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Lux Trading Firm vs The Concept Trading: Head-to-Head Comparison (2026)

Lux Trading Firm

6.6 B+
United Kingdom CFD
VS
Key Differences
Split 80% vs 90% Price $199 vs $297

Verdict: Who Wins?

Lux Trading Firm 3 wins
3 - 3
The Concept Trading 3 wins
Overall Rating 6.6 vs 5.5 Decisive
TrustPilot 4.7 vs 3.8 Decisive
Starting Price $199 vs $297 Decisive
Profit Split 50-90% (tiered, up to 90% with 90% Lock Rule) vs 80% Decisive
Safety Grade Both B+ Tie
Trust Score 75.9/100 vs 62/100 Clear
Platform Choice 4 vs 1 platforms Clear

Best For:

Budget-conscious traders Lux Trading Firm
Maximum profit potential The Concept Trading
Trust & reputation The Concept Trading
Fast payouts The Concept Trading

Visual Comparison

Lux Trading Firm The Concept Trading

Head-to-Head Comparison

Lux Trading Firm Metric The Concept Trading
6.6/10 PFM Score 5.5/10
3.8/5 (636) TrustPilot 4.7/5 (471)
B+ Safety Grade B+
62 B Trust Score 75.9 B+
80% Profit Split 50-90% (tiered, up to 90% with 90% Lock Rule)
6% static drawdown on all accounts (measured from starting balance, does not trail up with profit); no daily loss limit Daily Drawdown None (static drawdown only - 3% Xtreme, 4% Traditional, 5% Premier, 6% Foundation, 10% Empire)
On-Demand Payout Frequency Weekly
$199 Starting Price $297
Proprietary Technology White-Label
Trading View, Match Trader, MT5, MT4 Platforms Trading View
No Direct Path to Funded No
United Kingdom Country Australia
Jan 2021 Established Aug 2021
5 options Challenge Options 4 options

Lux Trading Firm vs The Concept Trading: Detailed Analysis

Lux Trading Firm and The Concept Trading are both CFD firms. Lux Trading Firm has been in business longer, established in 2021, while The Concept Trading was founded in 2021.

Pricing

In terms of pricing, Lux Trading Firm is more affordable with challenges starting at $199, which is $98 less than The Concept Trading's starting price of $297. Lux Trading Firm offers 5 challenge options, while The Concept Trading offers 4.

Account Sizes

On account sizing, Lux Trading Firm offers account sizes from $1 to $400 across 3 funding tiers, while The Concept Trading offers account sizes from $3 to $25 across 4 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.

Trading Platforms

For trading platforms, Lux Trading Firm supports Trading View, Match Trader, MT5 and MT4, while The Concept Trading runs on Trading View. If you already trade on a specific platform, this can be the deciding factor between the two.

Profit Split & Payouts

Lux Trading Firm offers 80% profit split, while The Concept Trading offers 50-90% (tiered, up to 90% with 90% Lock Rule). Lux Trading Firm pays out On-Demand, and The Concept Trading pays out Weekly.

Risk & Drawdown Rules

Risk rules are a key difference for funded traders: Lux Trading Firm lists its daily drawdown as "6% static drawdown on all accounts (measured from starting balance, does not trail up with profit); no daily loss limit", while The Concept Trading lists "None (static drawdown only - 3% Xtreme, 4% Traditional, 5% Premier, 6% Foundation, 10% Empire)". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.

Payout Methods

The Concept Trading supports withdrawals via Crypto and PayPal.

Trust & Safety

For trust and reputation, Lux Trading Firm has a 3.8/5 TrustPilot rating with 636 reviews, while The Concept Trading has 4.7/5 with 471 reviews. Safety grades: Lux Trading Firm B+, The Concept Trading B+.

Who Should Choose Which

So who should pick which? Lux Trading Firm is the stronger choice for budget-conscious traders, while The Concept Trading is the better fit for maximum profit potential, trust & reputation and fast payouts.

This is a close matchup with Lux Trading Firm winning 3 and The Concept Trading winning 3 of the categories we compared. The right choice depends on what matters most to you as a trader.

Pros & Cons

Lux Trading Firm
Pros
Instant, on-demand withdrawals with no fixed payout cycles. 100% evaluation fee refund after passing Stage One. Scaling up to $10,000,000 in funded capital. Copy trading and EA automation allowed.
Cons
Fixed 6% static drawdown across all account sizes that does not increase as the account grows. Maximum risk capped at 5% of Remaining Risk Capital per trade. Third-party or commercial EAs and full high-frequency automated trading strategies are prohibited.
The Concept Trading
Pros
1-step evaluation across most programs, Instant Funding option, static drawdown (no daily drawdown limit), no time limits, scale up to $50M, trade any style (scalping/swing/EA allowed), 1:200 leverage on most tiers, weekly payouts, Pro spreads with commission model, up to 3 accounts, 90% Lock Rule
Cons
Tiered profit split starts at 50% and scales to 90% (only at Max Equity), only 1 payout per calendar month per Terms cl. 12.17, 6-week inactivity termination rule, Xtreme tier has only 1:30 leverage, AUD-denominated checkout

Frequently Asked Questions

Which is better, Lux Trading Firm or The Concept Trading?

Both firms are competitive. Lux Trading Firm wins in 3 categories while The Concept Trading wins in 3. The best choice depends on what you prioritize: pricing, profit split, trust ratings, or payout speed.

Which is cheaper, Lux Trading Firm or The Concept Trading?

Lux Trading Firm has the lower starting price at $199. Lux Trading Firm offers 5 challenge options starting from $199, while The Concept Trading offers 4 options starting from $297.

Which has better reviews, Lux Trading Firm or The Concept Trading?

The Concept Trading has a higher TrustPilot rating of 4.7/5. Lux Trading Firm has 636 reviews while The Concept Trading has 471.

Which offers a higher profit split, Lux Trading Firm or The Concept Trading?

The Concept Trading offers a higher maximum profit split. Lux Trading Firm offers 80% while The Concept Trading offers 50-90% (tiered, up to 90% with 90% Lock Rule).

How fast do Lux Trading Firm and The Concept Trading pay out?

Lux Trading Firm has On-Demand payouts while The Concept Trading offers Weekly payouts. Payout speed can be an important factor when choosing a prop firm.

Are Lux Trading Firm and The Concept Trading legit?

Both firms have been independently verified by PropFirmMap. Lux Trading Firm holds a B+ safety grade and a 3.8/5 TrustPilot rating. The Concept Trading holds a B+ safety grade and a 4.7/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.

Which is better for beginners, Lux Trading Firm or The Concept Trading?

Lux Trading Firm may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.

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