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Funding Pips vs IC Funded: Head-to-Head Comparison (2026)

Funding Pips

8.9 A+
United Arab Emirates CFD
VS

IC Funded

Saint Lucia CFD
Key Differences
Payouts Weekly vs Bi-Weekly Split 100% vs 80% Price $29 vs $74

Verdict: Who Wins?

Funding Pips 7 wins Decisive Win
7 - 0
IC Funded 0 wins
Overall Rating 8.9 vs 0.0 Decisive
TrustPilot 4.5 vs 2.5 Decisive
Starting Price $29 vs $74 Decisive
Profit Split 80-100% vs 80/20 (up to 80% trader) Decisive
Safety Grade A+ vs Decisive
Trust Score 88.8/100 vs 22.8/100 Decisive
Challenge Variety 21 vs 7 options Decisive

Best For:

Budget-conscious traders Funding Pips
Maximum profit potential Funding Pips
Trust & reputation Funding Pips
Fast payouts Funding Pips

Visual Comparison

Funding Pips IC Funded

Save 25% on Funding Pips today

CODE FP from $29
Save 25% Now Verified deal

Head-to-Head Comparison

Funding Pips Metric IC Funded
8.9/10 PFM Score -
4.5/5 (52,621) TrustPilot 2.5/5 (113)
A+ Safety Grade -
88.8 A Trust Score 22.8 F
80-100% Profit Split 80/20 (up to 80% trader)
3% (Zero/2-Step Pro), 4% (1-Step), 5% (2-Step Standard) Daily Drawdown 4%
Weekly Payout Frequency Bi-Weekly
$29 Starting Price $74
Proprietary Technology White-Label
cTrader, Match Trader, MT5 Platforms cTrader, MT5
No Direct Path to Funded No
United Arab Emirates Country Saint Lucia
Oct 2022 Established -
21 options Challenge Options 7 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size Funding Pips IC Funded Savings
$5K $29 $74 Save $45
$10K $55 $125 Save $70
$25K $109 $249 Save $140
$50K $219 $449 Save $230
$100K $399 $689 Save $290
$200K $798 $1,275 Save $477

Funding Pips vs IC Funded: Detailed Analysis

Funding Pips and IC Funded are both CFD firms.

Pricing

In terms of pricing, Funding Pips is more affordable with challenges starting at $29, which is $45 less than IC Funded's starting price of $74. Funding Pips offers 21 challenge options, while IC Funded offers 7.

Account Sizes

On account sizing, Funding Pips offers account sizes from $5 to $200 across 6 funding tiers, while IC Funded offers account sizes from $5 to $500 across 7 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.

Trading Platforms

For trading platforms, Funding Pips supports cTrader, Match Trader and MT5, while IC Funded runs on cTrader and MT5. If you already trade on a specific platform, this can be the deciding factor between the two.

Profit Split & Payouts

Funding Pips offers 80-100% profit split, while IC Funded offers 80/20 (up to 80% trader). Funding Pips pays out Weekly, and IC Funded pays out Bi-Weekly.

Risk & Drawdown Rules

Risk rules are a key difference for funded traders: Funding Pips lists its daily drawdown as "3% (Zero/2-Step Pro), 4% (1-Step), 5% (2-Step Standard)", while IC Funded lists "4%". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.

Payout Methods

Funding Pips supports withdrawals via Rise, Crypto and Wire Transfer.

Trust & Safety

For trust and reputation, Funding Pips has a 4.5/5 TrustPilot rating with 52,621 reviews, while IC Funded has 2.5/5 with 113 reviews.

Who Should Choose Which

Across the use cases we scored, Funding Pips is the stronger choice for budget-conscious traders, maximum profit potential, trust & reputation and fast payouts.

Overall, Funding Pips edges ahead winning 7 out of 7 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.

Pros & Cons

Funding Pips
Pros
Up to 100% profit split with flexible reward cycles (weekly, bi-weekly, monthly, daily, on-demand). Starting from $29. Zero reward denial policy. Multiple evaluation models including 1-Step, 2-Step Standard, and Zero instant funding. Scale to $2M in prime capital. Over $263M distributed to 3M+ traders worldwide.
Cons
News trading restricted on funded/master accounts (5-minute window). Weekend holding not permitted on master accounts (positions auto-closed Friday). HFT, tick scalping, hedging, and latency arbitrage prohibited. Consistency score soft rule on funded accounts may delay rewards.
IC Funded
Pros
1-Step Accelerated and 2-Step Professional programs across K-00K | 80/20 profit split with bi-weekly payouts | Challenge fee refunded after 3rd payout | Backed by IC Markets infrastructure | cTrader + MT5 platforms | No time limit on evaluations
Cons
TrustPilot score 2.5/5 (Poor) with reported payout delays | Strict 4-5% equity-based daily drawdown that resets at 00:00 GMT+2/+3 (timing-sensitive) | 45% consistency rule on 1-Step Accelerated | 5 profitable trading days minimum (each >=0.5% gain) | Refund of challenge fee gated to 3rd payout

Active Deals & Promo Codes

Funding Pips
20% OFF 20% off first challenge
20% OFF 20% off all challenges
25% OFF 25% off all challenges
IC Funded

No active deals

Frequently Asked Questions

Which is better, Funding Pips or IC Funded?

Funding Pips scores higher overall, winning 7 out of 7 comparison categories including Overall Rating, TrustPilot, Starting Price. However, the best choice depends on your trading goals and priorities.

Which is cheaper, Funding Pips or IC Funded?

Funding Pips has the lower starting price at $29. Funding Pips offers 21 challenge options starting from $29, while IC Funded offers 7 options starting from $74.

Which has better reviews, Funding Pips or IC Funded?

Funding Pips has a higher TrustPilot rating of 4.5/5. Funding Pips has 52,621 reviews while IC Funded has 113.

Which offers a higher profit split, Funding Pips or IC Funded?

Funding Pips offers a higher maximum profit split. Funding Pips offers 80-100% while IC Funded offers 80/20 (up to 80% trader).

How fast do Funding Pips and IC Funded pay out?

Funding Pips has Weekly payouts while IC Funded offers Bi-Weekly payouts. Payout speed can be an important factor when choosing a prop firm.

Are Funding Pips and IC Funded legit?

Both firms have been independently verified by PropFirmMap. Funding Pips holds a A+ safety grade and a 4.5/5 TrustPilot rating. IC Funded holds a unrated safety grade and a 2.5/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.

Which is better for beginners, Funding Pips or IC Funded?

Funding Pips may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.

Not sold on either? Explore alternatives

See the closest-matched prop firms ranked head-to-head against each contender, with live 2026 prices and safety grades.