100X Club vs Funded Academy: Head-to-Head Comparison (2026)
Verdict: Who Wins?
100X Club
2 wins
Best For:
100X Club
Visual Comparison
Head-to-Head Comparison
| 100X Club | Metric | Funded Academy |
|---|---|---|
| 4.9/10 | PFM Score | 5.5/10 ★ |
| 4/5 (9) | TrustPilot | 4.4/5 (22) ★ |
| C | Safety Grade | C |
| 41.8 D ★ | Trust Score | 40.7 D |
| 80% (95% with Add-On) | Profit Split | 80% (2-Step Standard), 85% (1-Step), up to 95% ★ |
| 3% on the 1-Step and 2-Step programs, 4% on Instant Funding; fixed once every 24 hours at the 5:00 PM EST rollover from the higher of closed balance or floating equity | Daily Drawdown | 4% (1-Step), 5% (2-Step) |
| 14 Days (5 Days with Add-On) | Payout Frequency | Bi-weekly (2 weeks); first payout on-demand |
| $55 | Starting Price | $49.99 ★ |
| White-Label | Technology | White-Label |
| cTrader | Platforms | cTrader, MT5 |
| No | Direct Path to Funded | No |
| Israel | Country | United Arab Emirates |
| - | Established | - |
| 18 options | Challenge Options | 6 options |
Price Comparison by Account Size
Cheapest challenge price at each account size (where both firms offer the same size)
| Account Size | 100X Club | Funded Academy | Savings |
|---|---|---|---|
| $5K | $55 | $50 ★ | Save $5 |
| $10K | $85 ★ | $90 | Save $5 |
| $25K | $169 ★ | $210 | Save $41 |
| $50K | $299 | $290 ★ | Save $9 |
| $100K | $499 ★ | $567 | Save $68 |
100X Club vs Funded Academy: Detailed Analysis
100X Club and Funded Academy are both CFD firms.
Pricing
In terms of pricing, Funded Academy is more affordable with challenges starting at $50, which is $5 less than 100X Club's starting price of $55. 100X Club offers 18 challenge options, while Funded Academy offers 6.
Account Sizes
On account sizing, 100X Club offers account sizes from $5 to $250 across 6 funding tiers, while Funded Academy offers account sizes from $5 to $200 across 6 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.
Trading Platforms
For trading platforms, 100X Club supports cTrader, while Funded Academy runs on cTrader and MT5. If you already trade on a specific platform, this can be the deciding factor between the two.
Profit Split & Payouts
100X Club offers 80% (95% with Add-On) profit split, while Funded Academy offers 80% (2-Step Standard), 85% (1-Step), up to 95%. 100X Club pays out 14 Days (5 Days with Add-On), and Funded Academy pays out Bi-weekly (2 weeks); first payout on-demand.
Risk & Drawdown Rules
Risk rules are a key difference for funded traders: 100X Club lists its daily drawdown as "3% on the 1-Step and 2-Step programs, 4% on Instant Funding; fixed once every 24 hours at the 5:00 PM EST rollover from the higher of closed balance or floating equity", while Funded Academy lists "4% (1-Step), 5% (2-Step)". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.
Payout Methods
When it comes to getting paid, 100X Club supports withdrawals via Rise and Crypto, while Funded Academy pays out through Rise and Crypto.
Trust & Safety
For trust and reputation, 100X Club has a 4/5 TrustPilot rating with 9 reviews, while Funded Academy has 4.4/5 with 22 reviews. Safety grades: 100X Club C, Funded Academy C.
Who Should Choose Which
So who should pick which? 100X Club is the stronger choice for trust & reputation, while Funded Academy is the better fit for budget-conscious traders and fast payouts.
This is a close matchup with 100X Club winning 2 and Funded Academy winning 3 of the categories we compared. The right choice depends on what matters most to you as a trader.
Pros & Cons
100X Club
Pros
Cons
Pros
Cons
Frequently Asked Questions
Which is better, 100X Club or Funded Academy?
Both firms are competitive. 100X Club wins in 2 categories while Funded Academy wins in 3. The best choice depends on what you prioritize: pricing, profit split, trust ratings, or payout speed.
Which is cheaper, 100X Club or Funded Academy?
Funded Academy has the lower starting price at $50. 100X Club offers 18 challenge options starting from $55, while Funded Academy offers 6 options starting from $50.
Which has better reviews, 100X Club or Funded Academy?
Funded Academy has a higher TrustPilot rating of 4.4/5. 100X Club has 9 reviews while Funded Academy has 22.
Which offers a higher profit split, 100X Club or Funded Academy?
100X Club offers a higher maximum profit split. 100X Club offers 80% (95% with Add-On) while Funded Academy offers 80% (2-Step Standard), 85% (1-Step), up to 95%.
How fast do 100X Club and Funded Academy pay out?
100X Club has 14 Days (5 Days with Add-On) payouts while Funded Academy offers Bi-weekly (2 weeks); first payout on-demand payouts. Payout speed can be an important factor when choosing a prop firm.
Are 100X Club and Funded Academy legit?
Both firms have been independently verified by PropFirmMap. 100X Club holds a C safety grade and a 4/5 TrustPilot rating. Funded Academy holds a C safety grade and a 4.4/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.
Which is better for beginners, 100X Club or Funded Academy?
Funded Academy may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.
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