Topstep vs YRM Prop: Head-to-Head Comparison (2026)
Topstep
8.0 A
Futures
YRM Prop
5.4 B
Futures
Verdict: Who Wins?
Topstep
4 wins
Decisive Win
YRM Prop
2 wins
Best For:
Topstep
Topstep
Visual Comparison
Head-to-Head Comparison
| Topstep | Metric | YRM Prop |
|---|---|---|
| 8.0/10 ★ | PFM Score | 5.4/10 |
| 3.6/5 (14,382) | TrustPilot | 4.8/5 (181) ★ |
| A ★ | Safety Grade | B |
| 80 A ★ | Trust Score | 56.3 C |
| 90% | Profit Split | 90% |
| $2,000 max loss limit ($50K) / $3,000 ($100K) / $4,500 ($150K) | Daily Drawdown | None (trailing drawdown only, EOD mode) |
| On-demand | Payout Frequency | 24-hour payouts |
| $49 ★ | Starting Price | $59 |
| Proprietary | Technology | Proprietary |
| Topstep X | Platforms | Quantower, Atas, Volumetrica, Tradesea, DeepCharts |
| Yes | Direct Path to Funded | No |
| United States | Country | United States |
| Jan 2010 | Established | - |
| 3 options | Challenge Options | 4 options |
Price Comparison by Account Size
Cheapest challenge price at each account size (where both firms offer the same size)
| Account Size | Topstep | YRM Prop | Savings |
|---|---|---|---|
| $50K | $49 ★ | $79 | Save $30 |
| $100K | $99 ★ | $139 | Save $40 |
| $150K | $199 | $179 ★ | Save $20 |
Topstep vs YRM Prop: Detailed Analysis
Topstep and YRM Prop are both Futures firms.
Pricing
In terms of pricing, Topstep is more affordable with challenges starting at $49, which is $10 less than YRM Prop's starting price of $59. Topstep offers 3 challenge options, while YRM Prop offers 4.
Account Sizes
On account sizing, Topstep offers account sizes from $50 to $150 across 3 funding tiers, while YRM Prop offers account sizes from $25 to $150 across 4 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.
Trading Platforms
For trading platforms, Topstep supports Topstep X, while YRM Prop runs on Quantower, Atas, Volumetrica, Tradesea and DeepCharts. If you already trade on a specific platform, this can be the deciding factor between the two.
Profit Split & Payouts
Topstep offers 90% profit split, while YRM Prop offers 90%. Topstep pays out On-demand, and YRM Prop pays out 24-hour payouts.
Risk & Drawdown Rules
Risk rules are a key difference for funded traders: Topstep lists its daily drawdown as "$2,000 max loss limit ($50K) / $3,000 ($100K) / $4,500 ($150K)", while YRM Prop lists "None (trailing drawdown only, EOD mode)". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.
Payout Methods
When it comes to getting paid, Topstep supports withdrawals via Wise, ACH and International Wire / SWIFT, while YRM Prop pays out through Rise.
Trust & Safety
For trust and reputation, Topstep has a 3.6/5 TrustPilot rating with 14,382 reviews, while YRM Prop has 4.8/5 with 181 reviews. Safety grades: Topstep A, YRM Prop B.
Who Should Choose Which
Across the use cases we scored, Topstep is the stronger choice for budget-conscious traders and trust & reputation.
Overall, Topstep edges ahead winning 4 out of 6 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.
Pros & Cons
Topstep
Pros
Cons
YRM Prop
Pros
Cons
Active Deals & Promo Codes
Topstep
YRM Prop
No active deals
Frequently Asked Questions
Which is better, Topstep or YRM Prop?
Topstep scores higher overall, winning 4 out of 6 comparison categories including Overall Rating, Starting Price, Safety Grade. However, the best choice depends on your trading goals and priorities.
Which is cheaper, Topstep or YRM Prop?
Topstep has the lower starting price at $49. Topstep offers 3 challenge options starting from $49, while YRM Prop offers 4 options starting from $59.
Which has better reviews, Topstep or YRM Prop?
YRM Prop has a higher TrustPilot rating of 4.8/5. Topstep has 14,382 reviews while YRM Prop has 181.
Which offers a higher profit split, Topstep or YRM Prop?
Topstep offers a higher maximum profit split. Topstep offers 90% while YRM Prop offers 90%.
How fast do Topstep and YRM Prop pay out?
Topstep has On-demand payouts while YRM Prop offers 24-hour payouts payouts. Payout speed can be an important factor when choosing a prop firm.
Are Topstep and YRM Prop legit?
Both firms have been independently verified by PropFirmMap. Topstep holds a A safety grade and a 3.6/5 TrustPilot rating. YRM Prop holds a B safety grade and a 4.8/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.
Which is better for beginners, Topstep or YRM Prop?
Topstep may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.
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