FTMO

7.8 A+
Czech Republic CFD
VS

FundingRock

6.5 B
Cyprus CFD
Key Differences
Safety A+ vs B Split 90% vs 95% Price $79 vs $5

Verdict: Who Wins?

FTMO 4 wins
4 - 3
FundingRock 3 wins
Overall Rating 7.8 vs 6.5 Decisive
TrustPilot 4.8 vs 4.1 Decisive
Starting Price $5 vs $79 Decisive
Profit Split 80% (up to 95% with Add-On) vs Up to 90% Clear
Safety Grade A+ vs B Decisive
Trust Score 89/100 vs 44.5/100 Decisive
Challenge Variety 20 vs 10 options Decisive

Best For:

Budget-conscious traders FundingRock
Maximum profit potential FundingRock
Trust & reputation FTMO
Fast payouts FundingRock

Visual Comparison

FTMO FundingRock

Head-to-Head Comparison

FTMO Metric FundingRock
7.8/10 ★ PFM Score 6.5/10
4.8/5 (42,594) ★ TrustPilot 4.1/5 (77)
A+ ★ Safety Grade B
89 A ★ Trust Score 44.5 D
Up to 90% Profit Split 80% (up to 95% with Add-On) ★
Maximum Daily Loss Amount, which is 5% of the Initial Simulated Capital (2-Step) or 3% (1-Step) Daily Drawdown 4% (Pay After You Pass); 3% (1-Step, 2-Step Lite); 5% (2-Step Pro)
- Payout Frequency Every 14 days (instant withdrawal on Pay After You Pass)
$79 Starting Price $5 ★
Proprietary Technology White-Label
cTrader, MT5, MT4 Platforms cTrader, TradeLocker
No Direct Path to Funded No
Czech Republic Country Cyprus
Jan 2015 Established Apr 2025
10 options Challenge Options 20 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size FTMO FundingRock Savings
$10K $79 $5 ★ Save $74
$25K $199 $5 ★ Save $194
$50K $319 $5 ★ Save $314
$100K $439 $5 ★ Save $434

FTMO vs FundingRock: Detailed Analysis

FTMO and FundingRock are both CFD firms. FTMO has been in business longer, established in 2015, while FundingRock was founded in 2025.

In terms of pricing, FundingRock is more affordable with challenges starting at $5, which is $74 less than FTMO's starting price of $79. FTMO offers 10 challenge options, while FundingRock offers 20.

FTMO offers Up to 90% profit split, while FundingRock offers 80% (up to 95% with Add-On). FundingRock pays out Every 14 days (instant withdrawal on Pay After You Pass).

For trust and reputation, FTMO has a 4.8/5 TrustPilot rating with 42,594 reviews, while FundingRock has 4.1/5 with 77 reviews. Safety grades: FTMO A+, FundingRock B.

This is a close matchup with FTMO winning 4 and FundingRock winning 3 of the categories we compared. The right choice depends on what matters most to you as a trader.

Pros & Cons

FTMO
Pros
Up to 90% of your simulated profits as a reward, accounts up to $200,000 FTMO Account, established 2015 with 3.5M+ customers worldwide, MT4 MT5 cTrader supported, 100% refund of initial fee on first reward (2-Step), Prague-based with $500M+ paid in rewards
Cons
All accounts we provide to our clients are demo accounts with fictitious funds and any trading is in a simulated environment only; prices charged in EUR; 2-Step Verification phase required before reaching FTMO Account
FundingRock
Pros
Up to 95% profit split (80% base, 95% with add-on); scaling up to $1,000,000; Pay After You Pass option with only a $5 entry fee and instant withdrawals; 100% refund of challenge fee on first withdrawal (2-Step Pro refunds at 3rd payout milestone); EAs allowed; news trading allowed on Pay After You Pass and 1-Step; unlimited time limit on all programs; up to 1:100 leverage on forex; TradeLocker and cTrader platforms; AI automation to convert ideas into bots; FR Academy education (live trading room, workshops, Q&As); referral program; responsive support praised on TrustPilot.
Cons
Newly launched firm (Mindwave Training Ltd, terms last updated April 2025; public launch November 2025) so limited operating track record; only 77 TrustPilot reviews; simulated/demo trading environment, not live-market execution; consistency rule applies (15% on Pay After You Pass, 30% on 1-Step and 2-Step Lite); weekend holding requires a paid add-on on 1-Step, 2-Step Pro and 2-Step Lite; high-frequency trading, arbitrage, copy trading and tick scalping prohibited; some TrustPilot complaints about post-approval risk interviews and weekend gap breaches; support is not 24/7 (standard business hours); CFD/forex only (no futures).

Frequently Asked Questions

Which is better, FTMO or FundingRock?

Both firms are competitive. FTMO wins in 4 categories while FundingRock wins in 3. The best choice depends on what you prioritize: pricing, profit split, trust ratings, or payout speed.

Which is cheaper, FTMO or FundingRock?

FundingRock has the lower starting price at $5. FTMO offers 10 challenge options starting from $79, while FundingRock offers 20 options starting from $5.

Which has better reviews, FTMO or FundingRock?

FTMO has a higher TrustPilot rating of 4.8/5. FTMO has 42,594 reviews while FundingRock has 77.

Which offers a higher profit split, FTMO or FundingRock?

FundingRock offers a higher maximum profit split. FTMO offers Up to 90% while FundingRock offers 80% (up to 95% with Add-On).

Visit FTMO Compare Challenges Visit FundingRock

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