Topstep vs TX3 Futures: Head-to-Head Comparison (2026)
Topstep
8.0 A
Futures
TX3 Futures
5.8 C
Futures
Verdict: Who Wins?
Topstep
5 wins
Decisive Win
TX3 Futures
1 wins
Best For:
Topstep
Topstep
Visual Comparison
Head-to-Head Comparison
| Topstep | Metric | TX3 Futures |
|---|---|---|
| 8.0/10 ★ | PFM Score | 5.8/10 |
| 3.6/5 (14,382) ★ | TrustPilot | 3.3/5 (4,303) |
| A ★ | Safety Grade | C |
| 80 A ★ | Trust Score | 51.7 C |
| 90% | Profit Split | Up to 90% |
| $2,000 max loss limit ($50K) / $3,000 ($100K) / $4,500 ($150K) | Daily Drawdown | End-of-day trailing drawdown ($2,000/$3,000/$4,500 for 50K/100K/150K) |
| On-demand | Payout Frequency | Every 3 days (early payout); on-demand (pro payout) |
| $49 ★ | Starting Price | $168 |
| Proprietary | Technology | White-Label |
| Topstep X | Platforms | Trading View, NinjaTrader, Tradovate |
| Yes | Direct Path to Funded | No |
| United States | Country | United Arab Emirates |
| Jan 2010 | Established | - |
| 3 options | Challenge Options | 1 option |
Price Comparison by Account Size
Cheapest challenge price at each account size (where both firms offer the same size)
| Account Size | Topstep | TX3 Futures | Savings |
|---|---|---|---|
| $100K | $99 ★ | $168 | Save $69 |
Topstep vs TX3 Futures: Detailed Analysis
Topstep and TX3 Futures are both Futures firms.
Pricing
In terms of pricing, Topstep is more affordable with challenges starting at $49, which is $119 less than TX3 Futures's starting price of $168. Topstep offers 3 challenge options, while TX3 Futures offers 1.
Account Sizes
On account sizing, Topstep offers account sizes from $50 to $150 across 3 funding tiers, while TX3 Futures offers a single $100 account. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.
Trading Platforms
For trading platforms, Topstep supports Topstep X, while TX3 Futures runs on Trading View, NinjaTrader and Tradovate. If you already trade on a specific platform, this can be the deciding factor between the two.
Profit Split & Payouts
Topstep offers 90% profit split, while TX3 Futures offers Up to 90%. Topstep pays out On-demand, and TX3 Futures pays out Every 3 days (early payout); on-demand (pro payout).
Risk & Drawdown Rules
Risk rules are a key difference for funded traders: Topstep lists its daily drawdown as "$2,000 max loss limit ($50K) / $3,000 ($100K) / $4,500 ($150K)", while TX3 Futures lists "End-of-day trailing drawdown ($2,000/$3,000/$4,500 for 50K/100K/150K)". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.
Payout Methods
Topstep supports withdrawals via Wise, ACH and International Wire / SWIFT.
Trust & Safety
For trust and reputation, Topstep has a 3.6/5 TrustPilot rating with 14,382 reviews, while TX3 Futures has 3.3/5 with 4,303 reviews. Safety grades: Topstep A, TX3 Futures C.
Who Should Choose Which
Across the use cases we scored, Topstep is the stronger choice for budget-conscious traders and trust & reputation.
Overall, Topstep edges ahead winning 5 out of 6 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.
Pros & Cons
Topstep
Pros
Cons
TX3 Futures
Pros
Cons
Active Deals & Promo Codes
Topstep
TX3 Futures
No active deals
Frequently Asked Questions
Which is better, Topstep or TX3 Futures?
Topstep scores higher overall, winning 5 out of 6 comparison categories including Overall Rating, TrustPilot, Starting Price. However, the best choice depends on your trading goals and priorities.
Which is cheaper, Topstep or TX3 Futures?
Topstep has the lower starting price at $49. Topstep offers 3 challenge options starting from $49, while TX3 Futures offers 1 options starting from $168.
Which has better reviews, Topstep or TX3 Futures?
Topstep has a higher TrustPilot rating of 3.6/5. Topstep has 14,382 reviews while TX3 Futures has 4,303.
Which offers a higher profit split, Topstep or TX3 Futures?
Topstep offers a higher maximum profit split. Topstep offers 90% while TX3 Futures offers Up to 90%.
How fast do Topstep and TX3 Futures pay out?
Topstep has On-demand payouts while TX3 Futures offers Every 3 days (early payout); on-demand (pro payout) payouts. Payout speed can be an important factor when choosing a prop firm.
Are Topstep and TX3 Futures legit?
Both firms have been independently verified by PropFirmMap. Topstep holds a A safety grade and a 3.6/5 TrustPilot rating. TX3 Futures holds a C safety grade and a 3.3/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.
Which is better for beginners, Topstep or TX3 Futures?
Topstep may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.
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