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The Funded Trader vs The Upside Funding: Head-to-Head Comparison (2026)

The Funded Trader

7.0 B+
Spain CFD
VS

The Upside Funding

6.3 A
Hong Kong CFD
Key Differences
Safety B+ vs A Price $42 vs $34

Verdict: Who Wins?

The Funded Trader 3 wins
3 - 4
The Upside Funding 4 wins
Overall Rating 7.0 vs 6.3 Clear
TrustPilot 4.8 vs 3 Decisive
Starting Price $34 vs $42 Clear
Profit Split Both Up to 95% Tie
Safety Grade A vs B+ Narrow
Trust Score 64.2/100 vs 58.5/100 Clear
Challenge Variety 35 vs 12 options Decisive
Platform Choice 3 vs 1 platforms Narrow

Best For:

Budget-conscious traders The Upside Funding
Trust & reputation The Upside Funding

Visual Comparison

The Funded Trader The Upside Funding

Save 25% on The Upside Funding today

CODE INSIDER25 from $34
Save 25% Now Verified deal

Head-to-Head Comparison

The Funded Trader Metric The Upside Funding
7.0/10 PFM Score 6.3/10
3/5 (22,030) TrustPilot 4.8/5 (43)
B+ Safety Grade A
58.5 C Trust Score 64.2 B
Up to 95% Profit Split 95%
Balance-based (varies by challenge) Daily Drawdown 1-Step: no daily, 4% trailing / 2-Step: 4% daily static, 8% total static
Every 7 days (Knight Pro anytime) Payout Frequency Fast payouts (on-demand)
$42 Starting Price $34
Proprietary Technology Proprietary
DXTrade, cTrader, Match Trader Platforms cTrader
No Direct Path to Funded No
Spain Country Hong Kong
May 2023 Established Jan 2020
35 options Challenge Options 12 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size The Funded Trader The Upside Funding Savings
$5K $42 $59 Save $17
$10K $55 $99 Save $44
$25K $55 $199 Save $144
$50K $105 $349 Save $244
$100K $299 $589 Save $290

The Funded Trader vs The Upside Funding: Detailed Analysis

The Funded Trader and The Upside Funding are both CFD firms. The Upside Funding has been in business longer, established in 2020, while The Funded Trader was founded in 2023.

Pricing

In terms of pricing, The Upside Funding is more affordable with challenges starting at $34, which is $8 less than The Funded Trader's starting price of $42. The Funded Trader offers 35 challenge options, while The Upside Funding offers 12.

Account Sizes

On account sizing, The Funded Trader offers account sizes from $5 to $200 across 6 funding tiers, while The Upside Funding offers account sizes from $2 to $100 across 6 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.

Trading Platforms

For trading platforms, The Funded Trader supports DXTrade, cTrader and Match Trader, while The Upside Funding runs on cTrader. If you already trade on a specific platform, this can be the deciding factor between the two.

Profit Split & Payouts

The Funded Trader offers Up to 95% profit split, while The Upside Funding offers 95%. The Funded Trader pays out Every 7 days (Knight Pro anytime), and The Upside Funding pays out Fast payouts (on-demand).

Risk & Drawdown Rules

Risk rules are a key difference for funded traders: The Funded Trader lists its daily drawdown as "Balance-based (varies by challenge)", while The Upside Funding lists "1-Step: no daily, 4% trailing / 2-Step: 4% daily static, 8% total static". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.

Payout Methods

The Funded Trader supports withdrawals via Rise, Crypto and Skrill.

Trust & Safety

For trust and reputation, The Funded Trader has a 3/5 TrustPilot rating with 22,030 reviews, while The Upside Funding has 4.8/5 with 43 reviews. Safety grades: The Funded Trader B+, The Upside Funding A.

Who Should Choose Which

Across the use cases we scored, The Upside Funding is the stronger choice for budget-conscious traders and trust & reputation.

This is a close matchup with The Funded Trader winning 3 and The Upside Funding winning 4 of the categories we compared. The right choice depends on what matters most to you as a trader.

Pros & Cons

The Funded Trader
Pros
Payout Guarantee, Fast Support
Cons
Long withdrawal period
The Upside Funding
Pros
Founded by ex-Citibank MDs (60+ years combined), 1:1 mentorship from CEO, path to 50K/yr full-time position, 24hr payout guarantee (K penalty if missed), 100% fee refund on 3rd payout, news trading + weekend holding allowed, cTrader via regulated Purple Trading, EAs allowed
Cons
Very new (launched 2024/2025), only 39 TrustPilot reviews (100% 5-star is unusual), only cTrader platform, challenge pricing not transparent on website, simulated environment, co-founder James last name not disclosed

Active Deals & Promo Codes

The Funded Trader
15% OFF 15% off all challenges
The Upside Funding
25% OFF 25% off all challenges

Frequently Asked Questions

Which is better, The Funded Trader or The Upside Funding?

Both firms are competitive. The Funded Trader wins in 3 categories while The Upside Funding wins in 4. The best choice depends on what you prioritize: pricing, profit split, trust ratings, or payout speed.

Which is cheaper, The Funded Trader or The Upside Funding?

The Upside Funding has the lower starting price at $34. The Funded Trader offers 35 challenge options starting from $42, while The Upside Funding offers 12 options starting from $34.

Which has better reviews, The Funded Trader or The Upside Funding?

The Upside Funding has a higher TrustPilot rating of 4.8/5. The Funded Trader has 22,030 reviews while The Upside Funding has 43.

Which offers a higher profit split, The Funded Trader or The Upside Funding?

The Funded Trader offers a higher maximum profit split. The Funded Trader offers Up to 95% while The Upside Funding offers 95%.

How fast do The Funded Trader and The Upside Funding pay out?

The Funded Trader has Every 7 days (Knight Pro anytime) payouts while The Upside Funding offers Fast payouts (on-demand) payouts. Payout speed can be an important factor when choosing a prop firm.

Are The Funded Trader and The Upside Funding legit?

Both firms have been independently verified by PropFirmMap. The Funded Trader holds a B+ safety grade and a 3/5 TrustPilot rating. The Upside Funding holds a A safety grade and a 4.8/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.

Which is better for beginners, The Funded Trader or The Upside Funding?

The Upside Funding may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.

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