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Nova Funded vs The Concept Trading: Head-to-Head Comparison (2026)

Nova Funded

5.2 D
United States CFD
VS

The Concept Trading

6.5 B+
Australia CFD
Key Differences
Safety D vs B+ Payouts On-Demand vs Weekly Price $39 vs $297

Verdict: Who Wins?

Nova Funded 3 wins
3 - 3
The Concept Trading 3 wins
Overall Rating 6.5 vs 5.2 Decisive
Starting Price $39 vs $297 Decisive
Profit Split Both Up to 90% Tie
Safety Grade B+ vs D Decisive
Trust Score 64.9/100 vs 10.5/100 Decisive
Challenge Variety 31 vs 4 options Decisive
Platform Choice 4 vs 1 platforms Clear

Best For:

Budget-conscious traders Nova Funded
Trust & reputation The Concept Trading
Fast payouts Nova Funded

Visual Comparison

Nova Funded The Concept Trading

Head-to-Head Comparison

Nova Funded Metric The Concept Trading
5.2/10 PFM Score 6.5/10
- TrustPilot 4.6/5 (449)
D Safety Grade B+
10.5 F Trust Score 64.9 B
Up to 90% Profit Split 50-90% (tiered, up to 90% with 90% Lock Rule)
5% Daily Loss Limit (Forex/CFD & Instant Funding) calculated using previous day's end-of-day balance, resets at 5 PM EST and compounds with account growth. Crypto plans use +/-3% Daily Cap Limit instead. Daily Drawdown None (static drawdown only — 3% Xtreme, 4% Traditional, 5% Premier, 6% Foundation, 10% Empire)
On Demand Payout Frequency Weekly
$39 Starting Price $297
White-Label Technology White-Label
Trading View, DXTrade, cTrader, Match Trader Platforms Trading View
No Direct Path to Funded No
United States Country Australia
Jan 2024 Established Aug 2021
31 options Challenge Options 4 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size Nova Funded The Concept Trading Savings
$5K $39 $497 Save $458
$10K $69 $997 Save $928
$25K $148 $2,497 Save $2,349

Nova Funded vs The Concept Trading: Detailed Analysis

Nova Funded and The Concept Trading are both CFD firms. The Concept Trading has been in business longer, established in 2021, while Nova Funded was founded in 2024.

Pricing

In terms of pricing, Nova Funded is more affordable with challenges starting at $39, which is $258 less than The Concept Trading's starting price of $297. Nova Funded offers 31 challenge options, while The Concept Trading offers 4.

Account Sizes

On account sizing, Nova Funded offers account sizes from $5 to $400 across 8 funding tiers, while The Concept Trading offers account sizes from $3 to $25 across 4 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.

Trading Platforms

For trading platforms, Nova Funded supports Trading View, DXTrade, cTrader and Match Trader, while The Concept Trading runs on Trading View. If you already trade on a specific platform, this can be the deciding factor between the two.

Profit Split & Payouts

Nova Funded offers Up to 90% profit split, while The Concept Trading offers 50-90% (tiered, up to 90% with 90% Lock Rule). Nova Funded pays out On Demand, and The Concept Trading pays out Weekly.

Risk & Drawdown Rules

Risk rules are a key difference for funded traders: Nova Funded lists its daily drawdown as "5% Daily Loss Limit (Forex/CFD & Instant Funding) calculated using previous day's end-of-day balance, resets at 5 PM EST and compounds with account growth. Crypto plans use +/-3% Daily Cap Limit instead.", while The Concept Trading lists "None (static drawdown only — 3% Xtreme, 4% Traditional, 5% Premier, 6% Foundation, 10% Empire)". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.

Payout Methods

When it comes to getting paid, Nova Funded supports withdrawals via Crypto, while The Concept Trading pays out through Crypto and PayPal.

Trust & Safety

For trust and reputation, The Concept Trading has 4.6/5 with 449 reviews. Safety grades: Nova Funded D, The Concept Trading B+.

Who Should Choose Which

So who should pick which? Nova Funded is the stronger choice for budget-conscious traders and fast payouts, while The Concept Trading is the better fit for trust & reputation.

This is a close matchup with Nova Funded winning 3 and The Concept Trading winning 3 of the categories we compared. The right choice depends on what matters most to you as a trader.

Pros & Cons

Nova Funded
Pros
Up to 00K simulated capital across Forex & CFD, Crypto, Instant Funding plans (and Futures multi-phase); up to 90% profit split; 100% Payout Guarantee with zero denied payouts; no min/max trading days; On-Demand payout withdrawals; static max drawdown on Forex/CFD evaluations (not trailing); EAs allowed on Instant Funding; multiple platforms (DXtrade, MatchTrader, cTrader, TradingView via GooeyTrade); Nova Points loyalty rewards; monthly competitions with free accounts/prizes; available in 176+ countries; 24/7 multilingual support.
Cons
Established only in 2024 with limited operational track record; Instant Funding uses TRAILING max drawdown which locks at starting balance after first withdrawal; KYC required before payout (failed KYC closes account); 30-day inactivity breach on evaluations; max position size limited by margin and firm reserves right to adjust at any time; no separate TrustPilot profile yet for novafunded.com domain; Nova Funded LLC is a US Wyoming LLC, services provided by Forest Park FX LTD / Prop Account Group of Companies — not regulated as a broker.
The Concept Trading
Pros
1-step evaluation across most programs, Instant Funding option, static drawdown (no daily drawdown limit), no time limits, scale up to $50M, trade any style (scalping/swing/EA allowed), 1:200 leverage on most tiers, weekly payouts, Pro spreads with commission model, up to 3 accounts, 90% Lock Rule
Cons
Tiered profit split starts at 50% and scales to 90% (only at Max Equity), only 1 payout per calendar month per Terms cl. 12.17, 6-week inactivity termination rule, Xtreme tier has only 1:30 leverage, AUD-denominated checkout

Frequently Asked Questions

Which is better, Nova Funded or The Concept Trading?

Both firms are competitive. Nova Funded wins in 3 categories while The Concept Trading wins in 3. The best choice depends on what you prioritize: pricing, profit split, trust ratings, or payout speed.

Which is cheaper, Nova Funded or The Concept Trading?

Nova Funded has the lower starting price at $39. Nova Funded offers 31 challenge options starting from $39, while The Concept Trading offers 4 options starting from $297.

Which offers a higher profit split, Nova Funded or The Concept Trading?

Nova Funded offers a higher maximum profit split. Nova Funded offers Up to 90% while The Concept Trading offers 50-90% (tiered, up to 90% with 90% Lock Rule).

How fast do Nova Funded and The Concept Trading pay out?

Nova Funded has On Demand payouts while The Concept Trading offers Weekly payouts. Payout speed can be an important factor when choosing a prop firm.

Are Nova Funded and The Concept Trading legit?

Both firms have been independently verified by PropFirmMap. Nova Funded holds a D safety grade. The Concept Trading holds a B+ safety grade and a 4.6/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.

Which is better for beginners, Nova Funded or The Concept Trading?

Nova Funded may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.

Not sold on either? Explore alternatives

See the closest-matched prop firms ranked head-to-head against each contender, with live 2026 prices and safety grades.