FXIFY Futures vs Topstep: Head-to-Head Comparison (2026)
FXIFY Futures
Futures
Topstep
8.0 A
Futures
Verdict: Who Wins?
FXIFY Futures
3 wins
Topstep
4 wins
Best For:
Topstep
FXIFY Futures
Topstep
Visual Comparison
Head-to-Head Comparison
| FXIFY Futures | Metric | Topstep |
|---|---|---|
| - | PFM Score | 8.0/10 |
| 3.8/5 (39) ★ | TrustPilot | 3.6/5 (14,382) |
| - | Safety Grade | A ★ |
| 37 F | Trust Score | 80 A ★ |
| 80% (Standard), 90% (Expert / Sim Live), up to 100% with checkout add-on ★ | Profit Split | 90% |
| Standard 2%, Expert 3%, Sim Live 2.5% of account balance (resets next day, soft breach) | Daily Drawdown | $2,000 max loss limit ($50K) / $3,000 ($100K) / $4,500 ($150K) |
| Every 14 calendar days | Payout Frequency | On-demand |
| $89 | Starting Price | $49 ★ |
| Proprietary | Technology | Proprietary |
| Trading View, NinjaTrader, Tradovate | Platforms | Topstep X |
| No | Direct Path to Funded | Yes |
| Ireland | Country | United States |
| - | Established | Jan 2010 |
| 2 options | Challenge Options | 3 options |
Price Comparison by Account Size
Cheapest challenge price at each account size (where both firms offer the same size)
| Account Size | FXIFY Futures | Topstep | Savings |
|---|---|---|---|
| $50K | $89 | $49 ★ | Save $40 |
FXIFY Futures vs Topstep: Detailed Analysis
FXIFY Futures and Topstep are both Futures firms.
Pricing
In terms of pricing, Topstep is more affordable with challenges starting at $49, which is $40 less than FXIFY Futures's starting price of $89. FXIFY Futures offers 2 challenge options, while Topstep offers 3.
Account Sizes
On account sizing, FXIFY Futures offers a single $50 account, while Topstep offers account sizes from $50 to $150 across 3 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.
Trading Platforms
For trading platforms, FXIFY Futures supports Trading View, NinjaTrader and Tradovate, while Topstep runs on Topstep X. If you already trade on a specific platform, this can be the deciding factor between the two.
Profit Split & Payouts
FXIFY Futures offers 80% (Standard), 90% (Expert / Sim Live), up to 100% with checkout add-on profit split, while Topstep offers 90%. FXIFY Futures pays out Every 14 calendar days, and Topstep pays out On-demand.
Risk & Drawdown Rules
Risk rules are a key difference for funded traders: FXIFY Futures lists its daily drawdown as "Standard 2%, Expert 3%, Sim Live 2.5% of account balance (resets next day, soft breach)", while Topstep lists "$2,000 max loss limit ($50K) / $3,000 ($100K) / $4,500 ($150K)". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.
Payout Methods
When it comes to getting paid, FXIFY Futures supports withdrawals via Crypto and Rise Pay, while Topstep pays out through Wise, ACH and International Wire / SWIFT.
Trust & Safety
For trust and reputation, FXIFY Futures has a 3.8/5 TrustPilot rating with 39 reviews, while Topstep has 3.6/5 with 14,382 reviews.
Who Should Choose Which
So who should pick which? FXIFY Futures is the stronger choice for maximum profit potential, while Topstep is the better fit for budget-conscious traders and trust & reputation.
This is a close matchup with FXIFY Futures winning 3 and Topstep winning 4 of the categories we compared. The right choice depends on what matters most to you as a trader.
Pros & Cons
FXIFY Futures
Pros
Cons
Topstep
Pros
Cons
Active Deals & Promo Codes
FXIFY Futures
No active deals
Topstep
Frequently Asked Questions
Which is better, FXIFY Futures or Topstep?
Both firms are competitive. FXIFY Futures wins in 3 categories while Topstep wins in 4. The best choice depends on what you prioritize: pricing, profit split, trust ratings, or payout speed.
Which is cheaper, FXIFY Futures or Topstep?
Topstep has the lower starting price at $49. FXIFY Futures offers 2 challenge options starting from $89, while Topstep offers 3 options starting from $49.
Which has better reviews, FXIFY Futures or Topstep?
FXIFY Futures has a higher TrustPilot rating of 3.8/5. FXIFY Futures has 39 reviews while Topstep has 14,382.
Which offers a higher profit split, FXIFY Futures or Topstep?
FXIFY Futures offers a higher maximum profit split. FXIFY Futures offers 80% (Standard), 90% (Expert / Sim Live), up to 100% with checkout add-on while Topstep offers 90%.
How fast do FXIFY Futures and Topstep pay out?
FXIFY Futures has Every 14 calendar days payouts while Topstep offers On-demand payouts. Payout speed can be an important factor when choosing a prop firm.
Are FXIFY Futures and Topstep legit?
Both firms have been independently verified by PropFirmMap. FXIFY Futures holds a unrated safety grade and a 3.8/5 TrustPilot rating. Topstep holds a A safety grade and a 3.6/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.
Which is better for beginners, FXIFY Futures or Topstep?
Topstep may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.
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