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Apex Trader Funding vs Topstep: Head-to-Head Comparison (2026)

Apex Trader Funding

7.6 A+
United States Futures
VS

Topstep

6.6 B+
United States Futures
Key Differences
Safety A+ vs B+ Split 100% vs 90%

Verdict: Who Wins?

Apex Trader Funding 6 wins Decisive Win
6 - 0
Topstep 0 wins
Overall Rating 7.6 vs 6.6 Decisive
TrustPilot 4.4 vs 3.4 Decisive
Profit Split 100% vs 90% Decisive
Safety Grade A+ vs B+ Clear
Trust Score 77/100 vs 71/100 Clear
Platform Choice 13 vs 1 platforms Decisive

Best For:

Maximum profit potential Apex Trader Funding
Trust & reputation Apex Trader Funding

Visual Comparison

Apex Trader Funding Topstep

Save 90% on Apex Trader Funding today

CODE APEX90 from $199
Save 90% Now Verified deal

Head-to-Head Comparison

Apex Trader Funding Metric Topstep
7.6/10 PFM Score 6.6/10
4.4/5 (18,690) TrustPilot 3.4/5 (13,955)
A+ Safety Grade B+
77 B+ Trust Score 71 B+
100% Profit Split 90%
None (Intraday Trail) — EOD Trail daily loss limits not accessible Daily Drawdown $2,000 max loss limit ($50K) / $3,000 ($100K) / $4,500 ($150K) — trailing EOD
5 trading days Payout Frequency On-demand
$ Starting Price $95
Proprietary Technology Proprietary
R | Trader Pro, Trading View, NinjaTrader, Tradovate, Quantower, Atas, MotiveWave, Bookmap, Investor/RT, Jigsaw, MultiCharts, Sierra Chart, Trade Navigator Platforms Topstep X
No Direct Path to Funded Yes
United States Country United States
Jan 2021 Established Jan 2010
4 options Challenge Options 3 options

Apex Trader Funding vs Topstep: Detailed Analysis

Apex Trader Funding and Topstep are both Futures firms. Topstep has been in business longer, established in 2010, while Apex Trader Funding was founded in 2021.

Apex Trader Funding offers 100% profit split, while Topstep offers 90%. Apex Trader Funding pays out 5 trading days, and Topstep pays out On-demand.

For trust and reputation, Apex Trader Funding has a 4.4/5 TrustPilot rating with 18,690 reviews, while Topstep has 3.4/5 with 13,955 reviews. Safety grades: Apex Trader Funding A+, Topstep B+.

Overall, Apex Trader Funding edges ahead winning 6 out of 6 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.

Pros & Cons

Apex Trader Funding
Pros
Pass evaluation in one trading day with no minimum days required; no daily loss limit during evaluation; no payout denials guaranteed; no MAE rule; no 5:1 risk-reward rule; one-time evaluation fee with no recurring billing; trade up to 20 simultaneous accounts; 100% profit allocation on first $25,000 earned; 5-business-day minimum payout window; built-in scaling plan
Cons
Intraday trailing maximum drawdown during evaluation (limit trails highest intraday equity); 50% daily consistency rule on funded accounts; 30-day evaluation window to complete the challenge; futures markets only via CME
Topstep
Pros
90% profit split, instant payouts, no activation fee, pass in as little as 2 days, Chicago-based since 2010
Cons
Trailing max loss limit (not static daily DD), lower TrustPilot rating (3.4★), monthly subscription billing

Active Deals & Promo Codes

Apex Trader Funding
90% OFF 90% off evaluation — limited time
Topstep
$20 off No Activation Fee Trading Combine (any size). Up to 5 uses per trader.

Frequently Asked Questions

Which is better, Apex Trader Funding or Topstep?

Apex Trader Funding scores higher overall, winning 6 out of 6 comparison categories including Overall Rating, TrustPilot, Profit Split. However, the best choice depends on your trading goals and priorities.

Which has better reviews, Apex Trader Funding or Topstep?

Apex Trader Funding has a higher TrustPilot rating of 4.4/5. Apex Trader Funding has 18,690 reviews while Topstep has 13,955.

Which offers a higher profit split, Apex Trader Funding or Topstep?

Apex Trader Funding offers a higher maximum profit split. Apex Trader Funding offers 100% while Topstep offers 90%.

How fast do Apex Trader Funding and Topstep pay out?

Apex Trader Funding has 5 trading days payouts while Topstep offers On-demand payouts. Payout speed can be an important factor when choosing a prop firm.

Are Apex Trader Funding and Topstep legit?

Both firms have been independently verified by PropFirmMap. Apex Trader Funding holds a A+ safety grade and a 4.4/5 TrustPilot rating. Topstep holds a B+ safety grade and a 3.4/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.

Which is better for beginners, Apex Trader Funding or Topstep?

When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.

Not sold on either? Explore alternatives

See the closest-matched prop firms ranked head-to-head against each contender, with live 2026 prices and safety grades.