FundingRock vs The Upside Funding: Head-to-Head Comparison (2026)
FundingRock
5.8 B
CFD
The Upside Funding
6.3 A
CFD
Verdict: Who Wins?
FundingRock
2 wins
The Upside Funding
4 wins
Decisive Win
Best For:
FundingRock
The Upside Funding
FundingRock
Visual Comparison
Save 25% on The Upside Funding today
Head-to-Head Comparison
| FundingRock | Metric | The Upside Funding |
|---|---|---|
| 5.8/10 | PFM Score | 6.3/10 ★ |
| 4.1/5 (77) | TrustPilot | 4.8/5 (43) ★ |
| B | Safety Grade | A ★ |
| 44.7 D | Trust Score | 64.2 B ★ |
| 80% (up to 95% with Add-On) ★ | Profit Split | 95% |
| 4% (Pay After You Pass); 3% (1-Step, 2-Step Lite); 5% (2-Step Pro) | Daily Drawdown | 1-Step: no daily, 4% trailing / 2-Step: 4% daily static, 8% total static |
| Every 14 days (instant withdrawal on Pay After You Pass) | Payout Frequency | Fast payouts (on-demand) |
| $5 ★ | Starting Price | $34 |
| White-Label | Technology | Proprietary |
| cTrader, TradeLocker | Platforms | cTrader |
| No | Direct Path to Funded | No |
| Cyprus | Country | Hong Kong |
| Apr 2025 | Established | Jan 2020 |
| 20 options | Challenge Options | 12 options |
Price Comparison by Account Size
Cheapest challenge price at each account size (where both firms offer the same size)
| Account Size | FundingRock | The Upside Funding | Savings |
|---|---|---|---|
| $5K | $5 ★ | $59 | Save $54 |
| $10K | $5 ★ | $99 | Save $94 |
| $25K | $5 ★ | $199 | Save $194 |
| $50K | $5 ★ | $349 | Save $344 |
| $100K | $5 ★ | $589 | Save $584 |
FundingRock vs The Upside Funding: Detailed Analysis
FundingRock and The Upside Funding are both CFD firms. The Upside Funding has been in business longer, established in 2020, while FundingRock was founded in 2025.
Pricing
In terms of pricing, FundingRock is more affordable with challenges starting at $5, which is $29 less than The Upside Funding's starting price of $34. FundingRock offers 20 challenge options, while The Upside Funding offers 12.
Account Sizes
On account sizing, FundingRock offers account sizes from $5 to $100 across 5 funding tiers, while The Upside Funding offers account sizes from $2 to $100 across 6 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.
Trading Platforms
For trading platforms, FundingRock supports cTrader and TradeLocker, while The Upside Funding runs on cTrader. If you already trade on a specific platform, this can be the deciding factor between the two.
Profit Split & Payouts
FundingRock offers 80% (up to 95% with Add-On) profit split, while The Upside Funding offers 95%. FundingRock pays out Every 14 days (instant withdrawal on Pay After You Pass), and The Upside Funding pays out Fast payouts (on-demand).
Risk & Drawdown Rules
Risk rules are a key difference for funded traders: FundingRock lists its daily drawdown as "4% (Pay After You Pass); 3% (1-Step, 2-Step Lite); 5% (2-Step Pro)", while The Upside Funding lists "1-Step: no daily, 4% trailing / 2-Step: 4% daily static, 8% total static". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.
Payout Methods
FundingRock supports withdrawals via Rise Works.
Trust & Safety
For trust and reputation, FundingRock has a 4.1/5 TrustPilot rating with 77 reviews, while The Upside Funding has 4.8/5 with 43 reviews. Safety grades: FundingRock B, The Upside Funding A.
Who Should Choose Which
So who should pick which? FundingRock is the stronger choice for budget-conscious traders and fast payouts, while The Upside Funding is the better fit for trust & reputation.
Overall, The Upside Funding edges ahead winning 4 out of 6 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.
Pros & Cons
FundingRock
Pros
Cons
The Upside Funding
Pros
Cons
Active Deals & Promo Codes
FundingRock
No active deals
The Upside Funding
Frequently Asked Questions
Which is better, FundingRock or The Upside Funding?
The Upside Funding scores higher overall, winning 4 out of 6 comparison categories including Overall Rating, TrustPilot, Safety Grade. However, the best choice depends on your trading goals and priorities.
Which is cheaper, FundingRock or The Upside Funding?
FundingRock has the lower starting price at $5. FundingRock offers 20 challenge options starting from $5, while The Upside Funding offers 12 options starting from $34.
Which has better reviews, FundingRock or The Upside Funding?
The Upside Funding has a higher TrustPilot rating of 4.8/5. FundingRock has 77 reviews while The Upside Funding has 43.
Which offers a higher profit split, FundingRock or The Upside Funding?
FundingRock offers a higher maximum profit split. FundingRock offers 80% (up to 95% with Add-On) while The Upside Funding offers 95%.
How fast do FundingRock and The Upside Funding pay out?
FundingRock has Every 14 days (instant withdrawal on Pay After You Pass) payouts while The Upside Funding offers Fast payouts (on-demand) payouts. Payout speed can be an important factor when choosing a prop firm.
Are FundingRock and The Upside Funding legit?
Both firms have been independently verified by PropFirmMap. FundingRock holds a B safety grade and a 4.1/5 TrustPilot rating. The Upside Funding holds a A safety grade and a 4.8/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.
Which is better for beginners, FundingRock or The Upside Funding?
FundingRock may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.
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