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18th Street Trading vs Topstep: Head-to-Head Comparison (2026)

VS

Topstep

8.0 A
United States Futures
Key Differences
Split 80% vs 90% Price $149 vs $49

Verdict: Who Wins?

18th Street Trading 1 wins
1 - 5
Topstep 5 wins Decisive Win
Overall Rating 8.0 vs 0.0 Decisive
Starting Price $49 vs $149 Decisive
Profit Split 90% vs 80% Decisive
Safety Grade A vs Decisive
Trust Score 80/100 vs 10/100 Decisive
Platform Choice 3 vs 1 platforms Narrow

Best For:

Budget-conscious traders Topstep
Maximum profit potential Topstep
Trust & reputation Topstep

Visual Comparison

18th Street Trading Topstep

Head-to-Head Comparison

18th Street Trading Metric Topstep
- PFM Score 8.0/10
- TrustPilot 3.6/5 (14,785)
- Safety Grade A
10 F Trust Score 80 A
80% Profit Split 90%
None Daily Drawdown $2,000 max loss limit ($50K) / $3,000 ($100K) / $4,500 ($150K)
Every 30 days Payout Frequency On-demand
$149 Starting Price $49
White-Label Technology Proprietary
Volumetrica, Rithmic, DXFutures Platforms Topstep X
No Direct Path to Funded Yes
United States Country United States
- Established Jan 2010
3 options Challenge Options 3 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size 18th Street Trading Topstep Savings
$50K $149 $49 Save $100

18th Street Trading vs Topstep: Detailed Analysis

18th Street Trading and Topstep are both Futures firms.

Pricing

In terms of pricing, Topstep is more affordable with challenges starting at $49, which is $100 less than 18th Street Trading's starting price of $149. 18th Street Trading offers 3 challenge options, while Topstep offers 3.

Account Sizes

On account sizing, 18th Street Trading offers a single $50 account, while Topstep offers account sizes from $50 to $150 across 3 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.

Trading Platforms

For trading platforms, 18th Street Trading supports Volumetrica, Rithmic and DXFutures, while Topstep runs on Topstep X. If you already trade on a specific platform, this can be the deciding factor between the two.

Profit Split & Payouts

18th Street Trading offers 80% profit split, while Topstep offers 90%. 18th Street Trading pays out Every 30 days, and Topstep pays out On-demand.

Risk & Drawdown Rules

Risk rules are a key difference for funded traders: 18th Street Trading lists its daily drawdown as "None", while Topstep lists "$2,000 max loss limit ($50K) / $3,000 ($100K) / $4,500 ($150K)". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.

Payout Methods

Topstep supports withdrawals via Wise, ACH, International Wire / SWIFT and Aeropay.

Trust & Safety

For trust and reputation, Topstep has 3.6/5 with 14,785 reviews.

Who Should Choose Which

Across the use cases we scored, Topstep is the stronger choice for budget-conscious traders, maximum profit potential and trust & reputation.

Overall, Topstep edges ahead winning 5 out of 6 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.

Pros & Cons

18th Street Trading
Pros
Full specifications are published before payment. No daily loss limit, no time limit, and a minimum of only 3 trading days. The fee is one-time with no subscription, and automated strategies are permitted.
Cons
Only one account size is publicly available; the $100,000 and $150,000 allocations are invitation-only and cannot be purchased. Resets are not available, so a breached account must be repurchased. Positions cannot be held overnight or over a weekend.
Topstep
Pros
90% profit split, instant payouts, no activation fee, pass in as little as 2 days, Chicago-based since 2010
Cons
Trailing max loss limit (not static daily DD), TrustPilot rating 3.6, monthly subscription billing

Active Deals & Promo Codes

18th Street Trading

No active deals

Topstep
$20 off No Activation Fee Trading Combine (any size). Up to 5 uses per trader.

Frequently Asked Questions

Which is better, 18th Street Trading or Topstep?

Topstep scores higher overall, winning 5 out of 6 comparison categories including Overall Rating, Starting Price, Profit Split. However, the best choice depends on your trading goals and priorities.

Which is cheaper, 18th Street Trading or Topstep?

Topstep has the lower starting price at $49. 18th Street Trading offers 3 challenge options starting from $149, while Topstep offers 3 options starting from $49.

Which offers a higher profit split, 18th Street Trading or Topstep?

Topstep offers a higher maximum profit split. 18th Street Trading offers 80% while Topstep offers 90%.

How fast do 18th Street Trading and Topstep pay out?

18th Street Trading has Every 30 days payouts while Topstep offers On-demand payouts. Payout speed can be an important factor when choosing a prop firm.

Are 18th Street Trading and Topstep legit?

Both firms have been independently verified by PropFirmMap. 18th Street Trading holds a unrated safety grade. Topstep holds a A safety grade and a 3.6/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.

Which is better for beginners, 18th Street Trading or Topstep?

Topstep may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.

Not sold on either? Explore alternatives

See the closest-matched prop firms ranked head-to-head against each contender, with live 2026 prices and safety grades.