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Funding Pips vs MyFundedCapital: Head-to-Head Comparison (2026)

Funding Pips

8.9 A+
United Arab Emirates CFD
VS

MyFundedCapital

5.3 C
United Arab Emirates CFD
Key Differences
Safety A+ vs C Payouts Weekly vs On-Demand Price $29 vs $19

Verdict: Who Wins?

Funding Pips 5 wins Decisive Win
5 - 1
MyFundedCapital 1 wins
Overall Rating 8.9 vs 5.3 Decisive
TrustPilot 4.5 vs 3.4 Decisive
Starting Price $19 vs $29 Decisive
Profit Split Both 80-100% Tie
Safety Grade A+ vs C Decisive
Trust Score 84.1/100 vs 51.5/100 Decisive
Challenge Variety 21 vs 16 options Clear

Best For:

Budget-conscious traders MyFundedCapital
Trust & reputation Funding Pips
Fast payouts MyFundedCapital

Visual Comparison

Funding Pips MyFundedCapital

Save 25% on Funding Pips today

from $29
Save 25% Now Verified deal

Head-to-Head Comparison

Funding Pips Metric MyFundedCapital
8.9/10 PFM Score 5.3/10
4.5/5 (62,062) TrustPilot 3.4/5 (84)
A+ Safety Grade C
84.1 A Trust Score 51.5 C
80-100% Profit Split Instant Funding starts at 70/30, rising to 80/20 at +10% profit and 90/10 at +20%; the 1-Step and Scale Up (2-Step) Challenges start at 80/20. A paid Profit-Split add-on adds 10% on any program, up to 100%. See profit_split_scaling for the ladder.
3% (Zero/2-Step Pro), 4% (1-Step), 5% (2-Step Standard) Daily Drawdown 3% on Instant Funding; 5% on the 1-Step Challenge and the Scale Up (2-Step) Challenge
Weekly Payout Frequency Instant Funding: first payout 14 days after the first trade, then every 7 days. 1-Step Challenge: first payout 7 days after the first trade, then every 7 days. Scale Up (2-Step): first payout 14 days after passing, then every 14 days (weekly with add-on).
$29 Starting Price $19
Proprietary Technology White-Label
cTrader, Match Trader, MT5 Platforms DXTrade, cTrader, GooeyPro, Polymarket
No Direct Path to Funded No
United Arab Emirates Country United Arab Emirates
Oct 2022 Established Jan 2024
21 options Challenge Options 16 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size Funding Pips MyFundedCapital Savings
$5K $29 $69 Save $40
$10K $55 $119 Save $64
$25K $109 $259 Save $150
$50K $219 $375 Save $156
$100K $399 $635 Save $236

Funding Pips vs MyFundedCapital: Detailed Analysis

Funding Pips and MyFundedCapital are both CFD firms. Funding Pips has been in business longer, established in 2022, while MyFundedCapital was founded in 2024.

Pricing

In terms of pricing, MyFundedCapital is more affordable with challenges starting at $19, which is $10 less than Funding Pips's starting price of $29. Funding Pips offers 21 challenge options, while MyFundedCapital offers 16.

Account Sizes

On account sizing, Funding Pips offers account sizes from $5 to $200 across 6 funding tiers, while MyFundedCapital offers account sizes from $2 to $100 across 6 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.

Trading Platforms

For trading platforms, Funding Pips supports cTrader, Match Trader and MT5, while MyFundedCapital runs on DXTrade, cTrader, GooeyPro and Polymarket. If you already trade on a specific platform, this can be the deciding factor between the two.

Profit Split & Payouts

Funding Pips offers 80-100% profit split, while MyFundedCapital offers Instant Funding starts at 70/30, rising to 80/20 at +10% profit and 90/10 at +20%; the 1-Step and Scale Up (2-Step) Challenges start at 80/20. A paid Profit-Split add-on adds 10% on any program, up to 100%. See profit_split_scaling for the ladder.. Funding Pips pays out Weekly, and MyFundedCapital pays out Instant Funding: first payout 14 days after the first trade, then every 7 days. 1-Step Challenge: first payout 7 days after the first trade, then every 7 days. Scale Up (2-Step): first payout 14 days after passing, then every 14 days (weekly with add-on)..

Risk & Drawdown Rules

Risk rules are a key difference for funded traders: Funding Pips lists its daily drawdown as "3% (Zero/2-Step Pro), 4% (1-Step), 5% (2-Step Standard)", while MyFundedCapital lists "3% on Instant Funding; 5% on the 1-Step Challenge and the Scale Up (2-Step) Challenge". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.

Payout Methods

When it comes to getting paid, Funding Pips supports withdrawals via Rise, Crypto and Wire Transfer, while MyFundedCapital pays out through Crypto and Wire Transfer.

Trust & Safety

For trust and reputation, Funding Pips has a 4.5/5 TrustPilot rating with 62,062 reviews, while MyFundedCapital has 3.4/5 with 84 reviews. Safety grades: Funding Pips A+, MyFundedCapital C.

Who Should Choose Which

So who should pick which? Funding Pips is the stronger choice for trust & reputation, while MyFundedCapital is the better fit for budget-conscious traders and fast payouts.

Overall, Funding Pips edges ahead winning 5 out of 6 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.

Pros & Cons

Funding Pips
Pros
Up to 100% profit split with flexible reward cycles (weekly, bi-weekly, monthly, daily, on-demand). Starting from $29. Zero reward denial policy. Multiple evaluation models including 1-Step, 2-Step Standard, and Zero instant funding. Scale to $2M in prime capital. Over $263M distributed to 3M+ traders worldwide.
Cons
News trading restricted on funded/master accounts (5-minute window). Weekend holding not permitted on master accounts (positions auto-closed Friday). HFT, tick scalping, hedging, and latency arbitrage prohibited. Consistency score soft rule on funded accounts may delay rewards.
MyFundedCapital
Pros
Four separately-priced programs, all one-time payments with no subscription: Instant Funding (live account from day one, no evaluation, $95 to $999), a 1-Step Challenge ($75 to $689), a Scale Up 2-Step Challenge that starts at $19 for a $2,000 account and carries a published 23-step scaling ladder to $500,000, and a PolyMarket-based Prediction Market product. No time limit on any evaluation and no mandatory stop loss. Minimum trading days are only 3 per phase on the challenges and none at all on Instant Funding. Profit splits start at 70/30 (Instant) or 80/20 (challenges) and can be bought up to 100%. Payouts are capped at $5,000 per cycle but are processed in an average of 24 hours, and the first Scale Up challenge fee is refunded with the first payout. Expert advisors and automated strategies are explicitly permitted. Three live platforms (DXTrade, cTrader, GooeyPro) plus PolyMarket, all at the same price. The CEO and Founder, Bogdan Rubtsov, is named and pictured on the firm's own site and signs TrustPilot replies personally.
Cons
TrustPilot sits at 3.4 from 84 reviews with only 20 reviews in the last 12 months, and the negative cluster is substantive: several one-star reviewers state they passed both phases and were then refused a funded account on a discretionary 'final risk review', which the firm confirms in its replies is a real gate that hitting the targets does not by itself clear. A separate wave of one-star reviews describes aggressive repeat cold-calling from rotating numbers, which the firm disclaims as impersonation. The Terms state there are no refunds once login details have been emailed. No financial regulator, licence number or regulated entity is disclosed anywhere on the site, and the Terms themselves warn of 'limited regulatory protection'. News trading and weekend holding are both switched off by default on every program and cost 10% to 20% of the plan price as add-ons, as does any profit-split upgrade. The published $5,000 per-payout cap contradicts the /payouts page's 'There are no limits on payout amounts' claim. The pricing calculator and /compare-plans quote $95 / $75 / $69 for the three $5,000 plans while the site's own WooCommerce checkout catalogue prices the same variations at $249 / $189 / $149. The Prediction Market program is sold at $219 to $1,399 across five account sizes with no published rule set at all.

Active Deals & Promo Codes

Funding Pips
20% OFF 20% off first challenge
20% OFF 20% off all challenges
25% OFF 25% off all challenges
MyFundedCapital

No active deals

Frequently Asked Questions

Which is better, Funding Pips or MyFundedCapital?

Funding Pips scores higher overall, winning 5 out of 6 comparison categories including Overall Rating, TrustPilot, Safety Grade. However, the best choice depends on your trading goals and priorities.

Which is cheaper, Funding Pips or MyFundedCapital?

MyFundedCapital has the lower starting price at $19. Funding Pips offers 21 challenge options starting from $29, while MyFundedCapital offers 16 options starting from $19.

Which has better reviews, Funding Pips or MyFundedCapital?

Funding Pips has a higher TrustPilot rating of 4.5/5. Funding Pips has 62,062 reviews while MyFundedCapital has 84.

Which offers a higher profit split, Funding Pips or MyFundedCapital?

Funding Pips offers a higher maximum profit split. Funding Pips offers 80-100% while MyFundedCapital offers Instant Funding starts at 70/30, rising to 80/20 at +10% profit and 90/10 at +20%; the 1-Step and Scale Up (2-Step) Challenges start at 80/20. A paid Profit-Split add-on adds 10% on any program, up to 100%. See profit_split_scaling for the ladder..

How fast do Funding Pips and MyFundedCapital pay out?

Funding Pips has Weekly payouts while MyFundedCapital offers Instant Funding: first payout 14 days after the first trade, then every 7 days. 1-Step Challenge: first payout 7 days after the first trade, then every 7 days. Scale Up (2-Step): first payout 14 days after passing, then every 14 days (weekly with add-on). payouts. Payout speed can be an important factor when choosing a prop firm.

Are Funding Pips and MyFundedCapital legit?

Both firms have been independently verified by PropFirmMap. Funding Pips holds a A+ safety grade and a 4.5/5 TrustPilot rating. MyFundedCapital holds a C safety grade and a 3.4/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.

Which is better for beginners, Funding Pips or MyFundedCapital?

MyFundedCapital may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.

Not sold on either? Explore alternatives

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