FTMO vs IC Funded: Head-to-Head Comparison (2026)
FTMO
8.3 A+
CFD
IC Funded
CFD
Verdict: Who Wins?
FTMO
6 wins
Decisive Win
IC Funded
1 wins
Best For:
IC Funded
FTMO
FTMO
Visual Comparison
Head-to-Head Comparison
| FTMO | Metric | IC Funded |
|---|---|---|
| 8.3/10 | PFM Score | - |
| 4.8/5 (42,594) ★ | TrustPilot | 2.5/5 (113) |
| A+ ★ | Safety Grade | - |
| 84 A ★ | Trust Score | 22.8 F |
| Up to 90% | Profit Split | 80/20 (up to 80% trader) ★ |
| Maximum Daily Loss Amount, which is 5% of the Initial Simulated Capital (2-Step) or 3% (1-Step) | Daily Drawdown | 4% |
| Bi-weekly (every 14 days) | Payout Frequency | Bi-Weekly |
| $79 | Starting Price | $74 ★ |
| Proprietary | Technology | White-Label |
| cTrader, MT5, MT4 | Platforms | cTrader, MT5 |
| No | Direct Path to Funded | No |
| Czech Republic | Country | Saint Lucia |
| Jan 2015 | Established | - |
| 10 options | Challenge Options | 7 options |
Price Comparison by Account Size
Cheapest challenge price at each account size (where both firms offer the same size)
| Account Size | FTMO | IC Funded | Savings |
|---|---|---|---|
| $10K | $79 ★ | $125 | Save $46 |
| $25K | $199 ★ | $249 | Save $50 |
| $50K | $319 ★ | $449 | Save $130 |
| $100K | $439 ★ | $689 | Save $250 |
| $200K | $999 ★ | $1,275 | Save $276 |
FTMO vs IC Funded: Detailed Analysis
FTMO and IC Funded are both CFD firms.
Pricing
In terms of pricing, IC Funded is more affordable with challenges starting at $74, which is $5 less than FTMO's starting price of $79. FTMO offers 10 challenge options, while IC Funded offers 7.
Account Sizes
On account sizing, FTMO offers account sizes from $10 to $200 across 5 funding tiers, while IC Funded offers account sizes from $5 to $500 across 7 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.
Trading Platforms
For trading platforms, FTMO supports cTrader, MT5 and MT4, while IC Funded runs on cTrader and MT5. If you already trade on a specific platform, this can be the deciding factor between the two.
Profit Split & Payouts
FTMO offers Up to 90% profit split, while IC Funded offers 80/20 (up to 80% trader). FTMO pays out Bi-weekly (every 14 days), and IC Funded pays out Bi-Weekly.
Risk & Drawdown Rules
Risk rules are a key difference for funded traders: FTMO lists its daily drawdown as "Maximum Daily Loss Amount, which is 5% of the Initial Simulated Capital (2-Step) or 3% (1-Step)", while IC Funded lists "4%". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.
Trust & Safety
For trust and reputation, FTMO has a 4.8/5 TrustPilot rating with 42,594 reviews, while IC Funded has 2.5/5 with 113 reviews.
Who Should Choose Which
So who should pick which? FTMO is the stronger choice for maximum profit potential and trust & reputation, while IC Funded is the better fit for budget-conscious traders.
Overall, FTMO edges ahead winning 6 out of 7 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.
Pros & Cons
FTMO
Pros
Cons
IC Funded
Pros
Cons
Frequently Asked Questions
Which is better, FTMO or IC Funded?
FTMO scores higher overall, winning 6 out of 7 comparison categories including Overall Rating, TrustPilot, Profit Split. However, the best choice depends on your trading goals and priorities.
Which is cheaper, FTMO or IC Funded?
IC Funded has the lower starting price at $74. FTMO offers 10 challenge options starting from $79, while IC Funded offers 7 options starting from $74.
Which has better reviews, FTMO or IC Funded?
FTMO has a higher TrustPilot rating of 4.8/5. FTMO has 42,594 reviews while IC Funded has 113.
Which offers a higher profit split, FTMO or IC Funded?
FTMO offers a higher maximum profit split. FTMO offers Up to 90% while IC Funded offers 80/20 (up to 80% trader).
How fast do FTMO and IC Funded pay out?
FTMO has Bi-weekly (every 14 days) payouts while IC Funded offers Bi-Weekly payouts. Payout speed can be an important factor when choosing a prop firm.
Are FTMO and IC Funded legit?
Both firms have been independently verified by PropFirmMap. FTMO holds a A+ safety grade and a 4.8/5 TrustPilot rating. IC Funded holds a unrated safety grade and a 2.5/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.
Which is better for beginners, FTMO or IC Funded?
IC Funded may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.
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