Purdia Capital vs Topstep: Head-to-Head Comparison (2026)
Verdict: Who Wins?
Topstep
3 wins
Best For:
Topstep
Visual Comparison
Head-to-Head Comparison
| Purdia Capital | Metric | Topstep |
|---|---|---|
| 5.8/10 | PFM Score | 7.9/10 ★ |
| 4.3/5 (71) ★ | TrustPilot | 3.6/5 (14,382) |
| B | Safety Grade | A ★ |
| 65.6 B | Trust Score | 75 B+ ★ |
| 90% | Profit Split | 90% |
| EOD Evaluations state a daily loss limit ($1,000 on 50K, $2,000 on 100K); the Pro Evaluation and all Instant Funded plans show no daily loss limit line. | Daily Drawdown | $2,000 max loss limit ($50K) / $3,000 ($100K) / $4,500 ($150K) |
| Daily on request once payout qualified | Payout Frequency | On-demand |
| $49 | Starting Price | $49 |
| Proprietary | Technology | Proprietary |
| Trading View, Tradovate | Platforms | Topstep X |
| No | Direct Path to Funded | Yes |
| United States | Country | United States |
| Jan 2022 | Established | Jan 2010 |
| 6 options | Challenge Options | 3 options |
Price Comparison by Account Size
Cheapest challenge price at each account size (where both firms offer the same size)
| Account Size | Purdia Capital | Topstep | Savings |
|---|---|---|---|
| $50K | $79 | $49 ★ | Save $30 |
| $100K | $49 ★ | $99 | Save $50 |
Purdia Capital vs Topstep: Detailed Analysis
Purdia Capital and Topstep are both Futures firms. Topstep has been in business longer, established in 2010, while Purdia Capital was founded in 2022.
Pricing
In terms of pricing, Topstep is more affordable with challenges starting at $49, which is $0 less than Purdia Capital's starting price of $49. Purdia Capital offers 6 challenge options, while Topstep offers 3.
Account Sizes
On account sizing, Purdia Capital offers account sizes from $25 to $100 across 3 funding tiers, while Topstep offers account sizes from $50 to $150 across 3 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.
Trading Platforms
For trading platforms, Purdia Capital supports Trading View and Tradovate, while Topstep runs on Topstep X. If you already trade on a specific platform, this can be the deciding factor between the two.
Profit Split & Payouts
Purdia Capital offers 90% profit split, while Topstep offers 90%. Purdia Capital pays out Daily on request once payout qualified, and Topstep pays out On-demand.
Risk & Drawdown Rules
Risk rules are a key difference for funded traders: Purdia Capital lists its daily drawdown as "EOD Evaluations state a daily loss limit ($1,000 on 50K, $2,000 on 100K); the Pro Evaluation and all Instant Funded plans show no daily loss limit line.", while Topstep lists "$2,000 max loss limit ($50K) / $3,000 ($100K) / $4,500 ($150K)". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.
Payout Methods
Topstep supports withdrawals via Wise, ACH and International Wire / SWIFT.
Trust & Safety
For trust and reputation, Purdia Capital has a 4.3/5 TrustPilot rating with 71 reviews, while Topstep has 3.6/5 with 14,382 reviews. Safety grades: Purdia Capital B, Topstep A.
Who Should Choose Which
So who should pick which? Purdia Capital is the stronger choice for fast payouts, while Topstep is the better fit for trust & reputation.
This is a close matchup with Purdia Capital winning 2 and Topstep winning 3 of the categories we compared. The right choice depends on what matters most to you as a trader.
Pros & Cons
Pros
Cons
Topstep
Pros
Cons
Active Deals & Promo Codes
No active deals
Topstep
Frequently Asked Questions
Which is better, Purdia Capital or Topstep?
Both firms are competitive. Purdia Capital wins in 2 categories while Topstep wins in 3. The best choice depends on what you prioritize: pricing, profit split, trust ratings, or payout speed.
Which is cheaper, Purdia Capital or Topstep?
Purdia Capital has the lower starting price at $49. Purdia Capital offers 6 challenge options starting from $49, while Topstep offers 3 options starting from $49.
Which has better reviews, Purdia Capital or Topstep?
Purdia Capital has a higher TrustPilot rating of 4.3/5. Purdia Capital has 71 reviews while Topstep has 14,382.
Which offers a higher profit split, Purdia Capital or Topstep?
Purdia Capital offers a higher maximum profit split. Purdia Capital offers 90% while Topstep offers 90%.
How fast do Purdia Capital and Topstep pay out?
Purdia Capital has Daily on request once payout qualified payouts while Topstep offers On-demand payouts. Payout speed can be an important factor when choosing a prop firm.
Are Purdia Capital and Topstep legit?
Both firms have been independently verified by PropFirmMap. Purdia Capital holds a B safety grade and a 4.3/5 TrustPilot rating. Topstep holds a A safety grade and a 3.6/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.
Which is better for beginners, Purdia Capital or Topstep?
Purdia Capital may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.
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