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MyFundedCapital vs The5ers: Head-to-Head Comparison (2026)

MyFundedCapital

5.3 C
United Arab Emirates CFD
VS

The5ers

8.7 A+
United Kingdom CFD
Key Differences
Safety C vs A+ Payouts On-Demand vs Bi-Weekly

Verdict: Who Wins?

MyFundedCapital 3 wins
3 - 4
The5ers 4 wins
Overall Rating 8.7 vs 5.3 Decisive
TrustPilot 4.7 vs 3.4 Decisive
Starting Price $19 vs $22 Clear
Profit Split Both Instant Funding starts at 70/30, rising to 80/20 at +10% profit and 90/10 at +20%; the 1-Step and Scale Up (2-Step) Challenges start at 80/20. A paid Profit-Split add-on adds 10% on any program, up to 100%. See profit_split_scaling for the ladder. Tie
Safety Grade A+ vs C Decisive
Trust Score 88.5/100 vs 51.5/100 Decisive
Challenge Variety 16 vs 10 options Clear
Platform Choice 4 vs 2 platforms Narrow

Best For:

Budget-conscious traders MyFundedCapital
Trust & reputation The5ers
Fast payouts MyFundedCapital

Visual Comparison

MyFundedCapital The5ers

Head-to-Head Comparison

MyFundedCapital Metric The5ers
5.3/10 PFM Score 8.7/10
3.4/5 (84) TrustPilot 4.7/5 (28,714)
C Safety Grade A+
51.5 C Trust Score 88.5 A
Instant Funding starts at 70/30, rising to 80/20 at +10% profit and 90/10 at +20%; the 1-Step and Scale Up (2-Step) Challenges start at 80/20. A paid Profit-Split add-on adds 10% on any program, up to 100%. See profit_split_scaling for the ladder. Profit Split Up to 100%
3% on Instant Funding; 5% on the 1-Step Challenge and the Scale Up (2-Step) Challenge Daily Drawdown Hyper Growth: 3% daily pause / 6% stop-out. High Stakes: 5% Maximum Daily Loss / 10% Maximum Total Drawdown.
Instant Funding: first payout 14 days after the first trade, then every 7 days. 1-Step Challenge: first payout 7 days after the first trade, then every 7 days. Scale Up (2-Step): first payout 14 days after passing, then every 14 days (weekly with add-on). Payout Frequency Biweekly (every 14 days)
$19 Starting Price $22
White-Label Technology Proprietary
DXTrade, cTrader, GooeyPro, Polymarket Platforms Trading View, MT5
No Direct Path to Funded No
United Arab Emirates Country United Kingdom
Jan 2024 Established Jan 2016
16 options Challenge Options 10 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size MyFundedCapital The5ers Savings
$5K $69 $39 Save $30
$10K $119 $78 Save $41
$25K $259 $39 Save $220
$50K $375 $309 Save $66
$100K $635 $545 Save $90

MyFundedCapital vs The5ers: Detailed Analysis

MyFundedCapital and The5ers are both CFD firms. The5ers has been in business longer, established in 2016, while MyFundedCapital was founded in 2024.

Pricing

In terms of pricing, MyFundedCapital is more affordable with challenges starting at $19, which is $3 less than The5ers's starting price of $22. MyFundedCapital offers 16 challenge options, while The5ers offers 10.

Account Sizes

On account sizing, MyFundedCapital offers account sizes from $2 to $100 across 6 funding tiers, while The5ers offers account sizes from $5 to $100 across 6 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.

Trading Platforms

For trading platforms, MyFundedCapital supports DXTrade, cTrader, GooeyPro and Polymarket, while The5ers runs on Trading View and MT5. If you already trade on a specific platform, this can be the deciding factor between the two.

Profit Split & Payouts

MyFundedCapital offers Instant Funding starts at 70/30, rising to 80/20 at +10% profit and 90/10 at +20%; the 1-Step and Scale Up (2-Step) Challenges start at 80/20. A paid Profit-Split add-on adds 10% on any program, up to 100%. See profit_split_scaling for the ladder. profit split, while The5ers offers Up to 100%. MyFundedCapital pays out Instant Funding: first payout 14 days after the first trade, then every 7 days. 1-Step Challenge: first payout 7 days after the first trade, then every 7 days. Scale Up (2-Step): first payout 14 days after passing, then every 14 days (weekly with add-on)., and The5ers pays out Biweekly (every 14 days).

Risk & Drawdown Rules

Risk rules are a key difference for funded traders: MyFundedCapital lists its daily drawdown as "3% on Instant Funding; 5% on the 1-Step Challenge and the Scale Up (2-Step) Challenge", while The5ers lists "Hyper Growth: 3% daily pause / 6% stop-out. High Stakes: 5% Maximum Daily Loss / 10% Maximum Total Drawdown.". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.

Payout Methods

MyFundedCapital supports withdrawals via Crypto and Wire Transfer.

Trust & Safety

For trust and reputation, MyFundedCapital has a 3.4/5 TrustPilot rating with 84 reviews, while The5ers has 4.7/5 with 28,714 reviews. Safety grades: MyFundedCapital C, The5ers A+.

Who Should Choose Which

So who should pick which? MyFundedCapital is the stronger choice for budget-conscious traders and fast payouts, while The5ers is the better fit for trust & reputation.

This is a close matchup with MyFundedCapital winning 3 and The5ers winning 4 of the categories we compared. The right choice depends on what matters most to you as a trader.

Pros & Cons

MyFundedCapital
Pros
Four separately-priced programs, all one-time payments with no subscription: Instant Funding (live account from day one, no evaluation, $95 to $999), a 1-Step Challenge ($75 to $689), a Scale Up 2-Step Challenge that starts at $19 for a $2,000 account and carries a published 23-step scaling ladder to $500,000, and a PolyMarket-based Prediction Market product. No time limit on any evaluation and no mandatory stop loss. Minimum trading days are only 3 per phase on the challenges and none at all on Instant Funding. Profit splits start at 70/30 (Instant) or 80/20 (challenges) and can be bought up to 100%. Payouts are capped at $5,000 per cycle but are processed in an average of 24 hours, and the first Scale Up challenge fee is refunded with the first payout. Expert advisors and automated strategies are explicitly permitted. Three live platforms (DXTrade, cTrader, GooeyPro) plus PolyMarket, all at the same price. The CEO and Founder, Bogdan Rubtsov, is named and pictured on the firm's own site and signs TrustPilot replies personally.
Cons
TrustPilot sits at 3.4 from 84 reviews with only 20 reviews in the last 12 months, and the negative cluster is substantive: several one-star reviewers state they passed both phases and were then refused a funded account on a discretionary 'final risk review', which the firm confirms in its replies is a real gate that hitting the targets does not by itself clear. A separate wave of one-star reviews describes aggressive repeat cold-calling from rotating numbers, which the firm disclaims as impersonation. The Terms state there are no refunds once login details have been emailed. No financial regulator, licence number or regulated entity is disclosed anywhere on the site, and the Terms themselves warn of 'limited regulatory protection'. News trading and weekend holding are both switched off by default on every program and cost 10% to 20% of the plan price as add-ons, as does any profit-split upgrade. The published $5,000 per-payout cap contradicts the /payouts page's 'There are no limits on payout amounts' claim. The pricing calculator and /compare-plans quote $95 / $75 / $69 for the three $5,000 plans while the site's own WooCommerce checkout catalogue prices the same variations at $249 / $189 / $149. The Prediction Market program is sold at $219 to $1,399 across five account sizes with no published rule set at all.
The5ers
Pros
Up to 100% profit split, Hyper Growth 1-Step evaluation with 10% target and unlimited time, High Stakes 2-Step with Step-1 cash/HUB rewards from $2 to $40 by account size, London-based (Five Percent Online LTD) since 2016.
Cons
Hyper Growth stop-out at 6% below initial balance; High Stakes requires two steps plus verification refund to pass; minimum 3 profitable days required on Pro Growth/High Stakes.

Frequently Asked Questions

Which is better, MyFundedCapital or The5ers?

Both firms are competitive. MyFundedCapital wins in 3 categories while The5ers wins in 4. The best choice depends on what you prioritize: pricing, profit split, trust ratings, or payout speed.

Which is cheaper, MyFundedCapital or The5ers?

MyFundedCapital has the lower starting price at $19. MyFundedCapital offers 16 challenge options starting from $19, while The5ers offers 10 options starting from $22.

Which has better reviews, MyFundedCapital or The5ers?

The5ers has a higher TrustPilot rating of 4.7/5. MyFundedCapital has 84 reviews while The5ers has 28,714.

Which offers a higher profit split, MyFundedCapital or The5ers?

MyFundedCapital offers a higher maximum profit split. MyFundedCapital offers Instant Funding starts at 70/30, rising to 80/20 at +10% profit and 90/10 at +20%; the 1-Step and Scale Up (2-Step) Challenges start at 80/20. A paid Profit-Split add-on adds 10% on any program, up to 100%. See profit_split_scaling for the ladder. while The5ers offers Up to 100%.

How fast do MyFundedCapital and The5ers pay out?

MyFundedCapital has Instant Funding: first payout 14 days after the first trade, then every 7 days. 1-Step Challenge: first payout 7 days after the first trade, then every 7 days. Scale Up (2-Step): first payout 14 days after passing, then every 14 days (weekly with add-on). payouts while The5ers offers Biweekly (every 14 days) payouts. Payout speed can be an important factor when choosing a prop firm.

Are MyFundedCapital and The5ers legit?

Both firms have been independently verified by PropFirmMap. MyFundedCapital holds a C safety grade and a 3.4/5 TrustPilot rating. The5ers holds a A+ safety grade and a 4.7/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.

Which is better for beginners, MyFundedCapital or The5ers?

MyFundedCapital may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.

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