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FundingRock

6.5 B
Cyprus CFD
VS

The Upside Funding

7.1 A
Hong Kong CFD
Key Differences
Safety B vs A Price $5 vs $34

Verdict: Who Wins?

FundingRock 2 wins
2 - 4
The Upside Funding 4 wins Decisive Win
Overall Rating 7.1 vs 6.5 Clear
TrustPilot 4.8 vs 4.1 Decisive
Starting Price $5 vs $34 Decisive
Profit Split Both 80% (up to 95% with Add-On) Tie
Safety Grade A vs B Clear
Trust Score 64.2/100 vs 44.5/100 Decisive
Challenge Variety 20 vs 12 options Clear

Best For:

Budget-conscious traders FundingRock
Trust & reputation The Upside Funding
Fast payouts FundingRock

Visual Comparison

FundingRock The Upside Funding

Head-to-Head Comparison

FundingRock Metric The Upside Funding
6.5/10 PFM Score 7.1/10
4.1/5 (77) TrustPilot 4.8/5 (43)
B Safety Grade A
44.5 D Trust Score 64.2 B
80% (up to 95% with Add-On) Profit Split 95%
4% (Pay After You Pass); 3% (1-Step, 2-Step Lite); 5% (2-Step Pro) Daily Drawdown 1-Step: no daily, 4% trailing / 2-Step: 4% daily static, 8% total static
Every 14 days (instant withdrawal on Pay After You Pass) Payout Frequency Fast payouts (on-demand)
$5 Starting Price $34
White-Label Technology Proprietary
cTrader, TradeLocker Platforms cTrader
No Direct Path to Funded No
Cyprus Country Hong Kong
Apr 2025 Established Jan 2020
20 options Challenge Options 12 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size FundingRock The Upside Funding Savings
$5K $5 $59 Save $54
$10K $5 $99 Save $94
$25K $5 $199 Save $194
$50K $5 $349 Save $344
$100K $5 $589 Save $584

FundingRock vs The Upside Funding: Detailed Analysis

FundingRock and The Upside Funding are both CFD firms. The Upside Funding has been in business longer, established in 2020, while FundingRock was founded in 2025.

In terms of pricing, FundingRock is more affordable with challenges starting at $5, which is $29 less than The Upside Funding's starting price of $34. FundingRock offers 20 challenge options, while The Upside Funding offers 12.

FundingRock offers 80% (up to 95% with Add-On) profit split, while The Upside Funding offers 95%. FundingRock pays out Every 14 days (instant withdrawal on Pay After You Pass), and The Upside Funding pays out Fast payouts (on-demand).

For trust and reputation, FundingRock has a 4.1/5 TrustPilot rating with 77 reviews, while The Upside Funding has 4.8/5 with 43 reviews. Safety grades: FundingRock B, The Upside Funding A.

Overall, The Upside Funding edges ahead winning 4 out of 6 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.

Pros & Cons

FundingRock
Pros
Up to 95% profit split (80% base, 95% with add-on); scaling up to $1,000,000; Pay After You Pass option with only a $5 entry fee and instant withdrawals; 100% refund of challenge fee on first withdrawal (2-Step Pro refunds at 3rd payout milestone); EAs allowed; news trading allowed on Pay After You Pass and 1-Step; unlimited time limit on all programs; up to 1:100 leverage on forex; TradeLocker and cTrader platforms; AI automation to convert ideas into bots; FR Academy education (live trading room, workshops, Q&As); referral program; responsive support praised on TrustPilot.
Cons
Newly launched firm (Mindwave Training Ltd, terms last updated April 2025; public launch November 2025) so limited operating track record; only 77 TrustPilot reviews; simulated/demo trading environment, not live-market execution; consistency rule applies (15% on Pay After You Pass, 30% on 1-Step and 2-Step Lite); weekend holding requires a paid add-on on 1-Step, 2-Step Pro and 2-Step Lite; high-frequency trading, arbitrage, copy trading and tick scalping prohibited; some TrustPilot complaints about post-approval risk interviews and weekend gap breaches; support is not 24/7 (standard business hours); CFD/forex only (no futures).
The Upside Funding
Pros
Founded by ex-Citibank MDs (60+ years combined), 1:1 mentorship from CEO, path to 50K/yr full-time position, 24hr payout guarantee (K penalty if missed), 100% fee refund on 3rd payout, news trading + weekend holding allowed, cTrader via regulated Purple Trading, EAs allowed
Cons
Very new (launched 2024/2025), only 39 TrustPilot reviews (100% 5-star is unusual), only cTrader platform, challenge pricing not transparent on website, simulated environment, co-founder James last name not disclosed

Active Deals & Promo Codes

FundingRock

No active deals

The Upside Funding
25% OFF 25% off all challenges

Frequently Asked Questions

Which is better, FundingRock or The Upside Funding?

The Upside Funding scores higher overall, winning 4 out of 6 comparison categories including Overall Rating, TrustPilot, Safety Grade. However, the best choice depends on your trading goals and priorities.

Which is cheaper, FundingRock or The Upside Funding?

FundingRock has the lower starting price at $5. FundingRock offers 20 challenge options starting from $5, while The Upside Funding offers 12 options starting from $34.

Which has better reviews, FundingRock or The Upside Funding?

The Upside Funding has a higher TrustPilot rating of 4.8/5. FundingRock has 77 reviews while The Upside Funding has 43.

Which offers a higher profit split, FundingRock or The Upside Funding?

FundingRock offers a higher maximum profit split. FundingRock offers 80% (up to 95% with Add-On) while The Upside Funding offers 95%.

How fast do FundingRock and The Upside Funding pay out?

FundingRock has Every 14 days (instant withdrawal on Pay After You Pass) payouts while The Upside Funding offers Fast payouts (on-demand) payouts. Payout speed can be an important factor when choosing a prop firm.