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IC Funded vs The5ers: Head-to-Head Comparison (2026)

IC Funded

4.8 C
Saint Lucia CFD
VS

The5ers

8.7 A+
United Kingdom CFD
Key Differences
Safety C vs A+ Split 80% vs 100% Price $74 vs $22

Verdict: Who Wins?

IC Funded 1 wins
1 - 6
The5ers 6 wins Decisive Win
Overall Rating 8.7 vs 4.8 Decisive
TrustPilot 4.7 vs 3 Decisive
Starting Price $22 vs $74 Decisive
Profit Split Up to 100% vs 80/20 (up to 80% trader) Decisive
Safety Grade A+ vs C Decisive
Trust Score 88.5/100 vs 42.8/100 Decisive
Challenge Variety 16 vs 10 options Clear

Best For:

Budget-conscious traders The5ers
Maximum profit potential The5ers
Trust & reputation The5ers
Fast payouts The5ers

Visual Comparison

IC Funded The5ers

Head-to-Head Comparison

IC Funded Metric The5ers
4.8/10 PFM Score 8.7/10
3/5 (146) TrustPilot 4.7/5 (28,714)
C Safety Grade A+
42.8 D Trust Score 88.5 A
80/20 (up to 80% trader) Profit Split Up to 100%
4% Daily Drawdown Hyper Growth: 3% daily pause / 6% stop-out. High Stakes: 5% Maximum Daily Loss / 10% Maximum Total Drawdown.
Bi-Weekly Payout Frequency Biweekly (every 14 days)
$74 Starting Price $22
White-Label Technology Proprietary
cTrader, MT5 Platforms Trading View, MT5
No Direct Path to Funded No
Saint Lucia Country United Kingdom
- Established Jan 2016
16 options Challenge Options 10 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size IC Funded The5ers Savings
$5K $74 $39 Save $35
$10K $125 $78 Save $47
$25K $249 $39 Save $210
$50K $449 $309 Save $140
$100K $689 $545 Save $144

IC Funded vs The5ers: Detailed Analysis

IC Funded and The5ers are both CFD firms.

Pricing

In terms of pricing, The5ers is more affordable with challenges starting at $22, which is $52 less than IC Funded's starting price of $74. IC Funded offers 16 challenge options, while The5ers offers 10.

Account Sizes

On account sizing, IC Funded offers account sizes from $5 to $500 across 7 funding tiers, while The5ers offers account sizes from $5 to $100 across 6 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.

Trading Platforms

For trading platforms, IC Funded supports cTrader and MT5, while The5ers runs on Trading View and MT5. If you already trade on a specific platform, this can be the deciding factor between the two.

Profit Split & Payouts

IC Funded offers 80/20 (up to 80% trader) profit split, while The5ers offers Up to 100%. IC Funded pays out Bi-Weekly, and The5ers pays out Biweekly (every 14 days).

Risk & Drawdown Rules

Risk rules are a key difference for funded traders: IC Funded lists its daily drawdown as "4%", while The5ers lists "Hyper Growth: 3% daily pause / 6% stop-out. High Stakes: 5% Maximum Daily Loss / 10% Maximum Total Drawdown.". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.

Trust & Safety

For trust and reputation, IC Funded has a 3/5 TrustPilot rating with 146 reviews, while The5ers has 4.7/5 with 28,714 reviews. Safety grades: IC Funded C, The5ers A+.

Who Should Choose Which

Across the use cases we scored, The5ers is the stronger choice for budget-conscious traders, maximum profit potential, trust & reputation and fast payouts.

Overall, The5ers edges ahead winning 6 out of 7 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.

Pros & Cons

IC Funded
Pros
Three programme types: 1-Step Accelerated, 2-Step Professional and Instant Funded | Fixed 80/20 profit split with bi-weekly payouts | Challenge fee refunded after the third payout | MetaTrader 5 and cTrader provided at no additional cost | No mandatory stop-loss on any programme | Multiple funded accounts permitted up to $500,000 total allocation per trader
Cons
TrustPilot score 3.0/5 from 146 reviews, with payment and withdrawal delays a recurring theme in reviewer feedback | Weekend holding is not permitted on any programme | News trading is restricted to a 3 minute window around high-impact events once funded | 5 profitable days, each closing at least 0.5% of the starting balance, are required before the first payout | 20% consistency rule on Instant Funded | Crypto leverage capped at 1:2
The5ers
Pros
Up to 100% profit split, Hyper Growth 1-Step evaluation with 10% target and unlimited time, High Stakes 2-Step with Step-1 cash/HUB rewards from $2 to $40 by account size, London-based (Five Percent Online LTD) since 2016.
Cons
Hyper Growth stop-out at 6% below initial balance; High Stakes requires two steps plus verification refund to pass; minimum 3 profitable days required on Pro Growth/High Stakes.

Frequently Asked Questions

Which is better, IC Funded or The5ers?

The5ers scores higher overall, winning 6 out of 7 comparison categories including Overall Rating, TrustPilot, Starting Price. However, the best choice depends on your trading goals and priorities.

Which is cheaper, IC Funded or The5ers?

The5ers has the lower starting price at $22. IC Funded offers 16 challenge options starting from $74, while The5ers offers 10 options starting from $22.

Which has better reviews, IC Funded or The5ers?

The5ers has a higher TrustPilot rating of 4.7/5. IC Funded has 146 reviews while The5ers has 28,714.

Which offers a higher profit split, IC Funded or The5ers?

The5ers offers a higher maximum profit split. IC Funded offers 80/20 (up to 80% trader) while The5ers offers Up to 100%.

How fast do IC Funded and The5ers pay out?

IC Funded has Bi-Weekly payouts while The5ers offers Biweekly (every 14 days) payouts. Payout speed can be an important factor when choosing a prop firm.

Are IC Funded and The5ers legit?

Both firms have been independently verified by PropFirmMap. IC Funded holds a C safety grade and a 3.0/5 TrustPilot rating. The5ers holds a A+ safety grade and a 4.7/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.

Which is better for beginners, IC Funded or The5ers?

The5ers may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.

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