Funding Pips vs MyFundedCapital: Head-to-Head Comparison (2026)
Verdict: Who Wins?
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Head-to-Head Comparison
| Funding Pips | Metric | MyFundedCapital |
|---|---|---|
| 8.9/10 ★ | PFM Score | 5.3/10 |
| 4.5/5 (62,062) ★ | TrustPilot | 3.4/5 (84) |
| A+ ★ | Safety Grade | C |
| 84.1 A ★ | Trust Score | 51.5 C |
| 80-100% | Profit Split | Instant Funding starts at 70/30, rising to 80/20 at +10% profit and 90/10 at +20%; the 1-Step and Scale Up (2-Step) Challenges start at 80/20. A paid Profit-Split add-on adds 10% on any program, up to 100%. See profit_split_scaling for the ladder. ★ |
| 3% (Zero/2-Step Pro), 4% (1-Step), 5% (2-Step Standard) | Daily Drawdown | 3% on Instant Funding; 5% on the 1-Step Challenge and the Scale Up (2-Step) Challenge |
| Weekly | Payout Frequency | Instant Funding: first payout 14 days after the first trade, then every 7 days. 1-Step Challenge: first payout 7 days after the first trade, then every 7 days. Scale Up (2-Step): first payout 14 days after passing, then every 14 days (weekly with add-on). |
| $29 | Starting Price | $19 ★ |
| Proprietary | Technology | White-Label |
| cTrader, Match Trader, MT5 | Platforms | DXTrade, cTrader, GooeyPro, Polymarket |
| No | Direct Path to Funded | No |
| United Arab Emirates | Country | United Arab Emirates |
| Oct 2022 | Established | Jan 2024 |
| 21 options | Challenge Options | 16 options |
Price Comparison by Account Size
Cheapest challenge price at each account size (where both firms offer the same size)
| Account Size | Funding Pips | MyFundedCapital | Savings |
|---|---|---|---|
| $5K | $29 ★ | $69 | Save $40 |
| $10K | $55 ★ | $119 | Save $64 |
| $25K | $109 ★ | $259 | Save $150 |
| $50K | $219 ★ | $375 | Save $156 |
| $100K | $399 ★ | $635 | Save $236 |
Funding Pips vs MyFundedCapital: Detailed Analysis
Funding Pips and MyFundedCapital are both CFD firms. Funding Pips has been in business longer, established in 2022, while MyFundedCapital was founded in 2024.
Pricing
In terms of pricing, MyFundedCapital is more affordable with challenges starting at $19, which is $10 less than Funding Pips's starting price of $29. Funding Pips offers 21 challenge options, while MyFundedCapital offers 16.
Account Sizes
On account sizing, Funding Pips offers account sizes from $5 to $200 across 6 funding tiers, while MyFundedCapital offers account sizes from $2 to $100 across 6 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.
Trading Platforms
For trading platforms, Funding Pips supports cTrader, Match Trader and MT5, while MyFundedCapital runs on DXTrade, cTrader, GooeyPro and Polymarket. If you already trade on a specific platform, this can be the deciding factor between the two.
Profit Split & Payouts
Funding Pips offers 80-100% profit split, while MyFundedCapital offers Instant Funding starts at 70/30, rising to 80/20 at +10% profit and 90/10 at +20%; the 1-Step and Scale Up (2-Step) Challenges start at 80/20. A paid Profit-Split add-on adds 10% on any program, up to 100%. See profit_split_scaling for the ladder.. Funding Pips pays out Weekly, and MyFundedCapital pays out Instant Funding: first payout 14 days after the first trade, then every 7 days. 1-Step Challenge: first payout 7 days after the first trade, then every 7 days. Scale Up (2-Step): first payout 14 days after passing, then every 14 days (weekly with add-on)..
Risk & Drawdown Rules
Risk rules are a key difference for funded traders: Funding Pips lists its daily drawdown as "3% (Zero/2-Step Pro), 4% (1-Step), 5% (2-Step Standard)", while MyFundedCapital lists "3% on Instant Funding; 5% on the 1-Step Challenge and the Scale Up (2-Step) Challenge". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.
Payout Methods
When it comes to getting paid, Funding Pips supports withdrawals via Rise, Crypto and Wire Transfer, while MyFundedCapital pays out through Crypto and Wire Transfer.
Trust & Safety
For trust and reputation, Funding Pips has a 4.5/5 TrustPilot rating with 62,062 reviews, while MyFundedCapital has 3.4/5 with 84 reviews. Safety grades: Funding Pips A+, MyFundedCapital C.
Who Should Choose Which
So who should pick which? Funding Pips is the stronger choice for trust & reputation, while MyFundedCapital is the better fit for budget-conscious traders and fast payouts.
Overall, Funding Pips edges ahead winning 5 out of 6 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.
Pros & Cons
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Frequently Asked Questions
Which is better, Funding Pips or MyFundedCapital?
Funding Pips scores higher overall, winning 5 out of 6 comparison categories including Overall Rating, TrustPilot, Safety Grade. However, the best choice depends on your trading goals and priorities.
Which is cheaper, Funding Pips or MyFundedCapital?
MyFundedCapital has the lower starting price at $19. Funding Pips offers 21 challenge options starting from $29, while MyFundedCapital offers 16 options starting from $19.
Which has better reviews, Funding Pips or MyFundedCapital?
Funding Pips has a higher TrustPilot rating of 4.5/5. Funding Pips has 62,062 reviews while MyFundedCapital has 84.
Which offers a higher profit split, Funding Pips or MyFundedCapital?
Funding Pips offers a higher maximum profit split. Funding Pips offers 80-100% while MyFundedCapital offers Instant Funding starts at 70/30, rising to 80/20 at +10% profit and 90/10 at +20%; the 1-Step and Scale Up (2-Step) Challenges start at 80/20. A paid Profit-Split add-on adds 10% on any program, up to 100%. See profit_split_scaling for the ladder..
How fast do Funding Pips and MyFundedCapital pay out?
Funding Pips has Weekly payouts while MyFundedCapital offers Instant Funding: first payout 14 days after the first trade, then every 7 days. 1-Step Challenge: first payout 7 days after the first trade, then every 7 days. Scale Up (2-Step): first payout 14 days after passing, then every 14 days (weekly with add-on). payouts. Payout speed can be an important factor when choosing a prop firm.
Are Funding Pips and MyFundedCapital legit?
Both firms have been independently verified by PropFirmMap. Funding Pips holds a A+ safety grade and a 4.5/5 TrustPilot rating. MyFundedCapital holds a C safety grade and a 3.4/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.
Which is better for beginners, Funding Pips or MyFundedCapital?
MyFundedCapital may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.
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