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MyFundedCapital vs The Funded Trader: Head-to-Head Comparison (2026)

Key Differences
Split 100% vs 95% Price $19 vs $42

Verdict: Who Wins?

MyFundedCapital 3 wins
3 - 4
The Funded Trader 4 wins
Overall Rating 7.0 vs 0.0 Decisive
TrustPilot 3.4 vs 3 Clear
Starting Price $19 vs $42 Decisive
Profit Split Instant Funding starts at 70/30, rising to 80/20 at +10% profit and 90/10 at +20%; the 1-Step and Scale Up (2-Step) Challenges start at 80/20. A paid Profit-Split add-on adds 10% on any program, up to 100%. See profit_split_scaling for the ladder. vs Up to 95% Clear
Safety Grade B+ vs Decisive
Trust Score 58.9/100 vs 44.5/100 Clear
Challenge Variety 35 vs 16 options Decisive

Best For:

Budget-conscious traders MyFundedCapital
Maximum profit potential MyFundedCapital
Trust & reputation The Funded Trader
Fast payouts MyFundedCapital

Visual Comparison

MyFundedCapital The Funded Trader

Save 15% on The Funded Trader today

from $42
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Head-to-Head Comparison

MyFundedCapital Metric The Funded Trader
- PFM Score 7.0/10
3.4/5 (84) TrustPilot 3/5 (22,030)
- Safety Grade B+
44.5 D Trust Score 58.9 C
Instant Funding starts at 70/30, rising to 80/20 at +10% profit and 90/10 at +20%; the 1-Step and Scale Up (2-Step) Challenges start at 80/20. A paid Profit-Split add-on adds 10% on any program, up to 100%. See profit_split_scaling for the ladder. Profit Split Up to 95%
3% on Instant Funding; 5% on the 1-Step Challenge and the Scale Up (2-Step) Challenge Daily Drawdown Balance-based (varies by challenge)
Instant Funding: first payout 14 days after the first trade, then every 7 days. 1-Step Challenge: first payout 7 days after the first trade, then every 7 days. Scale Up (2-Step): first payout 14 days after passing, then every 14 days (weekly with add-on). Payout Frequency Every 7 days (Knight Pro anytime)
$19 Starting Price $42
White-Label Technology Proprietary
DXTrade, cTrader, GooeyPro, Polymarket Platforms DXTrade, cTrader, Match Trader
No Direct Path to Funded No
United Arab Emirates Country Spain
Jan 2024 Established May 2023
16 options Challenge Options 35 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size MyFundedCapital The Funded Trader Savings
$5K $69 $42 Save $27
$10K $119 $55 Save $64
$25K $259 $55 Save $204
$50K $375 $105 Save $270
$100K $635 $299 Save $336

MyFundedCapital vs The Funded Trader: Detailed Analysis

MyFundedCapital and The Funded Trader are both CFD firms. The Funded Trader has been in business longer, established in 2023, while MyFundedCapital was founded in 2024.

Pricing

In terms of pricing, MyFundedCapital is more affordable with challenges starting at $19, which is $23 less than The Funded Trader's starting price of $42. MyFundedCapital offers 16 challenge options, while The Funded Trader offers 35.

Account Sizes

On account sizing, MyFundedCapital offers account sizes from $2 to $100 across 6 funding tiers, while The Funded Trader offers account sizes from $5 to $200 across 6 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.

Trading Platforms

For trading platforms, MyFundedCapital supports DXTrade, cTrader, GooeyPro and Polymarket, while The Funded Trader runs on DXTrade, cTrader and Match Trader. If you already trade on a specific platform, this can be the deciding factor between the two.

Profit Split & Payouts

MyFundedCapital offers Instant Funding starts at 70/30, rising to 80/20 at +10% profit and 90/10 at +20%; the 1-Step and Scale Up (2-Step) Challenges start at 80/20. A paid Profit-Split add-on adds 10% on any program, up to 100%. See profit_split_scaling for the ladder. profit split, while The Funded Trader offers Up to 95%. MyFundedCapital pays out Instant Funding: first payout 14 days after the first trade, then every 7 days. 1-Step Challenge: first payout 7 days after the first trade, then every 7 days. Scale Up (2-Step): first payout 14 days after passing, then every 14 days (weekly with add-on)., and The Funded Trader pays out Every 7 days (Knight Pro anytime).

Risk & Drawdown Rules

Risk rules are a key difference for funded traders: MyFundedCapital lists its daily drawdown as "3% on Instant Funding; 5% on the 1-Step Challenge and the Scale Up (2-Step) Challenge", while The Funded Trader lists "Balance-based (varies by challenge)". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.

Payout Methods

When it comes to getting paid, MyFundedCapital supports withdrawals via Crypto and Wire Transfer, while The Funded Trader pays out through Rise, Crypto and Skrill.

Trust & Safety

For trust and reputation, MyFundedCapital has a 3.4/5 TrustPilot rating with 84 reviews, while The Funded Trader has 3/5 with 22,030 reviews.

Who Should Choose Which

So who should pick which? MyFundedCapital is the stronger choice for budget-conscious traders, maximum profit potential and fast payouts, while The Funded Trader is the better fit for trust & reputation.

This is a close matchup with MyFundedCapital winning 3 and The Funded Trader winning 4 of the categories we compared. The right choice depends on what matters most to you as a trader.

Pros & Cons

MyFundedCapital
Pros
Four separately-priced programs, all one-time payments with no subscription: Instant Funding (live account from day one, no evaluation, $95 to $999), a 1-Step Challenge ($75 to $689), a Scale Up 2-Step Challenge that starts at $19 for a $2,000 account and carries a published 23-step scaling ladder to $500,000, and a PolyMarket-based Prediction Market product. No time limit on any evaluation and no mandatory stop loss. Minimum trading days are only 3 per phase on the challenges and none at all on Instant Funding. Profit splits start at 70/30 (Instant) or 80/20 (challenges) and can be bought up to 100%. Payouts are capped at $5,000 per cycle but are processed in an average of 24 hours, and the first Scale Up challenge fee is refunded with the first payout. Expert advisors and automated strategies are explicitly permitted. Three live platforms (DXTrade, cTrader, GooeyPro) plus PolyMarket, all at the same price. The CEO and Founder, Bogdan Rubtsov, is named and pictured on the firm's own site and signs TrustPilot replies personally.
Cons
TrustPilot sits at 3.4 from 84 reviews with only 20 reviews in the last 12 months, and the negative cluster is substantive: several one-star reviewers state they passed both phases and were then refused a funded account on a discretionary 'final risk review', which the firm confirms in its replies is a real gate that hitting the targets does not by itself clear. A separate wave of one-star reviews describes aggressive repeat cold-calling from rotating numbers, which the firm disclaims as impersonation. The Terms state there are no refunds once login details have been emailed. No financial regulator, licence number or regulated entity is disclosed anywhere on the site, and the Terms themselves warn of 'limited regulatory protection'. News trading and weekend holding are both switched off by default on every program and cost 10% to 20% of the plan price as add-ons, as does any profit-split upgrade. The published $5,000 per-payout cap contradicts the /payouts page's 'There are no limits on payout amounts' claim. The pricing calculator and /compare-plans quote $95 / $75 / $69 for the three $5,000 plans while the site's own WooCommerce checkout catalogue prices the same variations at $249 / $189 / $149. The Prediction Market program is sold at $219 to $1,399 across five account sizes with no published rule set at all.
The Funded Trader
Pros
Payout Guarantee, Fast Support
Cons
Long withdrawal period

Active Deals & Promo Codes

MyFundedCapital

No active deals

The Funded Trader
15% OFF 15% off all challenges

Frequently Asked Questions

Which is better, MyFundedCapital or The Funded Trader?

Both firms are competitive. MyFundedCapital wins in 3 categories while The Funded Trader wins in 4. The best choice depends on what you prioritize: pricing, profit split, trust ratings, or payout speed.

Which is cheaper, MyFundedCapital or The Funded Trader?

MyFundedCapital has the lower starting price at $19. MyFundedCapital offers 16 challenge options starting from $19, while The Funded Trader offers 35 options starting from $42.

Which has better reviews, MyFundedCapital or The Funded Trader?

MyFundedCapital has a higher TrustPilot rating of 3.4/5. MyFundedCapital has 84 reviews while The Funded Trader has 22,030.

Which offers a higher profit split, MyFundedCapital or The Funded Trader?

MyFundedCapital offers a higher maximum profit split. MyFundedCapital offers Instant Funding starts at 70/30, rising to 80/20 at +10% profit and 90/10 at +20%; the 1-Step and Scale Up (2-Step) Challenges start at 80/20. A paid Profit-Split add-on adds 10% on any program, up to 100%. See profit_split_scaling for the ladder. while The Funded Trader offers Up to 95%.

How fast do MyFundedCapital and The Funded Trader pay out?

MyFundedCapital has Instant Funding: first payout 14 days after the first trade, then every 7 days. 1-Step Challenge: first payout 7 days after the first trade, then every 7 days. Scale Up (2-Step): first payout 14 days after passing, then every 14 days (weekly with add-on). payouts while The Funded Trader offers Every 7 days (Knight Pro anytime) payouts. Payout speed can be an important factor when choosing a prop firm.

Are MyFundedCapital and The Funded Trader legit?

Both firms have been independently verified by PropFirmMap. MyFundedCapital holds a unrated safety grade and a 3.4/5 TrustPilot rating. The Funded Trader holds a B+ safety grade and a 3/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.

Which is better for beginners, MyFundedCapital or The Funded Trader?

MyFundedCapital may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.

Not sold on either? Explore alternatives

See the closest-matched prop firms ranked head-to-head against each contender, with live 2026 prices and safety grades.