Skip to main content

Goat Funded Trader vs Topstep: Head-to-Head Comparison (2026)

Goat Funded Trader

8.1 A+
Hong Kong CFD
VS

Topstep

7.9 A
United States Futures
Key Differences
Safety A+ vs A Split 100% vs 90% Price $36 vs $49

Verdict: Who Wins?

Goat Funded Trader 8 wins Decisive Win
8 - 0
Topstep 0 wins
Overall Rating 8.1 vs 7.9 Narrow
TrustPilot 4.8 vs 3.6 Decisive
Starting Price $36 vs $49 Decisive
Profit Split 80%-100% add-on vs 90% Decisive
Safety Grade A+ vs A Narrow
Trust Score 90.5/100 vs 80/100 Clear
Challenge Variety 62 vs 3 options Decisive
Platform Choice 4 vs 1 platforms Clear

Best For:

Budget-conscious traders Goat Funded Trader
Maximum profit potential Goat Funded Trader
Trust & reputation Goat Funded Trader
Fast payouts Goat Funded Trader

Visual Comparison

Goat Funded Trader Topstep

Save 50% on Goat Funded Trader today

CODE EASTER50 from $36
Save 50% Now Verified deal

Head-to-Head Comparison

Goat Funded Trader Metric Topstep
8.1/10 PFM Score 7.9/10
4.8/5 (3,846) TrustPilot 3.6/5 (14,382)
A+ Safety Grade A
90.5 A+ Trust Score 80 A
80%-100% add-on Profit Split 90%
Varies by plan (2-5% daily, 4-10% total) Daily Drawdown $2,000 max loss limit ($50K) / $3,000 ($100K) / $4,500 ($150K)
Bi-weekly Payout Frequency On-demand
$36 Starting Price $49
Proprietary Technology Proprietary
cTrader, Match Trader, MT5, TradeLocker Platforms Topstep X
No Direct Path to Funded Yes
Hong Kong Country United States
Jan 2022 Established Jan 2010
62 options Challenge Options 3 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size Goat Funded Trader Topstep Savings
$50K $225 $49 Save $176
$100K $365 $99 Save $266
$150K $728 $199 Save $529

Goat Funded Trader vs Topstep: Detailed Analysis

Goat Funded Trader and Topstep are both CFD firms. Topstep has been in business longer, established in 2010, while Goat Funded Trader was founded in 2022.

Pricing

In terms of pricing, Goat Funded Trader is more affordable with challenges starting at $36, which is $13 less than Topstep's starting price of $49. Goat Funded Trader offers 62 challenge options, while Topstep offers 3.

Account Sizes

On account sizing, Goat Funded Trader offers account sizes from $5 to $400 across 12 funding tiers, while Topstep offers account sizes from $50 to $150 across 3 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.

Trading Platforms

For trading platforms, Goat Funded Trader supports cTrader, Match Trader, MT5 and TradeLocker, while Topstep runs on Topstep X. If you already trade on a specific platform, this can be the deciding factor between the two.

Profit Split & Payouts

Goat Funded Trader offers 80%-100% add-on profit split, while Topstep offers 90%. Goat Funded Trader pays out Bi-weekly, and Topstep pays out On-demand.

Risk & Drawdown Rules

Risk rules are a key difference for funded traders: Goat Funded Trader lists its daily drawdown as "Varies by plan (2-5% daily, 4-10% total)", while Topstep lists "$2,000 max loss limit ($50K) / $3,000 ($100K) / $4,500 ($150K)". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.

Payout Methods

When it comes to getting paid, Goat Funded Trader supports withdrawals via Rise, Crypto, Skrill and Wire Transfer, while Topstep pays out through Wise, ACH and International Wire / SWIFT.

Trust & Safety

For trust and reputation, Goat Funded Trader has a 4.8/5 TrustPilot rating with 3,846 reviews, while Topstep has 3.6/5 with 14,382 reviews. Safety grades: Goat Funded Trader A+, Topstep A.

Who Should Choose Which

Across the use cases we scored, Goat Funded Trader is the stronger choice for budget-conscious traders, maximum profit potential, trust & reputation and fast payouts.

Overall, Goat Funded Trader edges ahead winning 8 out of 8 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.

Pros & Cons

Goat Funded Trader
Pros
Access up to $2M in simulated trading capital with 80%-100% profit split, bi-weekly payouts (24h fast-pay or +$1000), 5 platforms (MetaTrader 5, cTrader, Match-Trader, TradeLocker, Volumetric), leverage up to 1:100
Cons
Wishes Tower International Limited (Hong Kong, Company Number 76428795) jurisdiction; wide model lineup (1/2/3-step, Instant, Blitz) can confuse new traders
Topstep
Pros
90% profit split, instant payouts, no activation fee, pass in as little as 2 days, Chicago-based since 2010
Cons
Trailing max loss limit (not static daily DD), TrustPilot rating 3.6, monthly subscription billing

Active Deals & Promo Codes

Goat Funded Trader
50% OFF 50% off all challenges
50% OFF Special discount for first-time traders
35% OFF 35% OFF + Buy One Get One Free on all challenges
Topstep
$20 off No Activation Fee Trading Combine (any size). Up to 5 uses per trader.

Frequently Asked Questions

Which is better, Goat Funded Trader or Topstep?

Goat Funded Trader scores higher overall, winning 8 out of 8 comparison categories including Overall Rating, TrustPilot, Starting Price. However, the best choice depends on your trading goals and priorities.

Which is cheaper, Goat Funded Trader or Topstep?

Goat Funded Trader has the lower starting price at $36. Goat Funded Trader offers 62 challenge options starting from $36, while Topstep offers 3 options starting from $49.

Which has better reviews, Goat Funded Trader or Topstep?

Goat Funded Trader has a higher TrustPilot rating of 4.8/5. Goat Funded Trader has 3,846 reviews while Topstep has 14,382.

Which offers a higher profit split, Goat Funded Trader or Topstep?

Goat Funded Trader offers a higher maximum profit split. Goat Funded Trader offers 80%-100% add-on while Topstep offers 90%.

How fast do Goat Funded Trader and Topstep pay out?

Goat Funded Trader has Bi-weekly payouts while Topstep offers On-demand payouts. Payout speed can be an important factor when choosing a prop firm.

Are Goat Funded Trader and Topstep legit?

Both firms have been independently verified by PropFirmMap. Goat Funded Trader holds a A+ safety grade and a 4.8/5 TrustPilot rating. Topstep holds a A safety grade and a 3.6/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.

Which is better for beginners, Goat Funded Trader or Topstep?

Goat Funded Trader may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.

Not sold on either? Explore alternatives

See the closest-matched prop firms ranked head-to-head against each contender, with live 2026 prices and safety grades.