Prop Firms That Accept Credit Card
48 verified firms you can pay with Credit Card · Updated July 2026
A credit-card checkout is the fastest, most familiar way to pay for a prop-firm challenge, and it is the single most widely accepted payment rail across the industry. It settles instantly and lets you buy from almost anywhere a card is issued. The firms below all accept a credit-card payment and are ranked by our composite PropFirmMap Score.
48
Firms
91%
Avg Max Split
$5
Challenge From
4.1
Avg TrustPilot
| # | Firm | Profit Split | From | Payout | TrustPilot | PFM Score | |
|---|---|---|---|---|---|---|---|
| 1 |
|
80%-100% add-on | $36 | Bi-weekly | 4.8 | 8.1 | View |
| 2 |
|
Up to 100% | $48 | On Demand | 4.3 | 7.9 | View |
| 3 |
|
Up to 90% to the trader | $59 | Daily | 4.8 | 7.7 | View |
| 4 |
|
100% (Eval/Pro), 80/20 (Straight to Live) | $30 | Daily (S2L), 8 Qualifying Days (Eval/Pro), 10 Qualifying Days (S2F) | 4.6 | 7.5 | View |
| 5 |
|
80% (up to 100% via VIP scaling program) | $23 | Every 10 days | 4.5 | 7.5 | View |
| 6 |
|
75% to 90% (scales by month and program) | $29 | On-request (min 14 days after first RCF trade) | 4.3 | 7.4 | View |
| 7 |
|
90% flat, no tiered system (Zero/Premium/Advanced) | $79 | Up to 4 times a month | 4.9 | 7.4 | View |
| 8 |
|
Up to 80% (Instant scales 65 to 90%; One Step / Two Step / Flex flat 80%, Flex scales 60 to 90%) | $9 | On Demand (Instant Funding, Flex Challenge); Every 2 weeks (One Step, Two Step) | 3.8 | 7.1 | View |
| 9 |
|
Up to 90% (Forex 1 Phase 85% base / 90% w/add-on; Pro 80% base / 90% w/add-on; Flex/Instant Standard 80%; Futures 100% on first $10K then 90/10) | $70 | Varies (Pro on-demand; 1 Phase 3-day; Flex 7-day; Instant Std 14-day; Instant Pro 10-day; Futures Pro bi-weekly; Futures Starter 5 winning days) | 3.5 | 7.0 | View |
| 10 |
|
100% (Instant Funding & Instant Pro); 50% on Special Account | $10 | On-Demand | 4.2 | 6.9 | View |
| 11 |
|
100% on first $15,000, then 90% | $50 | Weekly | 3.7 | 6.9 | View |
| 12 |
|
80% (up to 90% with add-on) | $44 | Bi-weekly | 3.9 | 6.6 | View |
| 13 |
|
50-90% (tiered, up to 90% with 90% Lock Rule) | $297 | Weekly | 4.6 | 6.6 | View |
| 14 | Hantec Trader | 80% (up to 95% with add-on) | $13 | 14 days (7 with add-on) | 4.3 | 6.6 | View |
| 15 |
|
80% | $33 | Weekly | 4.2 | 6.3 | View |
| 16 |
|
100% first $12,500, then 90% | $250 | On-demand | 3.2 | 6.3 | View |
| 17 |
|
80% / 20% (up to 90% / 10%) | $85 | Bi-weekly (every 15 days after first payout) | 4.6 | 6.3 | View |
| 18 |
|
80%, optional 90% | $5 | Bi-weekly (Standard/Plus), On-demand (Instant) | 4.0 | 6.2 | View |
| 19 |
|
100% | $44 | On-demand | 3 | 6.2 | View |
| 20 |
|
85% (up to 90% with add-ons) | $494 | biweekly | 4.3 | 6.1 | View |
| 21 |
|
Up to 90% (Instant/1-Step/2-Step); 80% on Spartan | $9 | Weekly | 3.7 | 5.7 | View |
| 22 |
|
80% scaling to 90% | $89 | On-demand (processed within hours) | 4.1 | 5.6 | View |
| 23 |
|
80% (90% with checkout add-on) | $49 | Weekly | 4.4 | 5.5 | View |
| 24 |
|
Up to 90% | $39 | On Demand | 3.8 | 5.5 | View |
| 25 |
|
90% (1-Step/2-Step), 85% (Instant) | $110 | Daily | 3.9 | 5.5 | View |
| 26 |
|
Up to 100% | $49 | Varies by model (Bi-weekly 1-Step, Weekly 2-Step, On Demand Instant) | 2.1 | 5.5 | View |
| 27 |
|
Up to 90% | $25 | Daily | 3.8 | 5.4 | View |
| 28 |
|
80/20 (Real Prop) | $125 | Automatic at Benchmarks 2-6 (Futures Forge), Signing Bonus at Real Prop (Stocks) | 4 | 5.4 | View |
| 29 |
|
Up to 85% | $197 | Bi-Monthly | 3.2 | 5.4 | View |
| 30 |
|
80% (upgradable to 95% via add-on) | $198 | bi-weekly | 4.4 | 5.3 | View |
| 31 |
|
Up to 99% (95% Toro25 / 97% Toro100 / 99% Toro250) | $66 | Bi-Weekly (Toro25/Toro100), Weekly (Toro250) | 3.8 | 5.3 | View |
| 32 |
|
Up to 90% | $41 | Weekly | 4.7 | 5.3 | View |
| 33 |
|
100% (up to 150% for VIP tier) | $52 | Bi-weekly | 4.4 | 5.3 | View |
| 34 |
|
100% | $74 | Weekly | 4.5 | 5.3 | View |
| 35 |
|
90% | $59 | On-demand (no daily limit; processed within 24h) | 4.6 | 5.2 | View |
| 36 |
|
80% | $5 | Bi-weekly | 4.3 | 5.1 | View |
| 37 | SizeProp | 80–95% | $39 | On-demand | 4.5 | 5.1 | View |
| 38 |
|
Pro: 50% (payouts 1-2) -> 80% (3+); Legacy: 75% (payouts 1-2) -> 80% (3+) | $25 | Bi-weekly | 4.5 | 5.0 | View |
| 39 |
|
88% | $49 | Bi-weekly | 4.4 | 5.0 | View |
| 40 |
|
90/10 first 60 days, then 90% above buffer + $100; transitions to 100% after 16 payouts | $149 | Every 7 trading days | 4.7 | 4.9 | View |
| 41 |
|
up to 90% | $33 | 14 days | 4.6 | 4.9 | View |
| 42 |
|
Up to 80% | $79 | Same-day (daily after 3 rewards) | - | 4.9 | View |
| 43 |
|
70% | $37 | Weekly | 3.7 | 4.9 | View |
| 44 |
|
Up to 90% | $35 | 7-14 Days | 3.6 | 4.8 | View |
| 45 |
|
Up to 90% | $35 | Daily Payout | Suspended | 4.8 | View |
| 46 | Hyper Funding | 90% (1-Step / 2-Step) — up to 95% (3-Step) | $63 | Bi-weekly | 3.7 | 4.8 | View |
| 47 | The TradeMakers | Up to 90% (Futures), Up to 80% (Equities) | $108 | Every 6 days | 4 | 4.7 | View |
| 48 |
|
90% | $35 | Average 7 hours (advertised) | Suspended | 4.7 | View |
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Frequently Asked Questions
Do most prop firms accept credit cards?
Yes - a card checkout is the default payment method at nearly every prop firm. The ranked table above lists the verified firms we track that accept a credit-card payment for their challenge.
Are there fees for paying by credit card?
Some issuers treat a prop-firm purchase as a normal card transaction, while others may add a foreign-transaction or cash-advance fee. Any such fee is set by your card issuer, not the prop firm.
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