MFA Traders vs Sway Funded: Head-to-Head Comparison (2026)
Verdict: Who Wins?
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Visual Comparison
Head-to-Head Comparison
| MFA Traders | Metric | Sway Funded |
|---|---|---|
| 6.0/10 | PFM Score | 7.0/10 ★ |
| 4.2/5 (143) ★ | TrustPilot | 4.1/5 (629) |
| B | Safety Grade | B |
| 63.2 B ★ | Trust Score | 53.2 C |
| 65% (1-phase Beginner), 70% (Instant), 80% 85% 90% (2-phase Standard) ★ | Profit Split | 80% base, up to 90% with the 20/10 add-on (Rapid & Regular); up to 75% (Instant) |
| 3.5% (1-phase Beginner, Instant Core), 4% (2-phase Professional), 5% (2-phase Standard, Instant Prime); recalculated at midnight CET off the previous day's balance | Daily Drawdown | 5% base / 10% with 20/10 add-on (Rapid & Regular); 3% (Instant) |
| On demand | Payout Frequency | On demand |
| $29 | Starting Price | $10 ★ |
| White-Label | Technology | Proprietary |
| Trading View, Match Trader, MT4 | Platforms | Proprietary |
| No | Direct Path to Funded | No |
| Poland | Country | Saint Lucia |
| Mar 2023 | Established | Feb 2024 |
| 8 options | Challenge Options | 24 options |
Price Comparison by Account Size
Cheapest challenge price at each account size (where both firms offer the same size)
| Account Size | MFA Traders | Sway Funded | Savings |
|---|---|---|---|
| $1K | $29 | $10 ★ | Save $19 |
| $5K | $69 | $36 ★ | Save $33 |
| $10K | $109 | $66 ★ | Save $43 |
| $50K | $389 | $289 ★ | Save $100 |
| $200K | $1,097 | $849 ★ | Save $248 |
MFA Traders vs Sway Funded: Detailed Analysis
MFA Traders and Sway Funded are both CFD firms. MFA Traders has been in business longer, established in 2023, while Sway Funded was founded in 2024.
Pricing
In terms of pricing, Sway Funded is more affordable with challenges starting at $10, which is $19 less than MFA Traders's starting price of $29. MFA Traders offers 8 challenge options, while Sway Funded offers 24.
Account Sizes
On account sizing, MFA Traders offers account sizes from $1 to $200 across 6 funding tiers, while Sway Funded offers account sizes from $1 to $200 across 8 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.
Trading Platforms
For trading platforms, MFA Traders supports Trading View, Match Trader and MT4, while Sway Funded runs on Proprietary. If you already trade on a specific platform, this can be the deciding factor between the two.
Profit Split & Payouts
MFA Traders offers 65% (1-phase Beginner), 70% (Instant), 80% 85% 90% (2-phase Standard) profit split, while Sway Funded offers 80% base, up to 90% with the 20/10 add-on (Rapid & Regular); up to 75% (Instant). MFA Traders pays out On demand, and Sway Funded pays out On demand.
Risk & Drawdown Rules
Risk rules are a key difference for funded traders: MFA Traders lists its daily drawdown as "3.5% (1-phase Beginner, Instant Core), 4% (2-phase Professional), 5% (2-phase Standard, Instant Prime); recalculated at midnight CET off the previous day's balance", while Sway Funded lists "5% base / 10% with 20/10 add-on (Rapid & Regular); 3% (Instant)". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.
Payout Methods
Sway Funded supports withdrawals via Crypto.
Trust & Safety
For trust and reputation, MFA Traders has a 4.2/5 TrustPilot rating with 143 reviews, while Sway Funded has 4.1/5 with 629 reviews. Safety grades: MFA Traders B, Sway Funded B.
Who Should Choose Which
So who should pick which? MFA Traders is the stronger choice for trust & reputation, while Sway Funded is the better fit for budget-conscious traders.
This is a close matchup with MFA Traders winning 3 and Sway Funded winning 3 of the categories we compared. The right choice depends on what matters most to you as a trader.
Pros & Cons
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Frequently Asked Questions
Which is better, MFA Traders or Sway Funded?
Both firms are competitive. MFA Traders wins in 3 categories while Sway Funded wins in 3. The best choice depends on what you prioritize: pricing, profit split, trust ratings, or payout speed.
Which is cheaper, MFA Traders or Sway Funded?
Sway Funded has the lower starting price at $10. MFA Traders offers 8 challenge options starting from $29, while Sway Funded offers 24 options starting from $10.
Which has better reviews, MFA Traders or Sway Funded?
MFA Traders has a higher TrustPilot rating of 4.2/5. MFA Traders has 143 reviews while Sway Funded has 629.
Which offers a higher profit split, MFA Traders or Sway Funded?
MFA Traders offers a higher maximum profit split. MFA Traders offers 65% (1-phase Beginner), 70% (Instant), 80% 85% 90% (2-phase Standard) while Sway Funded offers 80% base, up to 90% with the 20/10 add-on (Rapid & Regular); up to 75% (Instant).
How fast do MFA Traders and Sway Funded pay out?
MFA Traders has On demand payouts while Sway Funded offers On demand payouts. Payout speed can be an important factor when choosing a prop firm.
Are MFA Traders and Sway Funded legit?
Both firms have been independently verified by PropFirmMap. MFA Traders holds a B safety grade and a 4.2/5 TrustPilot rating. Sway Funded holds a B safety grade and a 4.1/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.
Which is better for beginners, MFA Traders or Sway Funded?
Sway Funded may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.
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