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iFunds.io

6.7 B
Saint Lucia CFD
VS

Moneta Funded

6.3 B
Saint Lucia CFD
Key Differences
Payouts On-Demand vs Bi-Weekly Split 80% vs 88% Price $250 vs $49

Verdict: Who Wins?

iFunds.io 3 wins
3 - 3
Moneta Funded 3 wins
Overall Rating 6.7 vs 6.3 Clear
TrustPilot 4.6 vs 4.4 Narrow
Starting Price $49 vs $250 Decisive
Profit Split 88% vs 50% to 80% (trader-selectable based on Max Drawdown choice) Clear
Safety Grade Both B Tie
Trust Score 53/100 vs 46.8/100 Clear
Challenge Variety 15 vs 3 options Decisive

Best For:

Budget-conscious traders Moneta Funded
Maximum profit potential Moneta Funded
Trust & reputation iFunds.io
Fast payouts iFunds.io

Visual Comparison

iFunds.io Moneta Funded

Head-to-Head Comparison

iFunds.io Metric Moneta Funded
6.7/10 PFM Score 6.3/10
4.6/5 (214) TrustPilot 4.4/5 (81)
B Safety Grade B
53 C Trust Score 46.8 D
50% to 80% (trader-selectable based on Max Drawdown choice) Profit Split 88%
No Daily Drawdown Daily Drawdown 3% (Instant, 1-Step, Phoenix); 5% (2-Step)
On demand (24-hour processing, $50 min withdrawal) Payout Frequency Bi-weekly
$250 Starting Price $49
White-Label Technology White-Label
MT5 Platforms Match Trader, MT5
No Direct Path to Funded No
Saint Lucia Country Saint Lucia
Jan 2024 Established Jan 2025
3 options Challenge Options 15 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size iFunds.io Moneta Funded Savings
$5K $400 $49 Save $351
$10K $700 $85 Save $615

iFunds.io vs Moneta Funded: Detailed Analysis

iFunds.io and Moneta Funded are both CFD firms. iFunds.io has been in business longer, established in 2024, while Moneta Funded was founded in 2025.

In terms of pricing, Moneta Funded is more affordable with challenges starting at $49, which is $201 less than iFunds.io's starting price of $250. iFunds.io offers 3 challenge options, while Moneta Funded offers 15.

iFunds.io offers 50% to 80% (trader-selectable based on Max Drawdown choice) profit split, while Moneta Funded offers 88%. iFunds.io pays out On demand (24-hour processing, $50 min withdrawal), and Moneta Funded pays out Bi-weekly.

For trust and reputation, iFunds.io has a 4.6/5 TrustPilot rating with 214 reviews, while Moneta Funded has 4.4/5 with 81 reviews. Safety grades: iFunds.io B, Moneta Funded B.

This is a close matchup with iFunds.io winning 3 and Moneta Funded winning 3 of the categories we compared. The right choice depends on what matters most to you as a trader.

Pros & Cons

iFunds.io
Moneta Funded
Pros
Backed by broker Moneta Markets (FCA/SCA/FSCA/FSRA regulated); 4 challenge formats (Instant, 1-Step, 2-Step, Phoenix scaling) + Sprint Challenge; 88% profit split (100% on Sprint); no time limits; overnight + weekend holding allowed; scale up to $2M via Phoenix; MT5 + MatchTrader platforms; full challenge fee refund after 4th payout; AI Market Buzz + Economic Calendar X-Tools included; 24/5 support
Cons
Instant Funding uses trailing max loss (6%); 15% or 20% consistency rule on Instant only; restricted news trading (1-Step/2-Step must close positions during news); only 2 platforms (MT5 restricted to non-US, MatchTrader for US); newer firm (launched 2026); MT5 unavailable to US traders

Frequently Asked Questions

Which is better, iFunds.io or Moneta Funded?

Both firms are competitive. iFunds.io wins in 3 categories while Moneta Funded wins in 3. The best choice depends on what you prioritize: pricing, profit split, trust ratings, or payout speed.

Which is cheaper, iFunds.io or Moneta Funded?

Moneta Funded has the lower starting price at $49. iFunds.io offers 3 challenge options starting from $250, while Moneta Funded offers 15 options starting from $49.

Which has better reviews, iFunds.io or Moneta Funded?

iFunds.io has a higher TrustPilot rating of 4.6/5. iFunds.io has 214 reviews while Moneta Funded has 81.

Which offers a higher profit split, iFunds.io or Moneta Funded?

Moneta Funded offers a higher maximum profit split. iFunds.io offers 50% to 80% (trader-selectable based on Max Drawdown choice) while Moneta Funded offers 88%.

How fast do iFunds.io and Moneta Funded pay out?

iFunds.io has On demand (24-hour processing, $50 min withdrawal) payouts while Moneta Funded offers Bi-weekly payouts. Payout speed can be an important factor when choosing a prop firm.