starting at $42, which is $8 less than Funded Academy's starting price of $50. Funded Academy offers 6 challenge options, while The Funded Trader offers 35.
Account Sizes
On account sizing, Funded Academy offers account sizes from $5 to $200 across 6 funding tiers, while The Funded Trader offers account sizes from $5 to $200 across 6 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.
Trading Platforms
For trading platforms, Funded Academy supports cTrader and MT5, while The Funded Trader runs on DXTrade, cTrader and Match Trader. If you already trade on a specific platform, this can be the deciding factor between the two.
Profit Split & Payouts
Funded Academy offers 80% (2-Step Standard), 85% (1-Step), up to 95% profit split, while The Funded Trader offers Up to 95%. Funded Academy pays out Bi-weekly (2 weeks); first payout on-demand, and The Funded Trader pays out Every 7 days (Knight Pro anytime).
Risk & Drawdown Rules
Risk rules are a key difference for funded traders: Funded Academy lists its daily drawdown as "4% (1-Step), 5% (2-Step)", while The Funded Trader lists "Balance-based (varies by challenge)". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.
Payout Methods
The Funded Trader supports withdrawals via Rise, Crypto and Skrill.
Trust & Safety
For trust and reputation, Funded Academy has a 4.6/5 TrustPilot rating with 26 reviews, while The Funded Trader has 3/5 with 22,030 reviews. Safety grades: Funded Academy B, The Funded Trader B+.
Who Should Choose Which
So who should pick which? Funded Academy is the stronger choice for fast payouts, while The Funded Trader is the better fit for budget-conscious traders and trust & reputation.
Overall, The Funded Trader edges ahead winning 5 out of 6 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.
Pros & Cons
Funded Academy
Pros
Cons
The Funded Trader
Pros
Cons
Active Deals & Promo Codes
Funded Academy
No active deals
The Funded Trader
Frequently Asked Questions
Which is better, Funded Academy or The Funded Trader?
The Funded Trader scores higher overall, winning 5 out of 6 comparison categories including Overall Rating, Starting Price, Safety Grade. However, the best choice depends on your trading goals and priorities.
Which is cheaper, Funded Academy or The Funded Trader?
The Funded Trader has the lower starting price at $42. Funded Academy offers 6 challenge options starting from $50, while The Funded Trader offers 35 options starting from $42.
Which has better reviews, Funded Academy or The Funded Trader?
Funded Academy has a higher TrustPilot rating of 4.6/5. Funded Academy has 26 reviews while The Funded Trader has 22,030.
Which offers a higher profit split, Funded Academy or The Funded Trader?
Funded Academy offers a higher maximum profit split. Funded Academy offers 80% (2-Step Standard), 85% (1-Step), up to 95% while The Funded Trader offers Up to 95%.
How fast do Funded Academy and The Funded Trader pay out?
Funded Academy has Bi-weekly (2 weeks); first payout on-demand payouts while The Funded Trader offers Every 7 days (Knight Pro anytime) payouts. Payout speed can be an important factor when choosing a prop firm.
Are Funded Academy and The Funded Trader legit?
Both firms have been independently verified by PropFirmMap. Funded Academy holds a B safety grade and a 4.6/5 TrustPilot rating. The Funded Trader holds a B+ safety grade and a 3/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.
Which is better for beginners, Funded Academy or The Funded Trader?
The Funded Trader may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.
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