Pipstone Capital vs The Upside Funding: Head-to-Head Comparison (2026)
Pipstone Capital
CFD
The Upside Funding
6.3 A
CFD
Verdict: Who Wins?
Pipstone Capital
1 wins
The Upside Funding
5 wins
Decisive Win
Best For:
The Upside Funding
Pipstone Capital
The Upside Funding
Pipstone Capital
Visual Comparison
Save 25% on The Upside Funding today
Head-to-Head Comparison
| Pipstone Capital | Metric | The Upside Funding |
|---|---|---|
| - | PFM Score | 6.3/10 |
| 2.1/5 (342) | TrustPilot | 4.8/5 (43) ★ |
| - | Safety Grade | A ★ |
| 27.7 F | Trust Score | 64.2 B ★ |
| Up to 100% ★ | Profit Split | 95% |
| 3% (Instant), 4% (1-Step), 5% (2-Step) | Daily Drawdown | 1-Step: no daily, 4% trailing / 2-Step: 4% daily static, 8% total static |
| Varies by model (Bi-weekly 1-Step, Weekly 2-Step, On Demand Instant) | Payout Frequency | Fast payouts (on-demand) |
| $49 | Starting Price | $34 ★ |
| White-Label | Technology | Proprietary |
| cTrader, MT5 | Platforms | cTrader |
| No | Direct Path to Funded | No |
| United Arab Emirates | Country | Hong Kong |
| Jan 2025 | Established | Jan 2020 |
| 14 options | Challenge Options | 12 options |
Price Comparison by Account Size
Cheapest challenge price at each account size (where both firms offer the same size)
| Account Size | Pipstone Capital | The Upside Funding | Savings |
|---|---|---|---|
| $5K | $49 ★ | $59 | Save $10 |
| $10K | $121 | $99 ★ | Save $22 |
| $25K | $142 ★ | $199 | Save $57 |
| $50K | $314 ★ | $349 | Save $35 |
| $100K | $375 ★ | $589 | Save $214 |
Pipstone Capital vs The Upside Funding: Detailed Analysis
Pipstone Capital and The Upside Funding are both CFD firms. The Upside Funding has been in business longer, established in 2020, while Pipstone Capital was founded in 2025.
Pricing
In terms of pricing, The Upside Funding is more affordable with challenges starting at $34, which is $15 less than Pipstone Capital's starting price of $49. Pipstone Capital offers 14 challenge options, while The Upside Funding offers 12.
Account Sizes
On account sizing, Pipstone Capital offers account sizes from $5 to $100 across 5 funding tiers, while The Upside Funding offers account sizes from $2 to $100 across 6 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.
Trading Platforms
For trading platforms, Pipstone Capital supports cTrader and MT5, while The Upside Funding runs on cTrader. If you already trade on a specific platform, this can be the deciding factor between the two.
Profit Split & Payouts
Pipstone Capital offers Up to 100% profit split, while The Upside Funding offers 95%. Pipstone Capital pays out Varies by model (Bi-weekly 1-Step, Weekly 2-Step, On Demand Instant), and The Upside Funding pays out Fast payouts (on-demand).
Risk & Drawdown Rules
Risk rules are a key difference for funded traders: Pipstone Capital lists its daily drawdown as "3% (Instant), 4% (1-Step), 5% (2-Step)", while The Upside Funding lists "1-Step: no daily, 4% trailing / 2-Step: 4% daily static, 8% total static". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.
Payout Methods
Pipstone Capital supports withdrawals via Crypto.
Trust & Safety
For trust and reputation, Pipstone Capital has a 2.1/5 TrustPilot rating with 342 reviews, while The Upside Funding has 4.8/5 with 43 reviews.
Who Should Choose Which
So who should pick which? Pipstone Capital is the stronger choice for maximum profit potential and fast payouts, while The Upside Funding is the better fit for budget-conscious traders and trust & reputation.
Overall, The Upside Funding edges ahead winning 5 out of 6 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.
Pros & Cons
Pipstone Capital
Pros
Cons
The Upside Funding
Pros
Cons
Active Deals & Promo Codes
Pipstone Capital
No active deals
The Upside Funding
Frequently Asked Questions
Which is better, Pipstone Capital or The Upside Funding?
The Upside Funding scores higher overall, winning 5 out of 6 comparison categories including Overall Rating, TrustPilot, Starting Price. However, the best choice depends on your trading goals and priorities.
Which is cheaper, Pipstone Capital or The Upside Funding?
The Upside Funding has the lower starting price at $34. Pipstone Capital offers 14 challenge options starting from $49, while The Upside Funding offers 12 options starting from $34.
Which has better reviews, Pipstone Capital or The Upside Funding?
The Upside Funding has a higher TrustPilot rating of 4.8/5. Pipstone Capital has 342 reviews while The Upside Funding has 43.
Which offers a higher profit split, Pipstone Capital or The Upside Funding?
Pipstone Capital offers a higher maximum profit split. Pipstone Capital offers Up to 100% while The Upside Funding offers 95%.
How fast do Pipstone Capital and The Upside Funding pay out?
Pipstone Capital has Varies by model (Bi-weekly 1-Step, Weekly 2-Step, On Demand Instant) payouts while The Upside Funding offers Fast payouts (on-demand) payouts. Payout speed can be an important factor when choosing a prop firm.
Are Pipstone Capital and The Upside Funding legit?
Both firms have been independently verified by PropFirmMap. Pipstone Capital holds a unrated safety grade and a 2.1/5 TrustPilot rating. The Upside Funding holds a A safety grade and a 4.8/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.
Which is better for beginners, Pipstone Capital or The Upside Funding?
The Upside Funding may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.
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