FTMO vs MyFundedCapital: Head-to-Head Comparison (2026)
Verdict: Who Wins?
FTMO
4 wins
Best For:
FTMO
Visual Comparison
Head-to-Head Comparison
| FTMO | Metric | MyFundedCapital |
|---|---|---|
| 8.3/10 ★ | PFM Score | 5.3/10 |
| 4.8/5 (42,594) ★ | TrustPilot | 3.4/5 (84) |
| A+ ★ | Safety Grade | C |
| 79 B+ ★ | Trust Score | 51.5 C |
| Up to 90% | Profit Split | Instant Funding starts at 70/30, rising to 80/20 at +10% profit and 90/10 at +20%; the 1-Step and Scale Up (2-Step) Challenges start at 80/20. A paid Profit-Split add-on adds 10% on any program, up to 100%. See profit_split_scaling for the ladder. ★ |
| Maximum Daily Loss Amount, which is 5% of the Initial Simulated Capital (2-Step) or 3% (1-Step) | Daily Drawdown | 3% on Instant Funding; 5% on the 1-Step Challenge and the Scale Up (2-Step) Challenge |
| Bi-weekly (every 14 days) | Payout Frequency | Instant Funding: first payout 14 days after the first trade, then every 7 days. 1-Step Challenge: first payout 7 days after the first trade, then every 7 days. Scale Up (2-Step): first payout 14 days after passing, then every 14 days (weekly with add-on). |
| $79 | Starting Price | $19 ★ |
| Proprietary | Technology | White-Label |
| cTrader, MT5, MT4 | Platforms | DXTrade, cTrader, GooeyPro, Polymarket |
| No | Direct Path to Funded | No |
| Czech Republic | Country | United Arab Emirates |
| Jan 2015 | Established | Jan 2024 |
| 10 options | Challenge Options | 16 options |
Price Comparison by Account Size
Cheapest challenge price at each account size (where both firms offer the same size)
| Account Size | FTMO | MyFundedCapital | Savings |
|---|---|---|---|
| $10K | $79 ★ | $119 | Save $40 |
| $25K | $199 ★ | $259 | Save $60 |
| $50K | $319 ★ | $375 | Save $56 |
| $100K | $439 ★ | $635 | Save $196 |
FTMO vs MyFundedCapital: Detailed Analysis
FTMO and MyFundedCapital are both CFD firms. FTMO has been in business longer, established in 2015, while MyFundedCapital was founded in 2024.
Pricing
In terms of pricing, MyFundedCapital is more affordable with challenges starting at $19, which is $60 less than FTMO's starting price of $79. FTMO offers 10 challenge options, while MyFundedCapital offers 16.
Account Sizes
On account sizing, FTMO offers account sizes from $10 to $200 across 5 funding tiers, while MyFundedCapital offers account sizes from $2 to $100 across 6 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.
Trading Platforms
For trading platforms, FTMO supports cTrader, MT5 and MT4, while MyFundedCapital runs on DXTrade, cTrader, GooeyPro and Polymarket. If you already trade on a specific platform, this can be the deciding factor between the two.
Profit Split & Payouts
FTMO offers Up to 90% profit split, while MyFundedCapital offers Instant Funding starts at 70/30, rising to 80/20 at +10% profit and 90/10 at +20%; the 1-Step and Scale Up (2-Step) Challenges start at 80/20. A paid Profit-Split add-on adds 10% on any program, up to 100%. See profit_split_scaling for the ladder.. FTMO pays out Bi-weekly (every 14 days), and MyFundedCapital pays out Instant Funding: first payout 14 days after the first trade, then every 7 days. 1-Step Challenge: first payout 7 days after the first trade, then every 7 days. Scale Up (2-Step): first payout 14 days after passing, then every 14 days (weekly with add-on)..
Risk & Drawdown Rules
Risk rules are a key difference for funded traders: FTMO lists its daily drawdown as "Maximum Daily Loss Amount, which is 5% of the Initial Simulated Capital (2-Step) or 3% (1-Step)", while MyFundedCapital lists "3% on Instant Funding; 5% on the 1-Step Challenge and the Scale Up (2-Step) Challenge". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.
Payout Methods
MyFundedCapital supports withdrawals via Crypto and Wire Transfer.
Trust & Safety
For trust and reputation, FTMO has a 4.8/5 TrustPilot rating with 42,594 reviews, while MyFundedCapital has 3.4/5 with 84 reviews. Safety grades: FTMO A+, MyFundedCapital C.
Who Should Choose Which
So who should pick which? FTMO is the stronger choice for trust & reputation, while MyFundedCapital is the better fit for budget-conscious traders, maximum profit potential and fast payouts.
This is a close matchup with FTMO winning 4 and MyFundedCapital winning 3 of the categories we compared. The right choice depends on what matters most to you as a trader.
Pros & Cons
FTMO
Pros
Cons
Pros
Cons
Frequently Asked Questions
Which is better, FTMO or MyFundedCapital?
Both firms are competitive. FTMO wins in 4 categories while MyFundedCapital wins in 3. The best choice depends on what you prioritize: pricing, profit split, trust ratings, or payout speed.
Which is cheaper, FTMO or MyFundedCapital?
MyFundedCapital has the lower starting price at $19. FTMO offers 10 challenge options starting from $79, while MyFundedCapital offers 16 options starting from $19.
Which has better reviews, FTMO or MyFundedCapital?
FTMO has a higher TrustPilot rating of 4.8/5. FTMO has 42,594 reviews while MyFundedCapital has 84.
Which offers a higher profit split, FTMO or MyFundedCapital?
MyFundedCapital offers a higher maximum profit split. FTMO offers Up to 90% while MyFundedCapital offers Instant Funding starts at 70/30, rising to 80/20 at +10% profit and 90/10 at +20%; the 1-Step and Scale Up (2-Step) Challenges start at 80/20. A paid Profit-Split add-on adds 10% on any program, up to 100%. See profit_split_scaling for the ladder..
How fast do FTMO and MyFundedCapital pay out?
FTMO has Bi-weekly (every 14 days) payouts while MyFundedCapital offers Instant Funding: first payout 14 days after the first trade, then every 7 days. 1-Step Challenge: first payout 7 days after the first trade, then every 7 days. Scale Up (2-Step): first payout 14 days after passing, then every 14 days (weekly with add-on). payouts. Payout speed can be an important factor when choosing a prop firm.
Are FTMO and MyFundedCapital legit?
Both firms have been independently verified by PropFirmMap. FTMO holds a A+ safety grade and a 4.8/5 TrustPilot rating. MyFundedCapital holds a C safety grade and a 3.4/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.
Which is better for beginners, FTMO or MyFundedCapital?
MyFundedCapital may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.
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