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FXIFY vs IC Funded: Head-to-Head Comparison (2026)

FXIFY

8.2 A+
United Kingdom CFD
VS

IC Funded

Saint Lucia CFD
Key Differences
Split 90% vs 80% Price $19 vs $74

Verdict: Who Wins?

FXIFY 8 wins Decisive Win
8 - 0
IC Funded 0 wins
Overall Rating 8.2 vs 0.0 Decisive
TrustPilot 4.4 vs 2.5 Decisive
Starting Price $19 vs $74 Decisive
Profit Split Up to 90% vs 80/20 (up to 80% trader) Decisive
Safety Grade A+ vs Decisive
Trust Score 86.3/100 vs 22.8/100 Decisive
Challenge Variety 47 vs 7 options Decisive
Platform Choice 4 vs 2 platforms Narrow

Best For:

Budget-conscious traders FXIFY
Maximum profit potential FXIFY
Trust & reputation FXIFY
Fast payouts IC Funded

Visual Comparison

FXIFY IC Funded
FXIFY
Grade A+ 4.4

Save 40% on FXIFY today

CODE NEW40 from $19
Save 40% Now Verified deal

Head-to-Head Comparison

FXIFY Metric IC Funded
8.2/10 PFM Score -
4.4/5 (6,003) TrustPilot 2.5/5 (113)
A+ Safety Grade -
86.3 A Trust Score 22.8 F
Up to 90% Profit Split 80/20 (up to 80% trader)
3-5% daily across Standard programs, 8% on Instant Funding Daily Drawdown 4%
On-demand Payout Frequency Bi-Weekly
$19 Starting Price $74
White-Label Technology White-Label
Trading View, DXTrade, MT5, MT4 Platforms cTrader, MT5
No Direct Path to Funded No
United Kingdom Country Saint Lucia
Jan 2023 Established -
47 options Challenge Options 7 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size FXIFY IC Funded Savings
$5K $39 $74 Save $35
$10K $59 $125 Save $66
$25K $149 $249 Save $100
$50K $249 $449 Save $200
$100K $399 $689 Save $290
$200K $799 $1,275 Save $476

FXIFY vs IC Funded: Detailed Analysis

FXIFY and IC Funded are both CFD firms.

Pricing

In terms of pricing, FXIFY is more affordable with challenges starting at $19, which is $55 less than IC Funded's starting price of $74. FXIFY offers 47 challenge options, while IC Funded offers 7.

Account Sizes

On account sizing, FXIFY offers account sizes from $1 to $400 across 10 funding tiers, while IC Funded offers account sizes from $5 to $500 across 7 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.

Trading Platforms

For trading platforms, FXIFY supports Trading View, DXTrade, MT5 and MT4, while IC Funded runs on cTrader and MT5. If you already trade on a specific platform, this can be the deciding factor between the two.

Profit Split & Payouts

FXIFY offers Up to 90% profit split, while IC Funded offers 80/20 (up to 80% trader). FXIFY pays out On-demand, and IC Funded pays out Bi-Weekly.

Risk & Drawdown Rules

Risk rules are a key difference for funded traders: FXIFY lists its daily drawdown as "3-5% daily across Standard programs, 8% on Instant Funding", while IC Funded lists "4%". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.

Trust & Safety

For trust and reputation, FXIFY has a 4.4/5 TrustPilot rating with 6,003 reviews, while IC Funded has 2.5/5 with 113 reviews.

Who Should Choose Which

So who should pick which? FXIFY is the stronger choice for budget-conscious traders, maximum profit potential and trust & reputation, while IC Funded is the better fit for fast payouts.

Overall, FXIFY edges ahead winning 8 out of 8 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.

Pros & Cons

FXIFY
Pros
Up to 90% profit split. On-demand first payout with no minimum or maximum amount. Five programs (One/Two/Three Phase, Lightning, Instant Funding) with 1K-400K account sizes. 100% refundable assessment fee on Standard phases. MT4, MT5, DXtrade and TradingView platforms supported.
Cons
Two Phase 25% consistency rule on funded. Instant Funding 8% trailing drawdown is tighter than multi-phase programs. No on-demand payout until first payout cycle on Bi-weekly programs.
IC Funded
Pros
1-Step Accelerated and 2-Step Professional programs across K-00K | 80/20 profit split with bi-weekly payouts | Challenge fee refunded after 3rd payout | Backed by IC Markets infrastructure | cTrader + MT5 platforms | No time limit on evaluations
Cons
TrustPilot score 2.5/5 (Poor) with reported payout delays | Strict 4-5% equity-based daily drawdown that resets at 00:00 GMT+2/+3 (timing-sensitive) | 45% consistency rule on 1-Step Accelerated | 5 profitable trading days minimum (each >=0.5% gain) | Refund of challenge fee gated to 3rd payout

Active Deals & Promo Codes

FXIFY
40% OFF 40% off One Phase Evals for new users. Verified live on fxify.com 2026-06-06.
26% OFF 26% off all FXIFY programs (excludes Instant Funding Lite). Verified via fxify.com 2026-06-02.
35% OFF Father's Day Sale: 35% off all programs (Instant Funding Lite excluded). Code PAPA35. Verified live on fxify.com 2026-06-20.
IC Funded

No active deals

Frequently Asked Questions

Which is better, FXIFY or IC Funded?

FXIFY scores higher overall, winning 8 out of 8 comparison categories including Overall Rating, TrustPilot, Starting Price. However, the best choice depends on your trading goals and priorities.

Which is cheaper, FXIFY or IC Funded?

FXIFY has the lower starting price at $19. FXIFY offers 47 challenge options starting from $19, while IC Funded offers 7 options starting from $74.

Which has better reviews, FXIFY or IC Funded?

FXIFY has a higher TrustPilot rating of 4.4/5. FXIFY has 6,003 reviews while IC Funded has 113.

Which offers a higher profit split, FXIFY or IC Funded?

FXIFY offers a higher maximum profit split. FXIFY offers Up to 90% while IC Funded offers 80/20 (up to 80% trader).

How fast do FXIFY and IC Funded pay out?

FXIFY has On-demand payouts while IC Funded offers Bi-Weekly payouts. Payout speed can be an important factor when choosing a prop firm.

Are FXIFY and IC Funded legit?

Both firms have been independently verified by PropFirmMap. FXIFY holds a A+ safety grade and a 4.4/5 TrustPilot rating. IC Funded holds a unrated safety grade and a 2.5/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.

Which is better for beginners, FXIFY or IC Funded?

FXIFY may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.

Not sold on either? Explore alternatives

See the closest-matched prop firms ranked head-to-head against each contender, with live 2026 prices and safety grades.