Fintokei vs Funded7: Head-to-Head Comparison (2026)
Verdict: Who Wins?
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Visual Comparison
Head-to-Head Comparison
| Fintokei | Metric | Funded7 |
|---|---|---|
| 7.2/10 ★ | PFM Score | 5.0/10 |
| 4.3/5 (1,308) ★ | TrustPilot | 2.9/5 (47) |
| B+ ★ | Safety Grade | D |
| 51.1 C ★ | Trust Score | 35.9 F |
| 50-100% (StartTrader), 80% initial (ProTrader) ★ | Profit Split | 80% on Two Phase, PAYG and NEO; 50% on One Phase and Instant Funding; up to 90% with the paid Profit Share add-on |
| -3% equity-based daily loss limit for StartTrader and SwiftTrader; -5% equity-based daily loss limit for ProTrader (balance-based for ProTrader Swing variant) | Daily Drawdown | 5% daily / 10% max on Two Phase, PAYG and NEO; 4% daily / 8% max on One Phase; 5% daily / 8% max on Instant Funding |
| Every 14 days | Payout Frequency | On-demand |
| $44 ★ | Starting Price | $79 |
| Proprietary | Technology | White-Label |
| Trading View, cTrader, MT5 | Platforms | cTrader, MT5 |
| No | Direct Path to Funded | No |
| Czech Republic | Country | Cyprus |
| - | Established | - |
| 17 options | Challenge Options | 24 options |
Price Comparison by Account Size
Cheapest challenge price at each account size (where both firms offer the same size)
| Account Size | Fintokei | Funded7 | Savings |
|---|---|---|---|
| $5K | $44 ★ | $275 | Save $231 |
| $10K | $99 ★ | $575 | Save $476 |
| $50K | $244 | $79 ★ | Save $165 |
| $100K | $419 | $149 ★ | Save $270 |
| $200K | $1,149 ★ | $1,430 | Save $281 |
Fintokei vs Funded7: Detailed Analysis
Fintokei and Funded7 are both CFD firms.
Pricing
In terms of pricing, Fintokei is more affordable with challenges starting at $44, which is $35 less than Funded7's starting price of $79. Fintokei offers 17 challenge options, while Funded7 offers 24.
Account Sizes
On account sizing, Fintokei offers account sizes from $5 to $400 across 7 funding tiers, while Funded7 offers account sizes from $5 to $500 across 10 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.
Trading Platforms
For trading platforms, Fintokei supports Trading View, cTrader and MT5, while Funded7 runs on cTrader and MT5. If you already trade on a specific platform, this can be the deciding factor between the two.
Profit Split & Payouts
Fintokei offers 50-100% (StartTrader), 80% initial (ProTrader) profit split, while Funded7 offers 80% on Two Phase, PAYG and NEO; 50% on One Phase and Instant Funding; up to 90% with the paid Profit Share add-on. Fintokei pays out Every 14 days, and Funded7 pays out On-demand.
Risk & Drawdown Rules
Risk rules are a key difference for funded traders: Fintokei lists its daily drawdown as "-3% equity-based daily loss limit for StartTrader and SwiftTrader; -5% equity-based daily loss limit for ProTrader (balance-based for ProTrader Swing variant)", while Funded7 lists "5% daily / 10% max on Two Phase, PAYG and NEO; 4% daily / 8% max on One Phase; 5% daily / 8% max on Instant Funding". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.
Payout Methods
When it comes to getting paid, Fintokei supports withdrawals via Bank Wire, while Funded7 pays out through Crypto and Bank Wire.
Trust & Safety
For trust and reputation, Fintokei has a 4.3/5 TrustPilot rating with 1,308 reviews, while Funded7 has 2.9/5 with 47 reviews. Safety grades: Fintokei B+, Funded7 D.
Who Should Choose Which
Across the use cases we scored, Fintokei is the stronger choice for budget-conscious traders, maximum profit potential and trust & reputation.
Overall, Fintokei edges ahead winning 6 out of 7 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.
Pros & Cons
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Frequently Asked Questions
Which is better, Fintokei or Funded7?
Fintokei scores higher overall, winning 6 out of 7 comparison categories including Overall Rating, TrustPilot, Starting Price. However, the best choice depends on your trading goals and priorities.
Which is cheaper, Fintokei or Funded7?
Fintokei has the lower starting price at $44. Fintokei offers 17 challenge options starting from $44, while Funded7 offers 24 options starting from $79.
Which has better reviews, Fintokei or Funded7?
Fintokei has a higher TrustPilot rating of 4.3/5. Fintokei has 1,308 reviews while Funded7 has 47.
Which offers a higher profit split, Fintokei or Funded7?
Fintokei offers a higher maximum profit split. Fintokei offers 50-100% (StartTrader), 80% initial (ProTrader) while Funded7 offers 80% on Two Phase, PAYG and NEO; 50% on One Phase and Instant Funding; up to 90% with the paid Profit Share add-on.
How fast do Fintokei and Funded7 pay out?
Fintokei has Every 14 days payouts while Funded7 offers On-demand payouts. Payout speed can be an important factor when choosing a prop firm.
Are Fintokei and Funded7 legit?
Both firms have been independently verified by PropFirmMap. Fintokei holds a B+ safety grade and a 4.3/5 TrustPilot rating. Funded7 holds a D safety grade and a 2.9/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.
Which is better for beginners, Fintokei or Funded7?
Fintokei may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.
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