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FXIFY vs MyFundedCapital: Head-to-Head Comparison (2026)

FXIFY

8.2 A+
United Kingdom CFD
VS
Key Differences
Split 90% vs 100%

Verdict: Who Wins?

FXIFY 5 wins Decisive Win
5 - 1
MyFundedCapital 1 wins
Overall Rating 8.2 vs 0.0 Decisive
TrustPilot 4.4 vs 3.4 Decisive
Starting Price Both $19 Tie
Profit Split Instant Funding starts at 70/30, rising to 80/20 at +10% profit and 90/10 at +20%; the 1-Step and Scale Up (2-Step) Challenges start at 80/20. A paid Profit-Split add-on adds 10% on any program, up to 100%. See profit_split_scaling for the ladder. vs Up to 90% Decisive
Safety Grade A+ vs Decisive
Trust Score 81.6/100 vs 44.5/100 Decisive
Challenge Variety 47 vs 16 options Decisive

Best For:

Maximum profit potential MyFundedCapital
Trust & reputation FXIFY
Fast payouts MyFundedCapital

Visual Comparison

FXIFY MyFundedCapital
FXIFY
Grade A+ 4.4

Save 40% on FXIFY today

from $19
Save 40% Now Verified deal

Head-to-Head Comparison

FXIFY Metric MyFundedCapital
8.2/10 PFM Score -
4.4/5 (6,003) TrustPilot 3.4/5 (84)
A+ Safety Grade -
81.6 A Trust Score 44.5 D
Up to 90% Profit Split Instant Funding starts at 70/30, rising to 80/20 at +10% profit and 90/10 at +20%; the 1-Step and Scale Up (2-Step) Challenges start at 80/20. A paid Profit-Split add-on adds 10% on any program, up to 100%. See profit_split_scaling for the ladder.
3-5% daily across Standard programs, 8% on Instant Funding Daily Drawdown 3% on Instant Funding; 5% on the 1-Step Challenge and the Scale Up (2-Step) Challenge
On-demand Payout Frequency Instant Funding: first payout 14 days after the first trade, then every 7 days. 1-Step Challenge: first payout 7 days after the first trade, then every 7 days. Scale Up (2-Step): first payout 14 days after passing, then every 14 days (weekly with add-on).
$19 Starting Price $19
White-Label Technology White-Label
Trading View, DXTrade, MT5, MT4 Platforms DXTrade, cTrader, GooeyPro, Polymarket
No Direct Path to Funded No
United Kingdom Country United Arab Emirates
Jan 2023 Established Jan 2024
47 options Challenge Options 16 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size FXIFY MyFundedCapital Savings
$5K $39 $69 Save $30
$10K $59 $119 Save $60
$25K $149 $259 Save $110
$50K $249 $375 Save $126
$100K $399 $635 Save $236

FXIFY vs MyFundedCapital: Detailed Analysis

FXIFY and MyFundedCapital are both CFD firms. FXIFY has been in business longer, established in 2023, while MyFundedCapital was founded in 2024.

Pricing

In terms of pricing, MyFundedCapital is more affordable with challenges starting at $19, which is $0 less than FXIFY's starting price of $19. FXIFY offers 47 challenge options, while MyFundedCapital offers 16.

Account Sizes

On account sizing, FXIFY offers account sizes from $1 to $400 across 10 funding tiers, while MyFundedCapital offers account sizes from $2 to $100 across 6 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.

Trading Platforms

For trading platforms, FXIFY supports Trading View, DXTrade, MT5 and MT4, while MyFundedCapital runs on DXTrade, cTrader, GooeyPro and Polymarket. If you already trade on a specific platform, this can be the deciding factor between the two.

Profit Split & Payouts

FXIFY offers Up to 90% profit split, while MyFundedCapital offers Instant Funding starts at 70/30, rising to 80/20 at +10% profit and 90/10 at +20%; the 1-Step and Scale Up (2-Step) Challenges start at 80/20. A paid Profit-Split add-on adds 10% on any program, up to 100%. See profit_split_scaling for the ladder.. FXIFY pays out On-demand, and MyFundedCapital pays out Instant Funding: first payout 14 days after the first trade, then every 7 days. 1-Step Challenge: first payout 7 days after the first trade, then every 7 days. Scale Up (2-Step): first payout 14 days after passing, then every 14 days (weekly with add-on)..

Risk & Drawdown Rules

Risk rules are a key difference for funded traders: FXIFY lists its daily drawdown as "3-5% daily across Standard programs, 8% on Instant Funding", while MyFundedCapital lists "3% on Instant Funding; 5% on the 1-Step Challenge and the Scale Up (2-Step) Challenge". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.

Payout Methods

MyFundedCapital supports withdrawals via Crypto and Wire Transfer.

Trust & Safety

For trust and reputation, FXIFY has a 4.4/5 TrustPilot rating with 6,003 reviews, while MyFundedCapital has 3.4/5 with 84 reviews.

Who Should Choose Which

So who should pick which? FXIFY is the stronger choice for trust & reputation, while MyFundedCapital is the better fit for maximum profit potential and fast payouts.

Overall, FXIFY edges ahead winning 5 out of 6 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.

Pros & Cons

FXIFY
Pros
Up to 90% profit split. On-demand first payout with no minimum or maximum amount. Five programs (One/Two/Three Phase, Lightning, Instant Funding) with 1K-400K account sizes. 100% refundable assessment fee on Standard phases. MT4, MT5, DXtrade and TradingView platforms supported.
Cons
Two Phase 25% consistency rule on funded. Instant Funding 8% trailing drawdown is tighter than multi-phase programs. No on-demand payout until first payout cycle on Bi-weekly programs.
MyFundedCapital
Pros
Four separately-priced programs, all one-time payments with no subscription: Instant Funding (live account from day one, no evaluation, $95 to $999), a 1-Step Challenge ($75 to $689), a Scale Up 2-Step Challenge that starts at $19 for a $2,000 account and carries a published 23-step scaling ladder to $500,000, and a PolyMarket-based Prediction Market product. No time limit on any evaluation and no mandatory stop loss. Minimum trading days are only 3 per phase on the challenges and none at all on Instant Funding. Profit splits start at 70/30 (Instant) or 80/20 (challenges) and can be bought up to 100%. Payouts are capped at $5,000 per cycle but are processed in an average of 24 hours, and the first Scale Up challenge fee is refunded with the first payout. Expert advisors and automated strategies are explicitly permitted. Three live platforms (DXTrade, cTrader, GooeyPro) plus PolyMarket, all at the same price. The CEO and Founder, Bogdan Rubtsov, is named and pictured on the firm's own site and signs TrustPilot replies personally.
Cons
TrustPilot sits at 3.4 from 84 reviews with only 20 reviews in the last 12 months, and the negative cluster is substantive: several one-star reviewers state they passed both phases and were then refused a funded account on a discretionary 'final risk review', which the firm confirms in its replies is a real gate that hitting the targets does not by itself clear. A separate wave of one-star reviews describes aggressive repeat cold-calling from rotating numbers, which the firm disclaims as impersonation. The Terms state there are no refunds once login details have been emailed. No financial regulator, licence number or regulated entity is disclosed anywhere on the site, and the Terms themselves warn of 'limited regulatory protection'. News trading and weekend holding are both switched off by default on every program and cost 10% to 20% of the plan price as add-ons, as does any profit-split upgrade. The published $5,000 per-payout cap contradicts the /payouts page's 'There are no limits on payout amounts' claim. The pricing calculator and /compare-plans quote $95 / $75 / $69 for the three $5,000 plans while the site's own WooCommerce checkout catalogue prices the same variations at $249 / $189 / $149. The Prediction Market program is sold at $219 to $1,399 across five account sizes with no published rule set at all.

Active Deals & Promo Codes

FXIFY
40% OFF 40% off One Phase Evals for new users. Verified live on fxify.com 2026-06-06.
26% OFF 26% off all FXIFY programs (excludes Instant Funding Lite). Verified via fxify.com 2026-06-02.
35% OFF Father's Day Sale: 35% off all programs (Instant Funding Lite excluded). Code PAPA35. Verified live on fxify.com 2026-06-20.
MyFundedCapital

No active deals

Frequently Asked Questions

Which is better, FXIFY or MyFundedCapital?

FXIFY scores higher overall, winning 5 out of 6 comparison categories including Overall Rating, TrustPilot, Safety Grade. However, the best choice depends on your trading goals and priorities.

Which is cheaper, FXIFY or MyFundedCapital?

FXIFY has the lower starting price at $19. FXIFY offers 47 challenge options starting from $19, while MyFundedCapital offers 16 options starting from $19.

Which has better reviews, FXIFY or MyFundedCapital?

FXIFY has a higher TrustPilot rating of 4.4/5. FXIFY has 6,003 reviews while MyFundedCapital has 84.

Which offers a higher profit split, FXIFY or MyFundedCapital?

MyFundedCapital offers a higher maximum profit split. FXIFY offers Up to 90% while MyFundedCapital offers Instant Funding starts at 70/30, rising to 80/20 at +10% profit and 90/10 at +20%; the 1-Step and Scale Up (2-Step) Challenges start at 80/20. A paid Profit-Split add-on adds 10% on any program, up to 100%. See profit_split_scaling for the ladder..

How fast do FXIFY and MyFundedCapital pay out?

FXIFY has On-demand payouts while MyFundedCapital offers Instant Funding: first payout 14 days after the first trade, then every 7 days. 1-Step Challenge: first payout 7 days after the first trade, then every 7 days. Scale Up (2-Step): first payout 14 days after passing, then every 14 days (weekly with add-on). payouts. Payout speed can be an important factor when choosing a prop firm.

Are FXIFY and MyFundedCapital legit?

Both firms have been independently verified by PropFirmMap. FXIFY holds a A+ safety grade and a 4.4/5 TrustPilot rating. MyFundedCapital holds a unrated safety grade and a 3.4/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.

Which is better for beginners, FXIFY or MyFundedCapital?

FXIFY may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.

Not sold on either? Explore alternatives

See the closest-matched prop firms ranked head-to-head against each contender, with live 2026 prices and safety grades.