Topstep vs Zenit Funding: Head-to-Head Comparison (2026)
Topstep
8.0 A
Futures
Zenit Funding
Futures
Verdict: Who Wins?
Topstep
3 wins
Zenit Funding
2 wins
Best For:
Topstep
Visual Comparison
Head-to-Head Comparison
| Topstep | Metric | Zenit Funding |
|---|---|---|
| 8.0/10 | PFM Score | - |
| 3.6/5 (14,382) | TrustPilot | 4.1/5 (39) ★ |
| A ★ | Safety Grade | - |
| 75 B+ ★ | Trust Score | 43.9 D |
| 90% | Profit Split | 90% / 10% ★ |
| $2,000 max loss limit ($50K) / $3,000 ($100K) / $4,500 ($150K) | Daily Drawdown | $1,000 Daily Loss Limit (Expert plans only; Classic plans have no daily loss limit) |
| On-demand | Payout Frequency | Each new payout request can only be made between the 1st and the 4th of the current month, and between the 16th and 20th of the current month. |
| $49 | Starting Price | $49 |
| Proprietary | Technology | Proprietary |
| Topstep X | Platforms | Quantower, Atas, Volumetrica, DeepDom, DeepCharts |
| Yes | Direct Path to Funded | No |
| United States | Country | Belgium |
| Jan 2010 | Established | Oct 2024 |
| 3 options | Challenge Options | 5 options |
Price Comparison by Account Size
Cheapest challenge price at each account size (where both firms offer the same size)
| Account Size | Topstep | Zenit Funding | Savings |
|---|---|---|---|
| $50K | $49 | $49 | Same price |
| $150K | $199 ★ | $399 | Save $200 |
Topstep vs Zenit Funding: Detailed Analysis
Topstep and Zenit Funding are both Futures firms. Topstep has been in business longer, established in 2010, while Zenit Funding was founded in 2024.
Pricing
In terms of pricing, Zenit Funding is more affordable with challenges starting at $49, which is $0 less than Topstep's starting price of $49. Topstep offers 3 challenge options, while Zenit Funding offers 5.
Account Sizes
On account sizing, Topstep offers account sizes from $50 to $150 across 3 funding tiers, while Zenit Funding offers account sizes from $50 to $300 across 3 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.
Trading Platforms
For trading platforms, Topstep supports Topstep X, while Zenit Funding runs on Quantower, Atas, Volumetrica, DeepDom and DeepCharts. If you already trade on a specific platform, this can be the deciding factor between the two.
Profit Split & Payouts
Topstep offers 90% profit split, while Zenit Funding offers 90% / 10%. Topstep pays out On-demand, and Zenit Funding pays out Each new payout request can only be made between the 1st and the 4th of the current month, and between the 16th and 20th of the current month..
Risk & Drawdown Rules
Risk rules are a key difference for funded traders: Topstep lists its daily drawdown as "$2,000 max loss limit ($50K) / $3,000 ($100K) / $4,500 ($150K)", while Zenit Funding lists "$1,000 Daily Loss Limit (Expert plans only; Classic plans have no daily loss limit)". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.
Payout Methods
When it comes to getting paid, Topstep supports withdrawals via Wise, ACH and International Wire / SWIFT, while Zenit Funding pays out through Rise.
Trust & Safety
For trust and reputation, Topstep has a 3.6/5 TrustPilot rating with 14,382 reviews, while Zenit Funding has 4.1/5 with 39 reviews.
Who Should Choose Which
Across the use cases we scored, Topstep is the stronger choice for trust & reputation.
This is a close matchup with Topstep winning 3 and Zenit Funding winning 2 of the categories we compared. The right choice depends on what matters most to you as a trader.
Pros & Cons
Topstep
Pros
Cons
Zenit Funding
Pros
Cons
Active Deals & Promo Codes
Topstep
Zenit Funding
No active deals
Frequently Asked Questions
Which is better, Topstep or Zenit Funding?
Both firms are competitive. Topstep wins in 3 categories while Zenit Funding wins in 2. The best choice depends on what you prioritize: pricing, profit split, trust ratings, or payout speed.
Which is cheaper, Topstep or Zenit Funding?
Topstep has the lower starting price at $49. Topstep offers 3 challenge options starting from $49, while Zenit Funding offers 5 options starting from $49.
Which has better reviews, Topstep or Zenit Funding?
Zenit Funding has a higher TrustPilot rating of 4.1/5. Topstep has 14,382 reviews while Zenit Funding has 39.
Which offers a higher profit split, Topstep or Zenit Funding?
Topstep offers a higher maximum profit split. Topstep offers 90% while Zenit Funding offers 90% / 10%.
How fast do Topstep and Zenit Funding pay out?
Topstep has On-demand payouts while Zenit Funding offers Each new payout request can only be made between the 1st and the 4th of the current month, and between the 16th and 20th of the current month. payouts. Payout speed can be an important factor when choosing a prop firm.
Are Topstep and Zenit Funding legit?
Both firms have been independently verified by PropFirmMap. Topstep holds a A safety grade and a 3.6/5 TrustPilot rating. Zenit Funding holds a unrated safety grade and a 4.1/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.
Which is better for beginners, Topstep or Zenit Funding?
Topstep may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.
More Comparisons
Not sold on either? Explore alternatives
See the closest-matched prop firms ranked head-to-head against each contender, with live 2026 prices and safety grades.