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Funding Traders

6.0 B
Hong Kong CFD
VS

Top One Trader

8.0 B+
United States CFD
Key Differences
Safety B vs B+ Price $39 vs $16

Verdict: Who Wins?

Funding Traders 1 wins
1 - 6
Top One Trader 6 wins Decisive Win
Overall Rating 8.0 vs 6.0 Decisive
TrustPilot 4.5 vs 3.4 Decisive
Starting Price $16 vs $39 Decisive
Profit Split Both 80-100% (varies by program) Tie
Safety Grade B+ vs B Narrow
Trust Score 62.3/100 vs 50.6/100 Clear
Challenge Variety 24 vs 12 options Decisive
Platform Choice 4 vs 2 platforms Narrow

Best For:

Budget-conscious traders Top One Trader
Trust & reputation Top One Trader
Fast payouts Top One Trader

Visual Comparison

Funding Traders Top One Trader

Head-to-Head Comparison

Funding Traders Metric Top One Trader
6.0/10 PFM Score 8.0/10
3.4/5 (3,269) TrustPilot 4.5/5 (3,141)
B Safety Grade B+
50.6 C Trust Score 62.3 B
80-100% (varies by program) Profit Split 80% standard, up to 90% (up to 100% on Instant PRIME)
3-5% daily, 6-10% max Daily Drawdown 4-5% (4% on 2-Step Plus, 5% on 1-Step Flash; EquityShield 2%/2.5% on Instant)
14-21 Days Payout Frequency Bi-weekly (14 days), 7-day upgrade add-on available
$39 Starting Price $$16
Proprietary Technology White-Label
MT5, TradeLocker Platforms cTrader, Match Trader, MT5, TradeLocker
No Direct Path to Funded No
Hong Kong Country United States
- Established Sep 2023
24 options Challenge Options 12 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size Funding Traders Top One Trader Savings
$5K $39 $16 Save $23
$10K $59 $65 Save $6
$25K $119 $105 Save $14
$50K $229 $205 Save $24
$100K $419 $325 Save $94
$200K $799 $1,065 Save $266

Funding Traders vs Top One Trader: Detailed Analysis

Funding Traders and Top One Trader are both CFD firms.

In terms of pricing, Top One Trader is more affordable with challenges starting at $16, which is $23 less than Funding Traders's starting price of $39. Funding Traders offers 24 challenge options, while Top One Trader offers 12.

Funding Traders offers 80-100% (varies by program) profit split, while Top One Trader offers 80% standard, up to 90% (up to 100% on Instant PRIME). Funding Traders pays out 14-21 Days, and Top One Trader pays out Bi-weekly (14 days), 7-day upgrade add-on available.

For trust and reputation, Funding Traders has a 3.4/5 TrustPilot rating with 3,269 reviews, while Top One Trader has 4.5/5 with 3,141 reviews. Safety grades: Funding Traders B, Top One Trader B+.

Overall, Top One Trader edges ahead winning 6 out of 7 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.

Pros & Cons

Funding Traders
Pros
Four program tracks: Instant Funded, 2-Step Pro10, 2-Step Pro6, 1-Step Pro. Profit splits up to 100%. FT40 promo code, TRYFT 50% off first challenge.
Cons
15% consistency score on Instant Funded. 50% consistency on 1-Step Pro. Min 4 trading days on Evaluation programs.
Top One Trader
Pros
Fast payouts (1-2 hours average per firm marketing and TrustPilot reviews); No time limits on evaluations; Challenge fee refunded on first funded payout; Up to 100% profit split via Instant PRIME upgrade; Scaling plan up to $5 million; Four trading platforms (MT5, cTrader, Match-Trader, TradeLocker); Public, US-registered leadership team
Cons
2% processing fee on all payouts; Weekend holding not permitted; EAs/algo trading restricted on funded accounts; Consistency rule tightens to 30% on funded stage; Stop-loss mandatory on every trade (paid add-on to remove); EquityShield risk caps on Instant Funding and Instant PRIME

Active Deals & Promo Codes

Funding Traders
40% OFF 40% OFF + Pass and Get a FREE Account
50% OFF 50% off your first funded challenge
50% OFF 50% off limited-time promotion (tax-season)
Top One Trader
50% OFF SUMMER: 40-60% off all challenge accounts (varies by size). Active promo as of 2026-06-08.

Frequently Asked Questions

Which is better, Funding Traders or Top One Trader?

Top One Trader scores higher overall, winning 6 out of 7 comparison categories including Overall Rating, TrustPilot, Starting Price. However, the best choice depends on your trading goals and priorities.

Which is cheaper, Funding Traders or Top One Trader?

Top One Trader has the lower starting price at $16. Funding Traders offers 24 challenge options starting from $39, while Top One Trader offers 12 options starting from $16.

Which has better reviews, Funding Traders or Top One Trader?

Top One Trader has a higher TrustPilot rating of 4.5/5. Funding Traders has 3,269 reviews while Top One Trader has 3,141.

Which offers a higher profit split, Funding Traders or Top One Trader?

Funding Traders offers a higher maximum profit split. Funding Traders offers 80-100% (varies by program) while Top One Trader offers 80% standard, up to 90% (up to 100% on Instant PRIME).

How fast do Funding Traders and Top One Trader pay out?

Funding Traders has 14-21 Days payouts while Top One Trader offers Bi-weekly (14 days), 7-day upgrade add-on available payouts. Payout speed can be an important factor when choosing a prop firm.