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FundingRock vs FXIFY: Head-to-Head Comparison (2026)

FundingRock

5.8 B
Cyprus CFD
VS

FXIFY

8.2 A+
United Kingdom CFD
Key Differences
Safety B vs A+ Split 95% vs 90% Price $5 vs $19

Verdict: Who Wins?

FundingRock 2 wins
2 - 6
FXIFY 6 wins Decisive Win
Overall Rating 8.2 vs 5.8 Decisive
TrustPilot 4.4 vs 4.1 Clear
Starting Price $5 vs $19 Decisive
Profit Split 80% (up to 95% with Add-On) vs Up to 90% Clear
Safety Grade A+ vs B Decisive
Trust Score 71.2/100 vs 44.7/100 Decisive
Challenge Variety 47 vs 20 options Decisive
Platform Choice 4 vs 2 platforms Narrow

Best For:

Budget-conscious traders FundingRock
Maximum profit potential FundingRock
Trust & reputation FXIFY
Fast payouts FundingRock

Visual Comparison

FundingRock FXIFY
FXIFY
Grade A+ 4.4

Save 40% on FXIFY today

CODE NEW40 from $19
Save 40% Now Verified deal

Head-to-Head Comparison

FundingRock Metric FXIFY
5.8/10 PFM Score 8.2/10
4.1/5 (77) TrustPilot 4.4/5 (6,003)
B Safety Grade A+
44.7 D Trust Score 71.2 B+
80% (up to 95% with Add-On) Profit Split Up to 90%
4% (Pay After You Pass); 3% (1-Step, 2-Step Lite); 5% (2-Step Pro) Daily Drawdown 3-5% daily across Standard programs, 8% on Instant Funding
Every 14 days (instant withdrawal on Pay After You Pass) Payout Frequency On-demand
$5 Starting Price $19
White-Label Technology White-Label
cTrader, TradeLocker Platforms Trading View, DXTrade, MT5, MT4
No Direct Path to Funded No
Cyprus Country United Kingdom
Apr 2025 Established Jan 2023
20 options Challenge Options 47 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size FundingRock FXIFY Savings
$5K $5 $39 Save $34
$10K $5 $59 Save $54
$25K $5 $149 Save $144
$50K $5 $249 Save $244
$100K $5 $399 Save $394

FundingRock vs FXIFY: Detailed Analysis

FundingRock and FXIFY are both CFD firms. FXIFY has been in business longer, established in 2023, while FundingRock was founded in 2025.

Pricing

In terms of pricing, FundingRock is more affordable with challenges starting at $5, which is $14 less than FXIFY's starting price of $19. FundingRock offers 20 challenge options, while FXIFY offers 47.

Account Sizes

On account sizing, FundingRock offers account sizes from $5 to $100 across 5 funding tiers, while FXIFY offers account sizes from $1 to $400 across 10 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.

Trading Platforms

For trading platforms, FundingRock supports cTrader and TradeLocker, while FXIFY runs on Trading View, DXTrade, MT5 and MT4. If you already trade on a specific platform, this can be the deciding factor between the two.

Profit Split & Payouts

FundingRock offers 80% (up to 95% with Add-On) profit split, while FXIFY offers Up to 90%. FundingRock pays out Every 14 days (instant withdrawal on Pay After You Pass), and FXIFY pays out On-demand.

Risk & Drawdown Rules

Risk rules are a key difference for funded traders: FundingRock lists its daily drawdown as "4% (Pay After You Pass); 3% (1-Step, 2-Step Lite); 5% (2-Step Pro)", while FXIFY lists "3-5% daily across Standard programs, 8% on Instant Funding". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.

Payout Methods

FundingRock supports withdrawals via Rise Works.

Trust & Safety

For trust and reputation, FundingRock has a 4.1/5 TrustPilot rating with 77 reviews, while FXIFY has 4.4/5 with 6,003 reviews. Safety grades: FundingRock B, FXIFY A+.

Who Should Choose Which

So who should pick which? FundingRock is the stronger choice for budget-conscious traders, maximum profit potential and fast payouts, while FXIFY is the better fit for trust & reputation.

Overall, FXIFY edges ahead winning 6 out of 8 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.

Pros & Cons

FundingRock
Pros
Up to 95% profit split (80% base, 95% with add-on); scaling up to $1,000,000; Pay After You Pass option with only a $5 entry fee and instant withdrawals; 100% refund of challenge fee on first withdrawal (2-Step Pro refunds at 3rd payout milestone); EAs allowed; news trading allowed on Pay After You Pass and 1-Step; unlimited time limit on all programs; up to 1:100 leverage on forex; TradeLocker and cTrader platforms; AI automation to convert ideas into bots; FR Academy education (live trading room, workshops, Q&As); referral program; responsive support praised on TrustPilot.
Cons
Newly launched firm (Mindwave Training Ltd, terms last updated April 2025; public launch November 2025) so limited operating track record; only 77 TrustPilot reviews; simulated/demo trading environment, not live-market execution; consistency rule applies (15% on Pay After You Pass, 30% on 1-Step and 2-Step Lite); weekend holding requires a paid add-on on 1-Step, 2-Step Pro and 2-Step Lite; high-frequency trading, arbitrage, copy trading and tick scalping prohibited; some TrustPilot complaints about post-approval risk interviews and weekend gap breaches; support is not 24/7 (standard business hours); CFD/forex only (no futures).
FXIFY
Pros
Up to 90% profit split. On-demand first payout with no minimum or maximum amount. Five programs (One/Two/Three Phase, Lightning, Instant Funding) with 1K-400K account sizes. 100% refundable assessment fee on Standard phases. MT4, MT5, DXtrade and TradingView platforms supported.
Cons
Two Phase 25% consistency rule on funded. Instant Funding 8% trailing drawdown is tighter than multi-phase programs. No on-demand payout until first payout cycle on Bi-weekly programs.

Active Deals & Promo Codes

FundingRock

No active deals

FXIFY
40% OFF 40% off One Phase Evals for new users. Verified live on fxify.com 2026-06-06.
26% OFF 26% off all FXIFY programs (excludes Instant Funding Lite). Verified via fxify.com 2026-06-02.
35% OFF Father's Day Sale: 35% off all programs (Instant Funding Lite excluded). Code PAPA35. Verified live on fxify.com 2026-06-20.

Frequently Asked Questions

Which is better, FundingRock or FXIFY?

FXIFY scores higher overall, winning 6 out of 8 comparison categories including Overall Rating, TrustPilot, Safety Grade. However, the best choice depends on your trading goals and priorities.

Which is cheaper, FundingRock or FXIFY?

FundingRock has the lower starting price at $5. FundingRock offers 20 challenge options starting from $5, while FXIFY offers 47 options starting from $19.

Which has better reviews, FundingRock or FXIFY?

FXIFY has a higher TrustPilot rating of 4.4/5. FundingRock has 77 reviews while FXIFY has 6,003.

Which offers a higher profit split, FundingRock or FXIFY?

FundingRock offers a higher maximum profit split. FundingRock offers 80% (up to 95% with Add-On) while FXIFY offers Up to 90%.

How fast do FundingRock and FXIFY pay out?

FundingRock has Every 14 days (instant withdrawal on Pay After You Pass) payouts while FXIFY offers On-demand payouts. Payout speed can be an important factor when choosing a prop firm.

Are FundingRock and FXIFY legit?

Both firms have been independently verified by PropFirmMap. FundingRock holds a B safety grade and a 4.1/5 TrustPilot rating. FXIFY holds a A+ safety grade and a 4.4/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.

Which is better for beginners, FundingRock or FXIFY?

FundingRock may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.

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