FunderPro Futures vs Topstep: Head-to-Head Comparison (2026)
Verdict: Who Wins?
FunderPro Futures
2 wins
Topstep
4 wins
Decisive Win
Best For:
Topstep
Topstep
Visual Comparison
Head-to-Head Comparison
| FunderPro Futures | Metric | Topstep |
|---|---|---|
| 4.7/10 | PFM Score | 7.9/10 ★ |
| - | TrustPilot | 3.6/5 (14,382) |
| D | Safety Grade | A ★ |
| 13 F | Trust Score | 75 B+ ★ |
| Up to 90% | Profit Split | 90% |
| No Daily Pause during the Beginner challenge; 2% of account size on funded accounts (Beginner, Mid-Level). Professional funded accounts start at 2% and can expand up to 25% as profit builds. Hitting the limit pauses trading for the rest of the day and does not fail the account. | Daily Drawdown | $2,000 max loss limit ($50K) / $3,000 ($100K) / $4,500 ($150K) |
| After 5 profitable days (Beginner, Mid-Level); every 14 days (Professional) | Payout Frequency | On-demand |
| $79 | Starting Price | $49 ★ |
| Proprietary | Technology | Proprietary |
| Quantower, Atas, DeepCharts | Platforms | Topstep X |
| No | Direct Path to Funded | Yes |
| Malta | Country | United States |
| - | Established | Jan 2010 |
| 11 options | Challenge Options | 3 options |
Price Comparison by Account Size
Cheapest challenge price at each account size (where both firms offer the same size)
| Account Size | FunderPro Futures | Topstep | Savings |
|---|---|---|---|
| $50K | $79 | $49 ★ | Save $30 |
| $100K | $149 | $99 ★ | Save $50 |
| $150K | $219 | $199 ★ | Save $20 |
FunderPro Futures vs Topstep: Detailed Analysis
FunderPro Futures and Topstep are both Futures firms.
Pricing
In terms of pricing, Topstep is more affordable with challenges starting at $49, which is $30 less than FunderPro Futures's starting price of $79. FunderPro Futures offers 11 challenge options, while Topstep offers 3.
Account Sizes
On account sizing, FunderPro Futures offers account sizes from $50 to $200 across 4 funding tiers, while Topstep offers account sizes from $50 to $150 across 3 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.
Trading Platforms
For trading platforms, FunderPro Futures supports Quantower, Atas and DeepCharts, while Topstep runs on Topstep X. If you already trade on a specific platform, this can be the deciding factor between the two.
Profit Split & Payouts
FunderPro Futures offers Up to 90% profit split, while Topstep offers 90%. FunderPro Futures pays out After 5 profitable days (Beginner, Mid-Level); every 14 days (Professional), and Topstep pays out On-demand.
Risk & Drawdown Rules
Risk rules are a key difference for funded traders: FunderPro Futures lists its daily drawdown as "No Daily Pause during the Beginner challenge; 2% of account size on funded accounts (Beginner, Mid-Level). Professional funded accounts start at 2% and can expand up to 25% as profit builds. Hitting the limit pauses trading for the rest of the day and does not fail the account.", while Topstep lists "$2,000 max loss limit ($50K) / $3,000 ($100K) / $4,500 ($150K)". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.
Payout Methods
When it comes to getting paid, FunderPro Futures supports withdrawals via Crypto, while Topstep pays out through Wise, ACH and International Wire / SWIFT.
Trust & Safety
For trust and reputation, Topstep has 3.6/5 with 14,382 reviews. Safety grades: FunderPro Futures D, Topstep A.
Who Should Choose Which
Across the use cases we scored, Topstep is the stronger choice for budget-conscious traders and trust & reputation.
Overall, Topstep edges ahead winning 4 out of 6 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.
Pros & Cons
FunderPro Futures
Pros
Cons
Topstep
Pros
Cons
Active Deals & Promo Codes
FunderPro Futures
No active deals
Topstep
Frequently Asked Questions
Which is better, FunderPro Futures or Topstep?
Topstep scores higher overall, winning 4 out of 6 comparison categories including Overall Rating, Starting Price, Safety Grade. However, the best choice depends on your trading goals and priorities.
Which is cheaper, FunderPro Futures or Topstep?
Topstep has the lower starting price at $49. FunderPro Futures offers 11 challenge options starting from $79, while Topstep offers 3 options starting from $49.
Which offers a higher profit split, FunderPro Futures or Topstep?
FunderPro Futures offers a higher maximum profit split. FunderPro Futures offers Up to 90% while Topstep offers 90%.
How fast do FunderPro Futures and Topstep pay out?
FunderPro Futures has After 5 profitable days (Beginner, Mid-Level); every 14 days (Professional) payouts while Topstep offers On-demand payouts. Payout speed can be an important factor when choosing a prop firm.
Are FunderPro Futures and Topstep legit?
Both firms have been independently verified by PropFirmMap. FunderPro Futures holds a D safety grade. Topstep holds a A safety grade and a 3.6/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.
Which is better for beginners, FunderPro Futures or Topstep?
Topstep may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.
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