Funded Futures Network vs Topstep: Head-to-Head Comparison (2026)

Funded Futures Network vs Topstep: Detailed Analysis

Funded Futures Network and Topstep are both Futures firms.

Pricing

In terms of pricing, Topstep is more affordable with challenges starting at $49, which is $86 less than Funded Futures Network's starting price of $135. Funded Futures Network offers 5 challenge options, while Topstep offers 3.

Account Sizes

On account sizing, Funded Futures Network offers account sizes from $25 to $250 across 5 funding tiers, while Topstep offers account sizes from $50 to $150 across 3 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.

Trading Platforms

For trading platforms, Funded Futures Network supports Rithmic, while Topstep runs on Topstep X. If you already trade on a specific platform, this can be the deciding factor between the two.

Profit Split & Payouts

Funded Futures Network offers 80% to trader (80/20 split; 90/10 on Live Funded Pro) profit split, while Topstep offers 90%. Funded Futures Network pays out Same Day, and Topstep pays out On-demand.

Risk & Drawdown Rules

Risk rules are a key difference for funded traders: Funded Futures Network lists its daily drawdown as "Intraday trailing (EOT model): $1,500 ($25K), $2,000 ($50K), $3,600 ($100K), $5,000 ($150K), $6,000 ($250K); drawdown updates after each closed trade, not on open positions", while Topstep lists "No daily loss limit on Standard plan. Max Loss Limit: $2,000 (50K) / $3,000 (100K) / $4,500 (150K) trailing EOD from highest balance. Optional DLL add-on: $1,000 / $2,000 / $3,000.". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.

Payout Methods

When it comes to getting paid, Funded Futures Network supports withdrawals via ACH, PayPal and Bank Wire, while Topstep pays out through Wise, ACH and International Wire / SWIFT.

Trust & Safety

For trust and reputation, Funded Futures Network has a 4.7/5 TrustPilot rating with 419 reviews, while Topstep has 3.5/5 with 14,272 reviews. Safety grades: Funded Futures Network B+, Topstep A.

Who Should Choose Which

So who should pick which? Funded Futures Network is the stronger choice for fast payouts, while Topstep is the better fit for budget-conscious traders and trust & reputation.

Overall, Topstep edges ahead winning 4 out of 5 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.