Skip to main content

FXIFY vs The Concept Trading: Head-to-Head Comparison (2026)

FXIFY

8.1 A+
United Kingdom CFD
VS

The Concept Trading

7.1 B+
Australia CFD
Key Differences
Safety A+ vs B+ Price $19 vs $297

Verdict: Who Wins?

FXIFY 6 wins Decisive Win
6 - 1
The Concept Trading 1 wins
Overall Rating 8.1 vs 7.1 Decisive
TrustPilot 4.6 vs 4.4 Narrow
Starting Price $19 vs $297 Decisive
Profit Split Both Up to 90% Tie
Safety Grade A+ vs B+ Clear
Trust Score 76.1/100 vs 64.8/100 Clear
Challenge Variety 47 vs 4 options Decisive
Platform Choice 4 vs 1 platforms Clear

Best For:

Budget-conscious traders FXIFY
Trust & reputation FXIFY
Fast payouts The Concept Trading

Visual Comparison

FXIFY The Concept Trading
FXIFY
Grade A+ 4.4

Save 40% on FXIFY today

CODE NEW40 from $19
Save 40% Now Verified deal

Head-to-Head Comparison

FXIFY Metric The Concept Trading
8.1/10 PFM Score 7.1/10
4.4/5 (6,003) TrustPilot 4.6/5 (449)
A+ Safety Grade B+
76.1 B+ Trust Score 64.8 B
Up to 90% Profit Split 50-90% (tiered, up to 90% with 90% Lock Rule)
3-5% daily across Standard programs, 8% on Instant Funding Daily Drawdown None (static drawdown only — 3% Xtreme, 4% Traditional, 5% Premier, 6% Foundation, 10% Empire)
On-demand Payout Frequency Weekly
$19 Starting Price $297
White-Label Technology White-Label
Trading View, DXTrade, MT5, MT4 Platforms Trading View
No Direct Path to Funded No
United Kingdom Country Australia
Jan 2023 Established Aug 2021
47 options Challenge Options 4 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size FXIFY The Concept Trading Savings
$5K $39 $497 Save $458
$10K $59 $997 Save $938
$25K $149 $2,497 Save $2,348

FXIFY vs The Concept Trading: Detailed Analysis

FXIFY and The Concept Trading are both CFD firms. The Concept Trading has been in business longer, established in 2021, while FXIFY was founded in 2023.

In terms of pricing, FXIFY is more affordable with challenges starting at $19, which is $278 less than The Concept Trading's starting price of $297. FXIFY offers 47 challenge options, while The Concept Trading offers 4.

FXIFY offers Up to 90% profit split, while The Concept Trading offers 50-90% (tiered, up to 90% with 90% Lock Rule). FXIFY pays out On-demand, and The Concept Trading pays out Weekly.

For trust and reputation, FXIFY has a 4.4/5 TrustPilot rating with 6,003 reviews, while The Concept Trading has 4.6/5 with 449 reviews. Safety grades: FXIFY A+, The Concept Trading B+.

Overall, FXIFY edges ahead winning 6 out of 7 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.

Pros & Cons

FXIFY
Pros
Up to 90% profit split. On-demand first payout with no minimum or maximum amount. Five programs (One/Two/Three Phase, Lightning, Instant Funding) with 1K-400K account sizes. 100% refundable assessment fee on Standard phases. MT4, MT5, DXtrade and TradingView platforms supported.
Cons
Two Phase 25% consistency rule on funded. Instant Funding 8% trailing drawdown is tighter than multi-phase programs. No on-demand payout until first payout cycle on Bi-weekly programs.
The Concept Trading
Pros
1-step evaluation across most programs, Instant Funding option, static drawdown (no daily drawdown limit), no time limits, scale up to $50M, trade any style (scalping/swing/EA allowed), 1:200 leverage on most tiers, weekly payouts, Pro spreads with commission model, up to 3 accounts, 90% Lock Rule
Cons
Tiered profit split starts at 50% and scales to 90% (only at Max Equity), only 1 payout per calendar month per Terms cl. 12.17, 6-week inactivity termination rule, Xtreme tier has only 1:30 leverage, AUD-denominated checkout

Active Deals & Promo Codes

FXIFY
40% OFF 40% off One Phase Evals for new users. Verified live on fxify.com 2026-06-06.
26% OFF 26% off all FXIFY programs (excludes Instant Funding Lite). Verified via fxify.com 2026-06-02.
The Concept Trading

No active deals

Frequently Asked Questions

Which is better, FXIFY or The Concept Trading?

FXIFY scores higher overall, winning 6 out of 7 comparison categories including Overall Rating, Starting Price, Safety Grade. However, the best choice depends on your trading goals and priorities.

Which is cheaper, FXIFY or The Concept Trading?

FXIFY has the lower starting price at $19. FXIFY offers 47 challenge options starting from $19, while The Concept Trading offers 4 options starting from $297.

Which has better reviews, FXIFY or The Concept Trading?

The Concept Trading has a higher TrustPilot rating of 4.6/5. FXIFY has 6,003 reviews while The Concept Trading has 449.

Which offers a higher profit split, FXIFY or The Concept Trading?

FXIFY offers a higher maximum profit split. FXIFY offers Up to 90% while The Concept Trading offers 50-90% (tiered, up to 90% with 90% Lock Rule).

How fast do FXIFY and The Concept Trading pay out?

FXIFY has On-demand payouts while The Concept Trading offers Weekly payouts. Payout speed can be an important factor when choosing a prop firm.

Are FXIFY and The Concept Trading legit?

Both firms have been independently verified by PropFirmMap. FXIFY holds a A+ safety grade and a 4.4/5 TrustPilot rating. The Concept Trading holds a B+ safety grade and a 4.6/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.

Which is better for beginners, FXIFY or The Concept Trading?

FXIFY may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.

Not sold on either? Explore alternatives

See the closest-matched prop firms ranked head-to-head against each contender, with live 2026 prices and safety grades.