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Fill88 vs IC Funded: Head-to-Head Comparison (2026)

Fill88

Jersey CFD
VS

IC Funded

4.8 C
Saint Lucia CFD
Key Differences
Price $39 vs $74

Verdict: Who Wins?

Fill88 3 wins
3 - 3
IC Funded 3 wins
Overall Rating 4.8 vs 0.0 Decisive
TrustPilot 3.7 vs 3.1 Clear
Starting Price $39 vs $74 Decisive
Profit Split Both 80% Tie
Safety Grade C vs Decisive
Trust Score 43.4/100 vs 28.5/100 Clear
Challenge Variety 22 vs 16 options Clear

Best For:

Budget-conscious traders Fill88
Trust & reputation IC Funded
Fast payouts IC Funded

Visual Comparison

Fill88 IC Funded

Head-to-Head Comparison

Fill88 Metric IC Funded
- PFM Score 4.8/10
3.7/5 (1) TrustPilot 3.1/5 (152)
- Safety Grade C
28.5 F Trust Score 43.4 D
80% Profit Split 80/20 (up to 80% trader)
4% of account value per day on Launch (1-Step), Ascend (1-Step Advanced) and Summit (2-Step); none at all on Spark (Instant Funding), which has no separate daily limit. On the three evaluation programs the daily loss limit is recalculated at 17:00 EST on the higher of balance or equity. Daily Drawdown 4%
On-demand Payout Frequency Bi-Weekly
$39 Starting Price $74
White-Label Technology White-Label
cTrader, Match Trader, MT5 Platforms cTrader, MT5
No Direct Path to Funded No
Jersey Country Saint Lucia
- Established -
22 options Challenge Options 16 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size Fill88 IC Funded Savings
$5K $40 $74 Save $34
$10K $39 $125 Save $86
$25K $64 $249 Save $185
$50K $114 $449 Save $335
$100K $219 $689 Save $470

Fill88 vs IC Funded: Detailed Analysis

Fill88 and IC Funded are both CFD firms.

Pricing

In terms of pricing, Fill88 is more affordable with challenges starting at $39, which is $35 less than IC Funded's starting price of $74. Fill88 offers 22 challenge options, while IC Funded offers 16.

Account Sizes

On account sizing, Fill88 offers account sizes from $5 to $125 across 6 funding tiers, while IC Funded offers account sizes from $5 to $500 across 7 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.

Trading Platforms

For trading platforms, Fill88 supports cTrader, Match Trader and MT5, while IC Funded runs on cTrader and MT5. If you already trade on a specific platform, this can be the deciding factor between the two.

Profit Split & Payouts

Fill88 offers 80% profit split, while IC Funded offers 80/20 (up to 80% trader). Fill88 pays out On-demand, and IC Funded pays out Bi-Weekly.

Risk & Drawdown Rules

Risk rules are a key difference for funded traders: Fill88 lists its daily drawdown as "4% of account value per day on Launch (1-Step), Ascend (1-Step Advanced) and Summit (2-Step); none at all on Spark (Instant Funding), which has no separate daily limit. On the three evaluation programs the daily loss limit is recalculated at 17:00 EST on the higher of balance or equity.", while IC Funded lists "4%". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.

Payout Methods

Fill88 supports withdrawals via Crypto and Wire Transfer.

Trust & Safety

For trust and reputation, Fill88 has a 3.7/5 TrustPilot rating with 1 reviews, while IC Funded has 3.1/5 with 152 reviews.

Who Should Choose Which

So who should pick which? Fill88 is the stronger choice for budget-conscious traders, while IC Funded is the better fit for trust & reputation and fast payouts.

This is a close matchup with Fill88 winning 3 and IC Funded winning 3 of the categories we compared. The right choice depends on what matters most to you as a trader.

Pros & Cons

Fill88
Pros
Four distinct programs on one price list: Spark (Instant Funding) with no evaluation, no profit target and no daily drawdown, plus 1-step (Launch), 1-step advanced (Ascend) and 2-step (Summit) evaluations. Entry pricing is genuinely low, from $39 for a $10,000 Launch account and $40 for a $5,000 Summit account, with no activation fee and no recurring charge (one-time fee only). Commission-free and RAW Spreads variants cost exactly the same up front. None of the four programs has a time limit. On-Demand Payouts on the three evaluation programs let a funded trader withdraw whenever the consistency and minimum-profit rules are met, with a low $25 minimum withdrawal and a stated 48-business-hour processing target. Spark scales by doubling on each 10% gain up to $1,280,000; the evaluation programs scale 25% of the original balance every 90 days up to double. Profit split starts at 80% and rises to 90% on Ascend and Summit. Overnight holding is permitted across all products, and the published rule set is unusually detailed for a new brand, including per-size lot tables, an explicit risk-per-trade-idea cap and a documented news restriction window.
Cons
Fill88's own Terms state it is NOT the prop firm: Apex Forge Limited acts as the trader's disclosed AGENT and the simulated products, the payouts and the KYC decisions are delivered by unnamed Third-Party Providers whose terms take precedence, so the counterparty a buyer actually contracts with is never named on the site. The homepage advertises $2B in virtual funding, $18M+ in verified payouts, 80,000 traders and an 'Excellent' Trustpilot rating backed by over 6,000 five-star reviews; the company page attributes those same figures to an unnamed London-based partner brand, and Fill88's own Trustpilot profile carries a single review. The site contradicts itself repeatedly: $18M against $118M in payouts on one page, 80,000 against 50,000 users on different pages, payout processing within 24 hours on the trading-rules page against 48 business hours everywhere else, crypto-only payouts on the trading-rules page against crypto and bank transfer in the withdrawal FAQ, and a Launch consistency rule stated as 15% in two places and 40% in another. The pricing widget offers cTrader and Match-Trader buttons and 15 account sizes, but only MetaTrader 5 and 8 sizes are actually purchasable. Fees are non-refundable, no reset product is published, weekend holding is barred on Spark and on every funded account, news trading is barred on Spark and at the funded stage, publicly distributed third-party EAs are prohibited, trades held 60 seconds or less count as prohibited high-frequency trading, and accounts are closed after 60 days of inactivity. The brand is new, with legal documents effective 30 June 2026 and a Trustpilot profile claimed in June 2026, so it has almost no independent track record.
IC Funded
Pros
Three programme types: 1-Step Accelerated, 2-Step Professional and Instant Funded | Fixed 80/20 profit split with bi-weekly payouts | Challenge fee refunded after the third payout | MetaTrader 5 and cTrader provided at no additional cost | No mandatory stop-loss on any programme | Multiple funded accounts permitted up to $500,000 total allocation per trader
Cons
TrustPilot score 3.0/5 from 146 reviews, with payment and withdrawal delays a recurring theme in reviewer feedback | Weekend holding is not permitted on any programme | News trading is restricted to a 3 minute window around high-impact events once funded | 5 profitable days, each closing at least 0.5% of the starting balance, are required before the first payout | 20% consistency rule on Instant Funded | Crypto leverage capped at 1:2

Frequently Asked Questions

Which is better, Fill88 or IC Funded?

Both firms are competitive. Fill88 wins in 3 categories while IC Funded wins in 3. The best choice depends on what you prioritize: pricing, profit split, trust ratings, or payout speed.

Which is cheaper, Fill88 or IC Funded?

Fill88 has the lower starting price at $39. Fill88 offers 22 challenge options starting from $39, while IC Funded offers 16 options starting from $74.

Which has better reviews, Fill88 or IC Funded?

Fill88 has a higher TrustPilot rating of 3.7/5. Fill88 has 1 reviews while IC Funded has 152.

Which offers a higher profit split, Fill88 or IC Funded?

Fill88 offers a higher maximum profit split. Fill88 offers 80% while IC Funded offers 80/20 (up to 80% trader).

How fast do Fill88 and IC Funded pay out?

Fill88 has On-demand payouts while IC Funded offers Bi-Weekly payouts. Payout speed can be an important factor when choosing a prop firm.

Are Fill88 and IC Funded legit?

Both firms have been independently verified by PropFirmMap. Fill88 holds a unrated safety grade and a 3.7/5 TrustPilot rating. IC Funded holds a C safety grade and a 3.1/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.

Which is better for beginners, Fill88 or IC Funded?

Fill88 may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.

Not sold on either? Explore alternatives

See the closest-matched prop firms ranked head-to-head against each contender, with live 2026 prices and safety grades.