FTMO vs The Concept Trading: Head-to-Head Comparison (2026)
FTMO
8.3 A+
CFD
The Concept Trading
6.5 B+
CFD
Verdict: Who Wins?
FTMO
7 wins
Decisive Win
The Concept Trading
0 wins
Best For:
FTMO
FTMO
The Concept Trading
Visual Comparison
Head-to-Head Comparison
| FTMO | Metric | The Concept Trading |
|---|---|---|
| 8.3/10 ★ | PFM Score | 6.5/10 |
| 4.8/5 (42,594) ★ | TrustPilot | 4.6/5 (449) |
| A+ ★ | Safety Grade | B+ |
| 84 A ★ | Trust Score | 64.9 B |
| Up to 90% | Profit Split | 50-90% (tiered, up to 90% with 90% Lock Rule) ★ |
| Maximum Daily Loss Amount, which is 5% of the Initial Simulated Capital (2-Step) or 3% (1-Step) | Daily Drawdown | None (static drawdown only — 3% Xtreme, 4% Traditional, 5% Premier, 6% Foundation, 10% Empire) |
| Bi-weekly (every 14 days) | Payout Frequency | Weekly |
| $79 ★ | Starting Price | $297 |
| Proprietary | Technology | White-Label |
| cTrader, MT5, MT4 | Platforms | Trading View |
| No | Direct Path to Funded | No |
| Czech Republic | Country | Australia |
| Jan 2015 | Established | Aug 2021 |
| 10 options | Challenge Options | 4 options |
Price Comparison by Account Size
Cheapest challenge price at each account size (where both firms offer the same size)
| Account Size | FTMO | The Concept Trading | Savings |
|---|---|---|---|
| $10K | $79 ★ | $997 | Save $918 |
| $25K | $199 ★ | $2,497 | Save $2,298 |
FTMO vs The Concept Trading: Detailed Analysis
FTMO and The Concept Trading are both CFD firms. FTMO has been in business longer, established in 2015, while The Concept Trading was founded in 2021.
Pricing
In terms of pricing, FTMO is more affordable with challenges starting at $79, which is $218 less than The Concept Trading's starting price of $297. FTMO offers 10 challenge options, while The Concept Trading offers 4.
Account Sizes
On account sizing, FTMO offers account sizes from $10 to $200 across 5 funding tiers, while The Concept Trading offers account sizes from $3 to $25 across 4 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.
Trading Platforms
For trading platforms, FTMO supports cTrader, MT5 and MT4, while The Concept Trading runs on Trading View. If you already trade on a specific platform, this can be the deciding factor between the two.
Profit Split & Payouts
FTMO offers Up to 90% profit split, while The Concept Trading offers 50-90% (tiered, up to 90% with 90% Lock Rule). FTMO pays out Bi-weekly (every 14 days), and The Concept Trading pays out Weekly.
Risk & Drawdown Rules
Risk rules are a key difference for funded traders: FTMO lists its daily drawdown as "Maximum Daily Loss Amount, which is 5% of the Initial Simulated Capital (2-Step) or 3% (1-Step)", while The Concept Trading lists "None (static drawdown only — 3% Xtreme, 4% Traditional, 5% Premier, 6% Foundation, 10% Empire)". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.
Payout Methods
The Concept Trading supports withdrawals via Crypto and PayPal.
Trust & Safety
For trust and reputation, FTMO has a 4.8/5 TrustPilot rating with 42,594 reviews, while The Concept Trading has 4.6/5 with 449 reviews. Safety grades: FTMO A+, The Concept Trading B+.
Who Should Choose Which
So who should pick which? FTMO is the stronger choice for budget-conscious traders and trust & reputation, while The Concept Trading is the better fit for fast payouts.
Overall, FTMO edges ahead winning 7 out of 7 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.
Pros & Cons
FTMO
Pros
Cons
The Concept Trading
Pros
Cons
Frequently Asked Questions
Which is better, FTMO or The Concept Trading?
FTMO scores higher overall, winning 7 out of 7 comparison categories including Overall Rating, TrustPilot, Starting Price. However, the best choice depends on your trading goals and priorities.
Which is cheaper, FTMO or The Concept Trading?
FTMO has the lower starting price at $79. FTMO offers 10 challenge options starting from $79, while The Concept Trading offers 4 options starting from $297.
Which has better reviews, FTMO or The Concept Trading?
FTMO has a higher TrustPilot rating of 4.8/5. FTMO has 42,594 reviews while The Concept Trading has 449.
Which offers a higher profit split, FTMO or The Concept Trading?
FTMO offers a higher maximum profit split. FTMO offers Up to 90% while The Concept Trading offers 50-90% (tiered, up to 90% with 90% Lock Rule).
How fast do FTMO and The Concept Trading pay out?
FTMO has Bi-weekly (every 14 days) payouts while The Concept Trading offers Weekly payouts. Payout speed can be an important factor when choosing a prop firm.
Are FTMO and The Concept Trading legit?
Both firms have been independently verified by PropFirmMap. FTMO holds a A+ safety grade and a 4.8/5 TrustPilot rating. The Concept Trading holds a B+ safety grade and a 4.6/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.
Which is better for beginners, FTMO or The Concept Trading?
FTMO may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.
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