Topstep vs Velotrade: Head-to-Head Comparison (2026)
Topstep
8.0 A
Futures
Velotrade
5.7 C
Crypto
Verdict: Who Wins?
Topstep
3 wins
Velotrade
3 wins
Best For:
Velotrade
Topstep
Visual Comparison
Head-to-Head Comparison
| Topstep | Metric | Velotrade |
|---|---|---|
| 8.0/10 ★ | PFM Score | 5.7/10 |
| 3.6/5 (14,382) | TrustPilot | 4/5 (8) ★ |
| A ★ | Safety Grade | C |
| 80 A ★ | Trust Score | 33.6 F |
| 90% | Profit Split | 80-90% (+20% fee add-on for profit split up to 90%) ★ |
| $2,000 max loss limit ($50K) / $3,000 ($100K) / $4,500 ($150K) | Daily Drawdown | Classic 1-Step: 4% daily / 7% max (Static). Classic 2-Step: 5% daily / 10% max (Static). PRO 1-Step: 3% daily / 3% max (Static). |
| On-demand | Payout Frequency | On-demand |
| $49 | Starting Price | $32 ★ |
| Proprietary | Technology | Proprietary |
| Topstep X | Platforms | cTrader |
| Yes | Direct Path to Funded | No |
| United States | Country | Hong Kong |
| Jan 2010 | Established | Nov 2025 |
| 3 options | Challenge Options | 16 options |
Price Comparison by Account Size
Cheapest challenge price at each account size (where both firms offer the same size)
| Account Size | Topstep | Velotrade | Savings |
|---|---|---|---|
| $50K | $49 ★ | $244 | Save $195 |
| $100K | $99 ★ | $446 | Save $347 |
Topstep vs Velotrade: Detailed Analysis
Topstep and Velotrade are both Futures firms. Topstep has been in business longer, established in 2010, while Velotrade was founded in 2025.
Pricing
In terms of pricing, Velotrade is more affordable with challenges starting at $32, which is $17 less than Topstep's starting price of $49. Topstep offers 3 challenge options, while Velotrade offers 16.
Account Sizes
On account sizing, Topstep offers account sizes from $50 to $150 across 3 funding tiers, while Velotrade offers account sizes from $5 to $200 across 6 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.
Trading Platforms
For trading platforms, Topstep supports Topstep X, while Velotrade runs on cTrader. If you already trade on a specific platform, this can be the deciding factor between the two.
Profit Split & Payouts
Topstep offers 90% profit split, while Velotrade offers 80-90% (+20% fee add-on for profit split up to 90%). Topstep pays out On-demand, and Velotrade pays out On-demand.
Risk & Drawdown Rules
Risk rules are a key difference for funded traders: Topstep lists its daily drawdown as "$2,000 max loss limit ($50K) / $3,000 ($100K) / $4,500 ($150K)", while Velotrade lists "Classic 1-Step: 4% daily / 7% max (Static). Classic 2-Step: 5% daily / 10% max (Static). PRO 1-Step: 3% daily / 3% max (Static).". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.
Payout Methods
Topstep supports withdrawals via Wise, ACH and International Wire / SWIFT.
Trust & Safety
For trust and reputation, Topstep has a 3.6/5 TrustPilot rating with 14,382 reviews, while Velotrade has 4/5 with 8 reviews. Safety grades: Topstep A, Velotrade C.
Who Should Choose Which
So who should pick which? Topstep is the stronger choice for trust & reputation, while Velotrade is the better fit for budget-conscious traders.
This is a close matchup with Topstep winning 3 and Velotrade winning 3 of the categories we compared. The right choice depends on what matters most to you as a trader.
Pros & Cons
Topstep
Pros
Cons
Velotrade
Pros
Cons
Active Deals & Promo Codes
Topstep
Velotrade
No active deals
Frequently Asked Questions
Which is better, Topstep or Velotrade?
Both firms are competitive. Topstep wins in 3 categories while Velotrade wins in 3. The best choice depends on what you prioritize: pricing, profit split, trust ratings, or payout speed.
Which is cheaper, Topstep or Velotrade?
Velotrade has the lower starting price at $32. Topstep offers 3 challenge options starting from $49, while Velotrade offers 16 options starting from $32.
Which has better reviews, Topstep or Velotrade?
Velotrade has a higher TrustPilot rating of 4/5. Topstep has 14,382 reviews while Velotrade has 8.
Which offers a higher profit split, Topstep or Velotrade?
Topstep offers a higher maximum profit split. Topstep offers 90% while Velotrade offers 80-90% (+20% fee add-on for profit split up to 90%).
How fast do Topstep and Velotrade pay out?
Topstep has On-demand payouts while Velotrade offers On-demand payouts. Payout speed can be an important factor when choosing a prop firm.
Are Topstep and Velotrade legit?
Both firms have been independently verified by PropFirmMap. Topstep holds a A safety grade and a 3.6/5 TrustPilot rating. Velotrade holds a C safety grade and a 4/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.
Which is better for beginners, Topstep or Velotrade?
Velotrade may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.
More Comparisons
Not sold on either? Explore alternatives
See the closest-matched prop firms ranked head-to-head against each contender, with live 2026 prices and safety grades.