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MyFundedCapital vs The5ers: Head-to-Head Comparison (2026)

MyFundedCapital

5.4 C
United Arab Emirates CFD
VS

The5ers

8.6 A+
Israel CFD
Key Differences
Safety C vs A+ Payouts On-Demand vs Bi-Weekly

Verdict: Who Wins?

MyFundedCapital 1 wins
1 - 4
The5ers 4 wins Decisive Win
Overall Rating 8.6 vs 5.4 Decisive
TrustPilot 4.7 vs 3.5 Decisive
Starting Price Both $19 Tie
Profit Split Both Instant Funding starts at 70/30, rising to 80/20 at +10% profit and 90/10 at +20%; the 1-Step and Scale Up (2-Step) Challenges start at 80/20. A paid Profit-Split add-on adds 10% on any program, up to 100%. See profit_split_scaling for the ladder. Tie
Safety Grade A+ vs C Decisive
Trust Score 98.5/100 vs 52.1/100 Decisive
Platform Choice 4 vs 2 platforms Narrow

Best For:

Trust & reputation The5ers
Fast payouts MyFundedCapital

Visual Comparison

MyFundedCapital The5ers

Head-to-Head Comparison

MyFundedCapital Metric The5ers
5.4/10 PFM Score 8.6/10
3.5/5 (81) TrustPilot 4.7/5 (36,877)
C Safety Grade A+
52.1 C Trust Score 98.5 A+
Instant Funding starts at 70/30, rising to 80/20 at +10% profit and 90/10 at +20%; the 1-Step and Scale Up (2-Step) Challenges start at 80/20. A paid Profit-Split add-on adds 10% on any program, up to 100%. See profit_split_scaling for the ladder. Profit Split Up to 100%
3% on Instant Funding; 5% on the 1-Step Challenge and the Scale Up (2-Step) Challenge Daily Drawdown Summer Plan 1-Step: 6% Max Loss / 3% Max Daily Loss. Summer Plan 2-Step (10/5 and 8/5): 10% Max Loss / 3% Max Daily Loss.
Instant Funding: first payout 14 days after the first trade, then every 7 days. 1-Step Challenge: first payout 7 days after the first trade, then every 7 days. Scale Up (2-Step): first payout 14 days after passing, then every 14 days (weekly with add-on). Payout Frequency Biweekly (every 14 days)
$19 Starting Price $19
White-Label Technology Proprietary
DXTrade, cTrader, GooeyPro, Polymarket Platforms Trading View, MT5
No Direct Path to Funded No
United Arab Emirates Country Israel
Jan 2024 Established Jan 2016
16 options Challenge Options 16 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size MyFundedCapital The5ers Savings
$5K $69 $35 Save $34
$10K $119 $69 Save $50
$25K $259 $176 Save $83
$50K $375 $278 Save $97
$100K $635 $95 Save $540

MyFundedCapital vs The5ers: Detailed Analysis

MyFundedCapital and The5ers are both CFD firms. The5ers has been in business longer, established in 2016, while MyFundedCapital was founded in 2024.

Pricing

In terms of pricing, The5ers is more affordable with challenges starting at $19, which is $0 less than MyFundedCapital's starting price of $19. MyFundedCapital offers 16 challenge options, while The5ers offers 16.

Account Sizes

On account sizing, MyFundedCapital offers account sizes from $2 to $100 across 6 funding tiers, while The5ers offers account sizes from $5 to $250 across 7 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.

Trading Platforms

For trading platforms, MyFundedCapital supports DXTrade, cTrader, GooeyPro and Polymarket, while The5ers runs on Trading View and MT5. If you already trade on a specific platform, this can be the deciding factor between the two.

Profit Split & Payouts

MyFundedCapital offers Instant Funding starts at 70/30, rising to 80/20 at +10% profit and 90/10 at +20%; the 1-Step and Scale Up (2-Step) Challenges start at 80/20. A paid Profit-Split add-on adds 10% on any program, up to 100%. See profit_split_scaling for the ladder. profit split, while The5ers offers Up to 100%. MyFundedCapital pays out Instant Funding: first payout 14 days after the first trade, then every 7 days. 1-Step Challenge: first payout 7 days after the first trade, then every 7 days. Scale Up (2-Step): first payout 14 days after passing, then every 14 days (weekly with add-on)., and The5ers pays out Biweekly (every 14 days).

Risk & Drawdown Rules

Risk rules are a key difference for funded traders: MyFundedCapital lists its daily drawdown as "3% on Instant Funding; 5% on the 1-Step Challenge and the Scale Up (2-Step) Challenge", while The5ers lists "Summer Plan 1-Step: 6% Max Loss / 3% Max Daily Loss. Summer Plan 2-Step (10/5 and 8/5): 10% Max Loss / 3% Max Daily Loss.". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.

Payout Methods

MyFundedCapital supports withdrawals via Crypto and Wire Transfer.

Trust & Safety

For trust and reputation, MyFundedCapital has a 3.5/5 TrustPilot rating with 81 reviews, while The5ers has 4.7/5 with 36,877 reviews. Safety grades: MyFundedCapital C, The5ers A+.

Who Should Choose Which

So who should pick which? MyFundedCapital is the stronger choice for fast payouts, while The5ers is the better fit for trust & reputation.

Overall, The5ers edges ahead winning 4 out of 5 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.

Pros & Cons

MyFundedCapital
Pros
Four separately-priced programs, all one-time payments with no subscription: Instant Funding (live account from day one, no evaluation, $95 to $999), a 1-Step Challenge ($75 to $689), a Scale Up 2-Step Challenge that starts at $19 for a $2,000 account and carries a published 23-step scaling ladder to $500,000, and a PolyMarket-based Prediction Market product. No time limit on any evaluation and no mandatory stop loss. Minimum trading days are only 3 per phase on the challenges and none at all on Instant Funding. Profit splits start at 70/30 (Instant) or 80/20 (challenges) and can be bought up to 100%. Payouts are capped at $5,000 per cycle but are processed in an average of 24 hours, and the first Scale Up challenge fee is refunded with the first payout. Expert advisors and automated strategies are explicitly permitted. Three live platforms (DXTrade, cTrader, GooeyPro) plus PolyMarket, all at the same price. The CEO and Founder, Bogdan Rubtsov, is named and pictured on the firm's own site and signs TrustPilot replies personally.
Cons
TrustPilot sits at 3.4 from 84 reviews with only 20 reviews in the last 12 months, and the negative cluster is substantive: several one-star reviewers state they passed both phases and were then refused a funded account on a discretionary 'final risk review', which the firm confirms in its replies is a real gate that hitting the targets does not by itself clear. A separate wave of one-star reviews describes aggressive repeat cold-calling from rotating numbers, which the firm disclaims as impersonation. The Terms state there are no refunds once login details have been emailed. No financial regulator, licence number or regulated entity is disclosed anywhere on the site, and the Terms themselves warn of 'limited regulatory protection'. News trading and weekend holding are both switched off by default on every program and cost 10% to 20% of the plan price as add-ons, as does any profit-split upgrade. The published $5,000 per-payout cap contradicts the /payouts page's 'There are no limits on payout amounts' claim. The pricing calculator and /compare-plans quote $95 / $75 / $69 for the three $5,000 plans while the site's own WooCommerce checkout catalogue prices the same variations at $249 / $189 / $149. The Prediction Market program is sold at $219 to $1,399 across five account sizes with no published rule set at all.
The5ers
Pros
Summer Plan: industry-low $100K account from $149 (2-Step 10/5), two ways to get funded (1-Step or 2-Step), up to 2 accounts at once, overnight holding allowed.
Cons
1-Step carries a tighter 6% max loss vs 10% on the 2-Step tiers; 2-Step's 50% consistency rule switches on once funded; biweekly payouts require at least $250 in profit.

Frequently Asked Questions

Which is better, MyFundedCapital or The5ers?

The5ers scores higher overall, winning 4 out of 5 comparison categories including Overall Rating, TrustPilot, Safety Grade. However, the best choice depends on your trading goals and priorities.

Which is cheaper, MyFundedCapital or The5ers?

MyFundedCapital has the lower starting price at $19. MyFundedCapital offers 16 challenge options starting from $19, while The5ers offers 16 options starting from $19.

Which has better reviews, MyFundedCapital or The5ers?

The5ers has a higher TrustPilot rating of 4.7/5. MyFundedCapital has 81 reviews while The5ers has 36,877.

Which offers a higher profit split, MyFundedCapital or The5ers?

MyFundedCapital offers a higher maximum profit split. MyFundedCapital offers Instant Funding starts at 70/30, rising to 80/20 at +10% profit and 90/10 at +20%; the 1-Step and Scale Up (2-Step) Challenges start at 80/20. A paid Profit-Split add-on adds 10% on any program, up to 100%. See profit_split_scaling for the ladder. while The5ers offers Up to 100%.

How fast do MyFundedCapital and The5ers pay out?

MyFundedCapital has Instant Funding: first payout 14 days after the first trade, then every 7 days. 1-Step Challenge: first payout 7 days after the first trade, then every 7 days. Scale Up (2-Step): first payout 14 days after passing, then every 14 days (weekly with add-on). payouts while The5ers offers Biweekly (every 14 days) payouts. Payout speed can be an important factor when choosing a prop firm.

Are MyFundedCapital and The5ers legit?

Both firms have been independently verified by PropFirmMap. MyFundedCapital holds a C safety grade and a 3.5/5 TrustPilot rating. The5ers holds a A+ safety grade and a 4.7/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.

Which is better for beginners, MyFundedCapital or The5ers?

MyFundedCapital may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.

Not sold on either? Explore alternatives

See the closest-matched prop firms ranked head-to-head against each contender, with live 2026 prices and safety grades.