Funding Pips vs The Concept Trading: Head-to-Head Comparison (2026)
Funding Pips
8.9 A+
CFD
The Concept Trading
6.5 B+
CFD
Verdict: Who Wins?
Funding Pips
7 wins
Decisive Win
The Concept Trading
1 wins
Best For:
Funding Pips
Funding Pips
Funding Pips
Visual Comparison
Save 25% on Funding Pips today
Head-to-Head Comparison
| Funding Pips | Metric | The Concept Trading |
|---|---|---|
| 8.9/10 ★ | PFM Score | 6.5/10 |
| 4.5/5 (52,621) | TrustPilot | 4.6/5 (449) ★ |
| A+ ★ | Safety Grade | B+ |
| 73.7 B+ ★ | Trust Score | 64.9 B |
| 80-100% | Profit Split | 50-90% (tiered, up to 90% with 90% Lock Rule) ★ |
| 3% (Zero/2-Step Pro), 4% (1-Step), 5% (2-Step Standard) | Daily Drawdown | None (static drawdown only — 3% Xtreme, 4% Traditional, 5% Premier, 6% Foundation, 10% Empire) |
| Weekly | Payout Frequency | Weekly |
| $29 ★ | Starting Price | $297 |
| Proprietary | Technology | White-Label |
| cTrader, Match Trader, MT5 | Platforms | Trading View |
| No | Direct Path to Funded | No |
| United Arab Emirates | Country | Australia |
| Oct 2022 | Established | Aug 2021 |
| 21 options | Challenge Options | 4 options |
Price Comparison by Account Size
Cheapest challenge price at each account size (where both firms offer the same size)
| Account Size | Funding Pips | The Concept Trading | Savings |
|---|---|---|---|
| $5K | $29 ★ | $497 | Save $468 |
| $10K | $55 ★ | $997 | Save $942 |
| $25K | $109 ★ | $2,497 | Save $2,388 |
Funding Pips vs The Concept Trading: Detailed Analysis
Funding Pips and The Concept Trading are both CFD firms. The Concept Trading has been in business longer, established in 2021, while Funding Pips was founded in 2022.
Pricing
In terms of pricing, Funding Pips is more affordable with challenges starting at $29, which is $268 less than The Concept Trading's starting price of $297. Funding Pips offers 21 challenge options, while The Concept Trading offers 4.
Account Sizes
On account sizing, Funding Pips offers account sizes from $5 to $200 across 6 funding tiers, while The Concept Trading offers account sizes from $3 to $25 across 4 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.
Trading Platforms
For trading platforms, Funding Pips supports cTrader, Match Trader and MT5, while The Concept Trading runs on Trading View. If you already trade on a specific platform, this can be the deciding factor between the two.
Profit Split & Payouts
Funding Pips offers 80-100% profit split, while The Concept Trading offers 50-90% (tiered, up to 90% with 90% Lock Rule). Funding Pips pays out Weekly, and The Concept Trading pays out Weekly.
Risk & Drawdown Rules
Risk rules are a key difference for funded traders: Funding Pips lists its daily drawdown as "3% (Zero/2-Step Pro), 4% (1-Step), 5% (2-Step Standard)", while The Concept Trading lists "None (static drawdown only — 3% Xtreme, 4% Traditional, 5% Premier, 6% Foundation, 10% Empire)". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.
Payout Methods
When it comes to getting paid, Funding Pips supports withdrawals via Rise, Crypto and Wire Transfer, while The Concept Trading pays out through Crypto and PayPal.
Trust & Safety
For trust and reputation, Funding Pips has a 4.5/5 TrustPilot rating with 52,621 reviews, while The Concept Trading has 4.6/5 with 449 reviews. Safety grades: Funding Pips A+, The Concept Trading B+.
Who Should Choose Which
Across the use cases we scored, Funding Pips is the stronger choice for budget-conscious traders, maximum profit potential and trust & reputation.
Overall, Funding Pips edges ahead winning 7 out of 8 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.
Pros & Cons
Funding Pips
Pros
Cons
The Concept Trading
Pros
Cons
Active Deals & Promo Codes
Funding Pips
The Concept Trading
No active deals
Frequently Asked Questions
Which is better, Funding Pips or The Concept Trading?
Funding Pips scores higher overall, winning 7 out of 8 comparison categories including Overall Rating, Starting Price, Profit Split. However, the best choice depends on your trading goals and priorities.
Which is cheaper, Funding Pips or The Concept Trading?
Funding Pips has the lower starting price at $29. Funding Pips offers 21 challenge options starting from $29, while The Concept Trading offers 4 options starting from $297.
Which has better reviews, Funding Pips or The Concept Trading?
The Concept Trading has a higher TrustPilot rating of 4.6/5. Funding Pips has 52,621 reviews while The Concept Trading has 449.
Which offers a higher profit split, Funding Pips or The Concept Trading?
Funding Pips offers a higher maximum profit split. Funding Pips offers 80-100% while The Concept Trading offers 50-90% (tiered, up to 90% with 90% Lock Rule).
How fast do Funding Pips and The Concept Trading pay out?
Funding Pips has Weekly payouts while The Concept Trading offers Weekly payouts. Payout speed can be an important factor when choosing a prop firm.
Are Funding Pips and The Concept Trading legit?
Both firms have been independently verified by PropFirmMap. Funding Pips holds a A+ safety grade and a 4.5/5 TrustPilot rating. The Concept Trading holds a B+ safety grade and a 4.6/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.
Which is better for beginners, Funding Pips or The Concept Trading?
Funding Pips may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.
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