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Fintokei vs Funded7: Head-to-Head Comparison (2026)

Fintokei

7.2 B+
Czech Republic CFD
VS

Funded7

5.0 D
Cyprus CFD
Key Differences
Safety B+ vs D Split 100% vs 90% Price $44 vs $79

Verdict: Who Wins?

Fintokei 6 wins Decisive Win
6 - 1
Funded7 1 wins
Overall Rating 7.2 vs 5.0 Decisive
TrustPilot 4.3 vs 2.9 Decisive
Starting Price $44 vs $79 Decisive
Profit Split 50-100% (StartTrader), 80% initial (ProTrader) vs 80% on Two Phase, PAYG and NEO; 50% on One Phase and Instant Funding; up to 90% with the paid Profit Share add-on Decisive
Safety Grade B+ vs D Decisive
Trust Score 51.1/100 vs 35.9/100 Decisive
Challenge Variety 24 vs 17 options Clear

Best For:

Budget-conscious traders Fintokei
Maximum profit potential Fintokei
Trust & reputation Fintokei

Visual Comparison

Fintokei Funded7
Fintokei
Grade B+ 4.3

Save 20% on Fintokei today

from $44

Head-to-Head Comparison

Fintokei Metric Funded7
7.2/10 PFM Score 5.0/10
4.3/5 (1,308) TrustPilot 2.9/5 (47)
B+ Safety Grade D
51.1 C Trust Score 35.9 F
50-100% (StartTrader), 80% initial (ProTrader) Profit Split 80% on Two Phase, PAYG and NEO; 50% on One Phase and Instant Funding; up to 90% with the paid Profit Share add-on
-3% equity-based daily loss limit for StartTrader and SwiftTrader; -5% equity-based daily loss limit for ProTrader (balance-based for ProTrader Swing variant) Daily Drawdown 5% daily / 10% max on Two Phase, PAYG and NEO; 4% daily / 8% max on One Phase; 5% daily / 8% max on Instant Funding
Every 14 days Payout Frequency On-demand
$44 Starting Price $79
Proprietary Technology White-Label
Trading View, cTrader, MT5 Platforms cTrader, MT5
No Direct Path to Funded No
Czech Republic Country Cyprus
- Established -
17 options Challenge Options 24 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size Fintokei Funded7 Savings
$5K $44 $275 Save $231
$10K $99 $575 Save $476
$50K $244 $79 Save $165
$100K $419 $149 Save $270
$200K $1,149 $1,430 Save $281

Fintokei vs Funded7: Detailed Analysis

Fintokei and Funded7 are both CFD firms.

Pricing

In terms of pricing, Fintokei is more affordable with challenges starting at $44, which is $35 less than Funded7's starting price of $79. Fintokei offers 17 challenge options, while Funded7 offers 24.

Account Sizes

On account sizing, Fintokei offers account sizes from $5 to $400 across 7 funding tiers, while Funded7 offers account sizes from $5 to $500 across 10 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.

Trading Platforms

For trading platforms, Fintokei supports Trading View, cTrader and MT5, while Funded7 runs on cTrader and MT5. If you already trade on a specific platform, this can be the deciding factor between the two.

Profit Split & Payouts

Fintokei offers 50-100% (StartTrader), 80% initial (ProTrader) profit split, while Funded7 offers 80% on Two Phase, PAYG and NEO; 50% on One Phase and Instant Funding; up to 90% with the paid Profit Share add-on. Fintokei pays out Every 14 days, and Funded7 pays out On-demand.

Risk & Drawdown Rules

Risk rules are a key difference for funded traders: Fintokei lists its daily drawdown as "-3% equity-based daily loss limit for StartTrader and SwiftTrader; -5% equity-based daily loss limit for ProTrader (balance-based for ProTrader Swing variant)", while Funded7 lists "5% daily / 10% max on Two Phase, PAYG and NEO; 4% daily / 8% max on One Phase; 5% daily / 8% max on Instant Funding". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.

Payout Methods

When it comes to getting paid, Fintokei supports withdrawals via Bank Wire, while Funded7 pays out through Crypto and Bank Wire.

Trust & Safety

For trust and reputation, Fintokei has a 4.3/5 TrustPilot rating with 1,308 reviews, while Funded7 has 2.9/5 with 47 reviews. Safety grades: Fintokei B+, Funded7 D.

Who Should Choose Which

Across the use cases we scored, Fintokei is the stronger choice for budget-conscious traders, maximum profit potential and trust & reputation.

Overall, Fintokei edges ahead winning 6 out of 7 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.

Pros & Cons

Fintokei
Pros
Instant payouts, TradingView/MT5/cTrader supported, EA automation and news trading and scalping and weekend holding all allowed, loyalty program, free trial accounts, e-wallet payouts in addition to bank and crypto
Cons
US, India, Russia, Belarus and several other nationalities excluded, no crypto or stock trading (FX/metals/energies/indices CFDs only), simulated demo environment (no live market execution), not regulated
Funded7
Pros
Pay As You Grow (PAYG) option splits the challenge fee across phases so you only pay for the next stage after passing the current one; profit split of 80% (up to 90% with an add-on); first payout request processed within one business day via bank wire or crypto; MT5 and cTrader supported.
Cons
Withdrawals are capped at USD 10,000 per calendar month; funded accounts are simulated/demo (no real capital); TrustPilot rating is a below-average 2.9/5 with several payout-dispute complaints; the operator states it is not licensed to offer investment services.

Active Deals & Promo Codes

Fintokei
7% OFF 7% Off for all challenges
20% OFF 20% off your first Fintokei challenge
Funded7

No active deals

Frequently Asked Questions

Which is better, Fintokei or Funded7?

Fintokei scores higher overall, winning 6 out of 7 comparison categories including Overall Rating, TrustPilot, Starting Price. However, the best choice depends on your trading goals and priorities.

Which is cheaper, Fintokei or Funded7?

Fintokei has the lower starting price at $44. Fintokei offers 17 challenge options starting from $44, while Funded7 offers 24 options starting from $79.

Which has better reviews, Fintokei or Funded7?

Fintokei has a higher TrustPilot rating of 4.3/5. Fintokei has 1,308 reviews while Funded7 has 47.

Which offers a higher profit split, Fintokei or Funded7?

Fintokei offers a higher maximum profit split. Fintokei offers 50-100% (StartTrader), 80% initial (ProTrader) while Funded7 offers 80% on Two Phase, PAYG and NEO; 50% on One Phase and Instant Funding; up to 90% with the paid Profit Share add-on.

How fast do Fintokei and Funded7 pay out?

Fintokei has Every 14 days payouts while Funded7 offers On-demand payouts. Payout speed can be an important factor when choosing a prop firm.

Are Fintokei and Funded7 legit?

Both firms have been independently verified by PropFirmMap. Fintokei holds a B+ safety grade and a 4.3/5 TrustPilot rating. Funded7 holds a D safety grade and a 2.9/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.

Which is better for beginners, Fintokei or Funded7?

Fintokei may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.

Not sold on either? Explore alternatives

See the closest-matched prop firms ranked head-to-head against each contender, with live 2026 prices and safety grades.