Onyx Futures vs Topstep: Head-to-Head Comparison (2026)

Onyx Futures vs Topstep: Detailed Analysis

Onyx Futures and Topstep are both Futures firms.

Pricing

In terms of pricing, Topstep is more affordable with challenges starting at $49, which is $19 less than Onyx Futures's starting price of $68. Onyx Futures offers 12 challenge options, while Topstep offers 3.

Account Sizes

On account sizing, Onyx Futures offers account sizes from $1 to $150 across 8 funding tiers, while Topstep offers account sizes from $50 to $150 across 3 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.

Trading Platforms

For trading platforms, Onyx Futures supports Tradesea and DeepCharts, while Topstep runs on Topstep X. If you already trade on a specific platform, this can be the deciding factor between the two.

Profit Split & Payouts

Onyx Futures offers Up to 100% (Ruby and Flex Funded simulated accounts); 85% (Express to Live live account) profit split, while Topstep offers 90%. Onyx Futures pays out On request, any week (simulated funded); daily on the Express to Live live account, and Topstep pays out On-demand.

Risk & Drawdown Rules

Risk rules are a key difference for funded traders: Onyx Futures lists its daily drawdown as "No forced daily loss limit on any Sapphire, Flex, Gold or Platinum account - traders may optionally set their own from the dashboard. Express to Live accounts carry a daily loss limit of $400, $600, $800 or $1,200 by drawdown size. Drawdown itself is end-of-day trailing on Sapphire and Flex, and a static floor on the Gold and Platinum-X tracks.", while Topstep lists "$2,000 max loss limit ($50K) / $3,000 ($100K) / $4,500 ($150K)". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.

Payout Methods

Topstep supports withdrawals via Wise, ACH and International Wire / SWIFT.

Trust & Safety

For trust and reputation, Onyx Futures has a 4.6/5 TrustPilot rating with 19 reviews, while Topstep has 3.6/5 with 14,382 reviews. Safety grades: Onyx Futures B, Topstep A.

Who Should Choose Which

So who should pick which? Onyx Futures is the stronger choice for maximum profit potential and fast payouts, while Topstep is the better fit for budget-conscious traders and trust & reputation.

This is a close matchup with Onyx Futures winning 3 and Topstep winning 4 of the categories we compared. The right choice depends on what matters most to you as a trader.