Fintokei vs IC Funded: Head-to-Head Comparison (2026)
Verdict: Who Wins?
Fintokei
6 wins
Decisive Win
Best For:
Fintokei
Fintokei
Fintokei
Visual Comparison
Head-to-Head Comparison
| Fintokei | Metric | IC Funded |
|---|---|---|
| 7.2/10 ★ | PFM Score | 4.8/10 |
| 4.3/5 (1,308) ★ | TrustPilot | 3/5 (146) |
| B+ ★ | Safety Grade | C |
| 51.1 C ★ | Trust Score | 42.8 D |
| 50-100% (StartTrader), 80% initial (ProTrader) ★ | Profit Split | 80/20 (up to 80% trader) |
| -3% equity-based daily loss limit for StartTrader and SwiftTrader; -5% equity-based daily loss limit for ProTrader (balance-based for ProTrader Swing variant) | Daily Drawdown | 4% |
| Every 14 days | Payout Frequency | Bi-Weekly |
| $44 ★ | Starting Price | $74 |
| Proprietary | Technology | White-Label |
| Trading View, cTrader, MT5 | Platforms | cTrader, MT5 |
| No | Direct Path to Funded | No |
| Czech Republic | Country | Saint Lucia |
| - | Established | - |
| 17 options | Challenge Options | 16 options |
Price Comparison by Account Size
Cheapest challenge price at each account size (where both firms offer the same size)
| Account Size | Fintokei | IC Funded | Savings |
|---|---|---|---|
| $5K | $44 ★ | $74 | Save $30 |
| $10K | $99 ★ | $125 | Save $26 |
| $50K | $244 ★ | $449 | Save $205 |
| $100K | $419 ★ | $689 | Save $270 |
| $200K | $1,149 ★ | $1,275 | Save $126 |
Fintokei vs IC Funded: Detailed Analysis
Fintokei and IC Funded are both CFD firms.
Pricing
In terms of pricing, Fintokei is more affordable with challenges starting at $44, which is $30 less than IC Funded's starting price of $74. Fintokei offers 17 challenge options, while IC Funded offers 16.
Account Sizes
On account sizing, Fintokei offers account sizes from $5 to $400 across 7 funding tiers, while IC Funded offers account sizes from $5 to $500 across 7 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.
Trading Platforms
For trading platforms, Fintokei supports Trading View, cTrader and MT5, while IC Funded runs on cTrader and MT5. If you already trade on a specific platform, this can be the deciding factor between the two.
Profit Split & Payouts
Fintokei offers 50-100% (StartTrader), 80% initial (ProTrader) profit split, while IC Funded offers 80/20 (up to 80% trader). Fintokei pays out Every 14 days, and IC Funded pays out Bi-Weekly.
Risk & Drawdown Rules
Risk rules are a key difference for funded traders: Fintokei lists its daily drawdown as "-3% equity-based daily loss limit for StartTrader and SwiftTrader; -5% equity-based daily loss limit for ProTrader (balance-based for ProTrader Swing variant)", while IC Funded lists "4%". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.
Payout Methods
Fintokei supports withdrawals via Bank Wire.
Trust & Safety
For trust and reputation, Fintokei has a 4.3/5 TrustPilot rating with 1,308 reviews, while IC Funded has 3/5 with 146 reviews. Safety grades: Fintokei B+, IC Funded C.
Who Should Choose Which
So who should pick which? Fintokei is the stronger choice for budget-conscious traders, maximum profit potential and trust & reputation, while IC Funded is the better fit for fast payouts.
Overall, Fintokei edges ahead winning 6 out of 6 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.
Pros & Cons
Fintokei
Pros
Cons
Pros
Cons
Active Deals & Promo Codes
Fintokei
No active deals
Frequently Asked Questions
Which is better, Fintokei or IC Funded?
Fintokei scores higher overall, winning 6 out of 6 comparison categories including Overall Rating, TrustPilot, Starting Price. However, the best choice depends on your trading goals and priorities.
Which is cheaper, Fintokei or IC Funded?
Fintokei has the lower starting price at $44. Fintokei offers 17 challenge options starting from $44, while IC Funded offers 16 options starting from $74.
Which has better reviews, Fintokei or IC Funded?
Fintokei has a higher TrustPilot rating of 4.3/5. Fintokei has 1,308 reviews while IC Funded has 146.
Which offers a higher profit split, Fintokei or IC Funded?
Fintokei offers a higher maximum profit split. Fintokei offers 50-100% (StartTrader), 80% initial (ProTrader) while IC Funded offers 80/20 (up to 80% trader).
How fast do Fintokei and IC Funded pay out?
Fintokei has Every 14 days payouts while IC Funded offers Bi-Weekly payouts. Payout speed can be an important factor when choosing a prop firm.
Are Fintokei and IC Funded legit?
Both firms have been independently verified by PropFirmMap. Fintokei holds a B+ safety grade and a 4.3/5 TrustPilot rating. IC Funded holds a C safety grade and a 3.0/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.
Which is better for beginners, Fintokei or IC Funded?
Fintokei may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.
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