FuturesElite vs Topstep: Head-to-Head Comparison (2026)
Verdict: Who Wins?
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Visual Comparison
Head-to-Head Comparison
| FuturesElite | Metric | Topstep |
|---|---|---|
| 7.3/10 | PFM Score | 8.0/10 ★ |
| 4.5/5 (290) ★ | TrustPilot | 3.5/5 (14,272) |
| B+ | Safety Grade | A ★ |
| 68.8 B | Trust Score | 74.5 B+ ★ |
| Up to 100% (90/10 split after per-payout caps) ★ | Profit Split | 90% |
| None (no daily loss limit on evaluation/instant accounts) | Daily Drawdown | No daily loss limit on Standard plan. Max Loss Limit: $2,000 (50K) / $3,000 (100K) / $4,500 (150K) trailing EOD from highest balance. Optional DLL add-on: $1,000 / $2,000 / $3,000. |
| Bi-weekly | Payout Frequency | On-demand |
| $49 | Starting Price | $49 |
| Proprietary | Technology | Proprietary |
| NinjaTrader, Tradovate, Quantower, Atas, Volumetrica, DeepDom, DeepCharts | Platforms | Topstep X |
| No | Direct Path to Funded | Yes |
| Italy | Country | United States |
| Jun 2020 | Established | Jan 2010 |
| 6 options | Challenge Options | 3 options |
Price Comparison by Account Size
Cheapest challenge price at each account size (where both firms offer the same size)
| Account Size | FuturesElite | Topstep | Savings |
|---|---|---|---|
| $50K | $49 | $49 | Same price |
| $100K | $99 | $99 | Same price |
| $150K | $129 ★ | $199 | Save $70 |
FuturesElite vs Topstep: Detailed Analysis
FuturesElite and Topstep are both Futures firms. Topstep has been in business longer, established in 2010, while FuturesElite was founded in 2020.
Pricing
In terms of pricing, Topstep is more affordable with challenges starting at $49, which is $0 less than FuturesElite's starting price of $49. FuturesElite offers 6 challenge options, while Topstep offers 3.
Account Sizes
On account sizing, FuturesElite offers account sizes from $50 to $150 across 3 funding tiers, while Topstep offers account sizes from $50 to $150 across 3 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.
Trading Platforms
For trading platforms, FuturesElite supports NinjaTrader, Tradovate, Quantower, Atas, Volumetrica, DeepDom and DeepCharts, while Topstep runs on Topstep X. If you already trade on a specific platform, this can be the deciding factor between the two.
Profit Split & Payouts
FuturesElite offers Up to 100% (90/10 split after per-payout caps) profit split, while Topstep offers 90%. FuturesElite pays out Bi-weekly, and Topstep pays out On-demand.
Risk & Drawdown Rules
Risk rules are a key difference for funded traders: FuturesElite lists its daily drawdown as "None (no daily loss limit on evaluation/instant accounts)", while Topstep lists "No daily loss limit on Standard plan. Max Loss Limit: $2,000 (50K) / $3,000 (100K) / $4,500 (150K) trailing EOD from highest balance. Optional DLL add-on: $1,000 / $2,000 / $3,000.". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.
Payout Methods
Topstep supports withdrawals via Wise, ACH and International Wire / SWIFT.
Trust & Safety
For trust and reputation, FuturesElite has a 4.5/5 TrustPilot rating with 290 reviews, while Topstep has 3.5/5 with 14,272 reviews. Safety grades: FuturesElite B+, Topstep A.
Who Should Choose Which
So who should pick which? FuturesElite is the stronger choice for maximum profit potential and fast payouts, while Topstep is the better fit for trust & reputation.
This is a close matchup with FuturesElite winning 4 and Topstep winning 3 of the categories we compared. The right choice depends on what matters most to you as a trader.
Pros & Cons
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Frequently Asked Questions
Which is better, FuturesElite or Topstep?
Both firms are competitive. FuturesElite wins in 4 categories while Topstep wins in 3. The best choice depends on what you prioritize: pricing, profit split, trust ratings, or payout speed.
Which is cheaper, FuturesElite or Topstep?
FuturesElite has the lower starting price at $49. FuturesElite offers 6 challenge options starting from $49, while Topstep offers 3 options starting from $49.
Which has better reviews, FuturesElite or Topstep?
FuturesElite has a higher TrustPilot rating of 4.5/5. FuturesElite has 290 reviews while Topstep has 14,272.
Which offers a higher profit split, FuturesElite or Topstep?
FuturesElite offers a higher maximum profit split. FuturesElite offers Up to 100% (90/10 split after per-payout caps) while Topstep offers 90%.
How fast do FuturesElite and Topstep pay out?
FuturesElite has Bi-weekly payouts while Topstep offers On-demand payouts. Payout speed can be an important factor when choosing a prop firm.
Are FuturesElite and Topstep legit?
Both firms have been independently verified by PropFirmMap. FuturesElite holds a B+ safety grade and a 4.5/5 TrustPilot rating. Topstep holds a A safety grade and a 3.5/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.
Which is better for beginners, FuturesElite or Topstep?
FuturesElite may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.
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