FTMO vs FundingRock: Head-to-Head Comparison (2026)
FTMO
8.3 A+
CFD
FundingRock
5.8 B
CFD
Verdict: Who Wins?
FTMO
4 wins
FundingRock
3 wins
Best For:
FundingRock
FundingRock
FTMO
FundingRock
Visual Comparison
Head-to-Head Comparison
| FTMO | Metric | FundingRock |
|---|---|---|
| 8.3/10 ★ | PFM Score | 5.8/10 |
| 4.8/5 (42,594) ★ | TrustPilot | 4.1/5 (77) |
| A+ ★ | Safety Grade | B |
| 84 A ★ | Trust Score | 44.7 D |
| Up to 90% | Profit Split | 80% (up to 95% with Add-On) ★ |
| Maximum Daily Loss Amount, which is 5% of the Initial Simulated Capital (2-Step) or 3% (1-Step) | Daily Drawdown | 4% (Pay After You Pass); 3% (1-Step, 2-Step Lite); 5% (2-Step Pro) |
| Bi-weekly (every 14 days) | Payout Frequency | Every 14 days (instant withdrawal on Pay After You Pass) |
| $79 | Starting Price | $5 ★ |
| Proprietary | Technology | White-Label |
| cTrader, MT5, MT4 | Platforms | cTrader, TradeLocker |
| No | Direct Path to Funded | No |
| Czech Republic | Country | Cyprus |
| Jan 2015 | Established | Apr 2025 |
| 10 options | Challenge Options | 20 options |
Price Comparison by Account Size
Cheapest challenge price at each account size (where both firms offer the same size)
| Account Size | FTMO | FundingRock | Savings |
|---|---|---|---|
| $10K | $79 | $5 ★ | Save $74 |
| $25K | $199 | $5 ★ | Save $194 |
| $50K | $319 | $5 ★ | Save $314 |
| $100K | $439 | $5 ★ | Save $434 |
FTMO vs FundingRock: Detailed Analysis
FTMO and FundingRock are both CFD firms. FTMO has been in business longer, established in 2015, while FundingRock was founded in 2025.
Pricing
In terms of pricing, FundingRock is more affordable with challenges starting at $5, which is $74 less than FTMO's starting price of $79. FTMO offers 10 challenge options, while FundingRock offers 20.
Account Sizes
On account sizing, FTMO offers account sizes from $10 to $200 across 5 funding tiers, while FundingRock offers account sizes from $5 to $100 across 5 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.
Trading Platforms
For trading platforms, FTMO supports cTrader, MT5 and MT4, while FundingRock runs on cTrader and TradeLocker. If you already trade on a specific platform, this can be the deciding factor between the two.
Profit Split & Payouts
FTMO offers Up to 90% profit split, while FundingRock offers 80% (up to 95% with Add-On). FTMO pays out Bi-weekly (every 14 days), and FundingRock pays out Every 14 days (instant withdrawal on Pay After You Pass).
Risk & Drawdown Rules
Risk rules are a key difference for funded traders: FTMO lists its daily drawdown as "Maximum Daily Loss Amount, which is 5% of the Initial Simulated Capital (2-Step) or 3% (1-Step)", while FundingRock lists "4% (Pay After You Pass); 3% (1-Step, 2-Step Lite); 5% (2-Step Pro)". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.
Payout Methods
FundingRock supports withdrawals via Rise Works.
Trust & Safety
For trust and reputation, FTMO has a 4.8/5 TrustPilot rating with 42,594 reviews, while FundingRock has 4.1/5 with 77 reviews. Safety grades: FTMO A+, FundingRock B.
Who Should Choose Which
So who should pick which? FTMO is the stronger choice for trust & reputation, while FundingRock is the better fit for budget-conscious traders, maximum profit potential and fast payouts.
This is a close matchup with FTMO winning 4 and FundingRock winning 3 of the categories we compared. The right choice depends on what matters most to you as a trader.
Pros & Cons
FTMO
Pros
Cons
FundingRock
Pros
Cons
Frequently Asked Questions
Which is better, FTMO or FundingRock?
Both firms are competitive. FTMO wins in 4 categories while FundingRock wins in 3. The best choice depends on what you prioritize: pricing, profit split, trust ratings, or payout speed.
Which is cheaper, FTMO or FundingRock?
FundingRock has the lower starting price at $5. FTMO offers 10 challenge options starting from $79, while FundingRock offers 20 options starting from $5.
Which has better reviews, FTMO or FundingRock?
FTMO has a higher TrustPilot rating of 4.8/5. FTMO has 42,594 reviews while FundingRock has 77.
Which offers a higher profit split, FTMO or FundingRock?
FundingRock offers a higher maximum profit split. FTMO offers Up to 90% while FundingRock offers 80% (up to 95% with Add-On).
How fast do FTMO and FundingRock pay out?
FTMO has Bi-weekly (every 14 days) payouts while FundingRock offers Every 14 days (instant withdrawal on Pay After You Pass) payouts. Payout speed can be an important factor when choosing a prop firm.
Are FTMO and FundingRock legit?
Both firms have been independently verified by PropFirmMap. FTMO holds a A+ safety grade and a 4.8/5 TrustPilot rating. FundingRock holds a B safety grade and a 4.1/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.
Which is better for beginners, FTMO or FundingRock?
FundingRock may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.
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