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The5ers vs The Concept Trading: Head-to-Head Comparison (2026)

The5ers

8.7 A+
United Kingdom CFD
VS

The Concept Trading

6.5 B+
Australia CFD
Key Differences
Safety A+ vs B+ Payouts Bi-Weekly vs Weekly Split 100% vs 90% Price $22 vs $297

Verdict: Who Wins?

The5ers 7 wins Decisive Win
7 - 0
The Concept Trading 0 wins
Overall Rating 8.7 vs 6.5 Decisive
TrustPilot 4.7 vs 4.6 Narrow
Starting Price $22 vs $297 Decisive
Profit Split Up to 100% vs 50-90% (tiered, up to 90% with 90% Lock Rule) Decisive
Safety Grade A+ vs B+ Clear
Trust Score 88.5/100 vs 64.9/100 Decisive
Challenge Variety 10 vs 4 options Clear

Best For:

Budget-conscious traders The5ers
Maximum profit potential The5ers
Trust & reputation The5ers

Visual Comparison

The5ers The Concept Trading

Head-to-Head Comparison

The5ers Metric The Concept Trading
8.7/10 PFM Score 6.5/10
4.7/5 (28,714) TrustPilot 4.6/5 (449)
A+ Safety Grade B+
88.5 A Trust Score 64.9 B
Up to 100% Profit Split 50-90% (tiered, up to 90% with 90% Lock Rule)
Hyper Growth: 3% daily pause / 6% stop-out. High Stakes: 5% Maximum Daily Loss / 10% Maximum Total Drawdown. Daily Drawdown None (static drawdown only — 3% Xtreme, 4% Traditional, 5% Premier, 6% Foundation, 10% Empire)
Biweekly (every 14 days) Payout Frequency Weekly
$22 Starting Price $297
Proprietary Technology White-Label
Trading View, MT5 Platforms Trading View
No Direct Path to Funded No
United Kingdom Country Australia
Jan 2016 Established Aug 2021
10 options Challenge Options 4 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size The5ers The Concept Trading Savings
$5K $39 $497 Save $458
$10K $78 $997 Save $919
$25K $39 $2,497 Save $2,458

The5ers vs The Concept Trading: Detailed Analysis

The5ers and The Concept Trading are both CFD firms. The5ers has been in business longer, established in 2016, while The Concept Trading was founded in 2021.

Pricing

In terms of pricing, The5ers is more affordable with challenges starting at $22, which is $275 less than The Concept Trading's starting price of $297. The5ers offers 10 challenge options, while The Concept Trading offers 4.

Account Sizes

On account sizing, The5ers offers account sizes from $5 to $100 across 6 funding tiers, while The Concept Trading offers account sizes from $3 to $25 across 4 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.

Trading Platforms

For trading platforms, The5ers supports Trading View and MT5, while The Concept Trading runs on Trading View. If you already trade on a specific platform, this can be the deciding factor between the two.

Profit Split & Payouts

The5ers offers Up to 100% profit split, while The Concept Trading offers 50-90% (tiered, up to 90% with 90% Lock Rule). The5ers pays out Biweekly (every 14 days), and The Concept Trading pays out Weekly.

Risk & Drawdown Rules

Risk rules are a key difference for funded traders: The5ers lists its daily drawdown as "Hyper Growth: 3% daily pause / 6% stop-out. High Stakes: 5% Maximum Daily Loss / 10% Maximum Total Drawdown.", while The Concept Trading lists "None (static drawdown only — 3% Xtreme, 4% Traditional, 5% Premier, 6% Foundation, 10% Empire)". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.

Payout Methods

The Concept Trading supports withdrawals via Crypto and PayPal.

Trust & Safety

For trust and reputation, The5ers has a 4.7/5 TrustPilot rating with 28,714 reviews, while The Concept Trading has 4.6/5 with 449 reviews. Safety grades: The5ers A+, The Concept Trading B+.

Who Should Choose Which

Across the use cases we scored, The5ers is the stronger choice for budget-conscious traders, maximum profit potential and trust & reputation.

Overall, The5ers edges ahead winning 7 out of 7 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.

Pros & Cons

The5ers
Pros
Up to 100% profit split, Hyper Growth 1-Step evaluation with 10% target and unlimited time, High Stakes 2-Step with Step-1 cash/HUB rewards from $2 to $40 by account size, London-based (Five Percent Online LTD) since 2016.
Cons
Hyper Growth stop-out at 6% below initial balance; High Stakes requires two steps plus verification refund to pass; minimum 3 profitable days required on Pro Growth/High Stakes.
The Concept Trading
Pros
1-step evaluation across most programs, Instant Funding option, static drawdown (no daily drawdown limit), no time limits, scale up to $50M, trade any style (scalping/swing/EA allowed), 1:200 leverage on most tiers, weekly payouts, Pro spreads with commission model, up to 3 accounts, 90% Lock Rule
Cons
Tiered profit split starts at 50% and scales to 90% (only at Max Equity), only 1 payout per calendar month per Terms cl. 12.17, 6-week inactivity termination rule, Xtreme tier has only 1:30 leverage, AUD-denominated checkout

Frequently Asked Questions

Which is better, The5ers or The Concept Trading?

The5ers scores higher overall, winning 7 out of 7 comparison categories including Overall Rating, TrustPilot, Starting Price. However, the best choice depends on your trading goals and priorities.

Which is cheaper, The5ers or The Concept Trading?

The5ers has the lower starting price at $22. The5ers offers 10 challenge options starting from $22, while The Concept Trading offers 4 options starting from $297.

Which has better reviews, The5ers or The Concept Trading?

The5ers has a higher TrustPilot rating of 4.7/5. The5ers has 28,714 reviews while The Concept Trading has 449.

Which offers a higher profit split, The5ers or The Concept Trading?

The5ers offers a higher maximum profit split. The5ers offers Up to 100% while The Concept Trading offers 50-90% (tiered, up to 90% with 90% Lock Rule).

How fast do The5ers and The Concept Trading pay out?

The5ers has Biweekly (every 14 days) payouts while The Concept Trading offers Weekly payouts. Payout speed can be an important factor when choosing a prop firm.

Are The5ers and The Concept Trading legit?

Both firms have been independently verified by PropFirmMap. The5ers holds a A+ safety grade and a 4.7/5 TrustPilot rating. The Concept Trading holds a B+ safety grade and a 4.6/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.

Which is better for beginners, The5ers or The Concept Trading?

The5ers may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.

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