Top One Trader vs TX3 Funding: Head-to-Head Comparison (2026)
Verdict: Who Wins?
Top One Trader
2 wins
Best For:
Visual Comparison
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Head-to-Head Comparison
| Top One Trader | Metric | TX3 Funding |
|---|---|---|
| 8.0/10 ★ | PFM Score | 6.9/10 |
| 4.5/5 (3,141) ★ | TrustPilot | 3.5/5 (4,305) |
| B+ | Safety Grade | B+ |
| 62.4 B | Trust Score | 64.7 B ★ |
| 80% standard, up to 90% (up to 100% on Instant PRIME) | Profit Split | Up to 90% (Forex 1 Phase 85% base / 90% w/add-on; Pro 80% base / 90% w/add-on; Flex/Instant Standard 80%; Futures 100% on first $10K then 90/10) ★ |
| 4-5% (4% on 2-Step Plus, 5% on 1-Step Flash; EquityShield 2%/2.5% on Instant) | Daily Drawdown | 3% (Instant Standard, 1 Phase), 2% (Instant Pro), 5% (Flex, Pro). Futures: Starter $1,200 / $2,400 / $3,600 by 50K/100K/150K size; Pro has no daily loss limit. |
| Bi-weekly (14 days), 7-day upgrade add-on available | Payout Frequency | Varies (Pro on-demand; 1 Phase 3-day; Flex 7-day; Instant Std 14-day; Instant Pro 10-day; Futures Pro bi-weekly; Futures Starter 5 winning days) |
| $28 | Starting Price | $ |
| White-Label | Technology | White-Label |
| cTrader, Match Trader, MT5, TradeLocker | Platforms | Match Trader, MT5, ProjectX |
| No | Direct Path to Funded | No |
| United States | Country | United Arab Emirates |
| Sep 2023 | Established | Jan 2021 |
| 13 options | Challenge Options | 14 options |
Price Comparison by Account Size
Cheapest challenge price at each account size (where both firms offer the same size)
| Account Size | Top One Trader | TX3 Funding | Savings |
|---|---|---|---|
| $50K | $164 | $70 ★ | Save $94 |
| $100K | $399 | $135 ★ | Save $264 |
Top One Trader vs TX3 Funding: Detailed Analysis
Top One Trader and TX3 Funding are both CFD firms. TX3 Funding has been in business longer, established in 2021, while Top One Trader was founded in 2023.
Top One Trader offers 80% standard, up to 90% (up to 100% on Instant PRIME) profit split, while TX3 Funding offers Up to 90% (Forex 1 Phase 85% base / 90% w/add-on; Pro 80% base / 90% w/add-on; Flex/Instant Standard 80%; Futures 100% on first $10K then 90/10). Top One Trader pays out Bi-weekly (14 days), 7-day upgrade add-on available, and TX3 Funding pays out Varies (Pro on-demand; 1 Phase 3-day; Flex 7-day; Instant Std 14-day; Instant Pro 10-day; Futures Pro bi-weekly; Futures Starter 5 winning days).
For trust and reputation, Top One Trader has a 4.5/5 TrustPilot rating with 3,141 reviews, while TX3 Funding has 3.5/5 with 4,305 reviews. Safety grades: Top One Trader B+, TX3 Funding B+.
This is a close matchup with Top One Trader winning 2 and TX3 Funding winning 1 of the categories we compared. The right choice depends on what matters most to you as a trader.
Pros & Cons
Top One Trader
Pros
Cons
Pros
Cons
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Top One Trader
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Frequently Asked Questions
Which is better, Top One Trader or TX3 Funding?
Both firms are competitive. Top One Trader wins in 2 categories while TX3 Funding wins in 1. The best choice depends on what you prioritize: pricing, profit split, trust ratings, or payout speed.
Which has better reviews, Top One Trader or TX3 Funding?
Top One Trader has a higher TrustPilot rating of 4.5/5. Top One Trader has 3,141 reviews while TX3 Funding has 4,305.
Which offers a higher profit split, Top One Trader or TX3 Funding?
Top One Trader offers a higher maximum profit split. Top One Trader offers 80% standard, up to 90% (up to 100% on Instant PRIME) while TX3 Funding offers Up to 90% (Forex 1 Phase 85% base / 90% w/add-on; Pro 80% base / 90% w/add-on; Flex/Instant Standard 80%; Futures 100% on first $10K then 90/10).
How fast do Top One Trader and TX3 Funding pay out?
Top One Trader has Bi-weekly (14 days), 7-day upgrade add-on available payouts while TX3 Funding offers Varies (Pro on-demand; 1 Phase 3-day; Flex 7-day; Instant Std 14-day; Instant Pro 10-day; Futures Pro bi-weekly; Futures Starter 5 winning days) payouts. Payout speed can be an important factor when choosing a prop firm.
Are Top One Trader and TX3 Funding legit?
Both firms have been independently verified by PropFirmMap. Top One Trader holds a B+ safety grade and a 4.5/5 TrustPilot rating. TX3 Funding holds a B+ safety grade and a 3.5/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.
Which is better for beginners, Top One Trader or TX3 Funding?
When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.
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