Topstep vs Tradeify: Head-to-Head Comparison (2026)
Topstep
8.0 A
Futures
Tradeify
8.2 A+
Futures
Verdict: Who Wins?
Topstep
1 wins
Tradeify
7 wins
Decisive Win
Best For:
Topstep
Tradeify
Tradeify
Tradeify
Visual Comparison
Head-to-Head Comparison
| Topstep | Metric | Tradeify |
|---|---|---|
| 8.0/10 | PFM Score | 8.2/10 ★ |
| 3.5/5 (14,272) | TrustPilot | 4.6/5 (2,803) ★ |
| A | Safety Grade | A+ ★ |
| 74.5 B+ | Trust Score | 78.7 B+ ★ |
| 90% | Profit Split | 90% (100% on first $15K for Growth/Lightning) ★ |
| No daily loss limit on Standard plan. Max Loss Limit: $2,000 (50K) / $3,000 (100K) / $4,500 (150K) trailing EOD from highest balance. Optional DLL add-on: $1,000 / $2,000 / $3,000. | Daily Drawdown | EOD trailing drawdown. Growth has daily loss limits ($600-$3,000). |
| On-demand | Payout Frequency | Daily (Select Daily) or every 5 winning days (Select Flex), 7-day cycle others |
| $49 ★ | Starting Price | $65 |
| Proprietary | Technology | Proprietary |
| Topstep X | Platforms | NinjaTrader, Tradovate, Tradesea, WealthCharts |
| Yes | Direct Path to Funded | No |
| United States | Country | United States |
| Jan 2010 | Established | Jan 2022 |
| 3 options | Challenge Options | 8 options |
Price Comparison by Account Size
Cheapest challenge price at each account size (where both firms offer the same size)
| Account Size | Topstep | Tradeify | Savings |
|---|---|---|---|
| $50K | $49 ★ | $99 | Save $50 |
| $100K | $99 ★ | $159 | Save $60 |
| $150K | $199 ★ | $221 | Save $22 |
Topstep vs Tradeify: Detailed Analysis
Topstep and Tradeify are both Futures firms. Topstep has been in business longer, established in 2010, while Tradeify was founded in 2022.
Pricing
In terms of pricing, Topstep is more affordable with challenges starting at $49, which is $16 less than Tradeify's starting price of $65. Topstep offers 3 challenge options, while Tradeify offers 8.
Account Sizes
On account sizing, Topstep offers account sizes from $50 to $150 across 3 funding tiers, while Tradeify offers account sizes from $25 to $150 across 4 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.
Trading Platforms
For trading platforms, Topstep supports Topstep X, while Tradeify runs on NinjaTrader, Tradovate, Tradesea and WealthCharts. If you already trade on a specific platform, this can be the deciding factor between the two.
Profit Split & Payouts
Topstep offers 90% profit split, while Tradeify offers 90% (100% on first $15K for Growth/Lightning). Topstep pays out On-demand, and Tradeify pays out Daily (Select Daily) or every 5 winning days (Select Flex), 7-day cycle others.
Risk & Drawdown Rules
Risk rules are a key difference for funded traders: Topstep lists its daily drawdown as "No daily loss limit on Standard plan. Max Loss Limit: $2,000 (50K) / $3,000 (100K) / $4,500 (150K) trailing EOD from highest balance. Optional DLL add-on: $1,000 / $2,000 / $3,000.", while Tradeify lists "EOD trailing drawdown. Growth has daily loss limits ($600-$3,000).". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.
Payout Methods
When it comes to getting paid, Topstep supports withdrawals via Wise, ACH and International Wire / SWIFT, while Tradeify pays out through Rise and Crypto.
Trust & Safety
For trust and reputation, Topstep has a 3.5/5 TrustPilot rating with 14,272 reviews, while Tradeify has 4.6/5 with 2,803 reviews. Safety grades: Topstep A, Tradeify A+.
Who Should Choose Which
So who should pick which? Topstep is the stronger choice for budget-conscious traders, while Tradeify is the better fit for maximum profit potential, trust & reputation and fast payouts.
Overall, Tradeify edges ahead winning 7 out of 8 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.
Pros & Cons
Topstep
Pros
Cons
Tradeify
Pros
Cons
Active Deals & Promo Codes
Topstep
Tradeify
Frequently Asked Questions
Which is better, Topstep or Tradeify?
Tradeify scores higher overall, winning 7 out of 8 comparison categories including Overall Rating, TrustPilot, Profit Split. However, the best choice depends on your trading goals and priorities.
Which is cheaper, Topstep or Tradeify?
Topstep has the lower starting price at $49. Topstep offers 3 challenge options starting from $49, while Tradeify offers 8 options starting from $65.
Which has better reviews, Topstep or Tradeify?
Tradeify has a higher TrustPilot rating of 4.6/5. Topstep has 14,272 reviews while Tradeify has 2,803.
Which offers a higher profit split, Topstep or Tradeify?
Tradeify offers a higher maximum profit split. Topstep offers 90% while Tradeify offers 90% (100% on first $15K for Growth/Lightning).
How fast do Topstep and Tradeify pay out?
Topstep has On-demand payouts while Tradeify offers Daily (Select Daily) or every 5 winning days (Select Flex), 7-day cycle others payouts. Payout speed can be an important factor when choosing a prop firm.
Are Topstep and Tradeify legit?
Both firms have been independently verified by PropFirmMap. Topstep holds a A safety grade and a 3.5/5 TrustPilot rating. Tradeify holds a A+ safety grade and a 4.6/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.
Which is better for beginners, Topstep or Tradeify?
Topstep may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.
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